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Lake Trust Credit Union Foundation at a glanceAlso receives grants: funding profile →

· Public charity

Lake Trust Credit Union Foundation

To create healthy and vibrant communities through educating, engaging, and giving in the areas of economic empowerment and community enhancement.

$240k
Granted FY2024still arriving
10
Grants FY2024still arriving
2
States reached
$15k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2024.

Human Services$164kFood & Nutrition$134kHousing & Shelter$120kYouth Development$43kEducation$42kHealth$41kCommunity Improvement$28kPhilanthropy$15kOther$0
02FY2024 · 10 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 10 grants below total $110,638, the rows itemized in this filing. The $240,065 headline is the total grant expense on the return; the other $129,427 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k2 grants · $13k
  • $10k–50k8 grants · $97k
$12,000
Median grant
2
States reached
$1.0M
Total assets
Largest grants
RecipientAmount
LOVE CENTERS INTERNATIONAL INC$15,000
SCHOLASTIC BOOK FAIR$14,400
SHELTER ASSOCIATION OF$13,500
HAVEN HOUSE$12,500
THE PINK FUND$12,000
MOMENTUM CENTER$10,000
AYA YOUTH COLLECTIVE GRANT$10,000
OZONE HOUSE$10,000
YOGA STRONG$7,500
CITY RESCUE MISSION LANSING$5,738
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–24, $152k) land where the poverty rate runs at 8%, against an area that typically sits at 10%. 21% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 10%OPERATION WARM COAT PROGRAM: $51k → 6%OPERATION WARM INC: $20k → 10%SHELTER HOUSE: $10k → 9%BLESSINGS IN A BACKPACK: $12k → 15%OPERATION WARM COAT PROGRAM: $37k → 6%GIVING TUESDAY LOVE IN ACTION TRI-CITIES: $2k → 8%SOS COMMUNITY SERVICES: $10k → 14%OZONE HOUSE: $10k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

43%of every dollar goes to organizations it has funded before.
$256k · 8 repeat orgs$339k to everyone else

Grantees it renews have grown median revenue +81% since the first grant, against +27% for those funded once.

8 repeat relationships: 3 still active in FY2024, 5 since wound down; 7 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

8
29

Total granted

$256k
$261k

Median revenue growth · since first grant

+81%
+27%

Still filing today

88%
83%

New vs renewed · share of each year

In FY2024, 30% of grant dollars renewed an existing relationship; $78k went to new ones.

50%100%’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24
Housing & ShelterHuman ServicesFood & NutritionYouth DevelopmentHealthReligionOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • OW
    Operation Warm Inc
    3× · 2018–2023 · $108k · revenue +216%
  • LC
    LOVE CENTERS INTERNATIONAL INC
    2× · 2022–2024 · $27k · revenue +81%
  • EC
    EASTSIDE COMMUNITY ACTION CENTER
    3× · 2019–2022 · $24k · revenue ×22

Funded once

  • SB
    SCHOLASTIC BOOK FAIRS
    one grant, 2023 · $21k
  • GL
    GREATER LANSING FOOD BANK
    one grant, 2022 · $18k · revenue +21%
  • FA
    FEEDING AMERICA WEST MICHIGANgraduated
    one grant, 2022 · $13k · revenue +27%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Severe Weather Network Livingston County

The Severe Weather Network (SWN) partners with community organizations, agencies, and faith communities to provide emergency, overnight refuge during the winter months for people experiencing homelessness in Livingston County. SWN also…

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2
Food Bank Council of Michigan Inc

Alleviate and prevent hunger amongst Michigan residents.

—
3
Midland's Open Door

Midland's Open Door (MOD) operates two crisis shelters, one for women and children and one for men. MOD's programs are designed to meet the immediate needs of homeless individuals by providing a safe and loving environment where each…

—
4
The Food Bank for Larimer County

To provide food to all in need through community partnerships and hunger relief programs. Our vision is a hunger-free Larimer County.

Food & Nutrition
5
Iron County Care and Share

To provide food and shelter to homeless and low-income individuals in the iron county area.

Housing & Shelter
6
Food Forward Inc

Food forward fights hunger and prevents food waste by rescuing fresh surplus produce, connecting this abundance with people experiencing food insecurity, and inspiring others to do the same.

Food & Nutrition
7
Metro Food Rescue

The mission of metro food rescue is simple; waste less, feed more. we rescue food that would otherwise be discarded and deliver it to a network of food partners. thereby, helping to feed individuals and families in need.

Food & Nutrition
8
Southwest Michigan Community Action Agency

Southwest michigan community action agency's purpose is to provide assistance to low income individuals in southwest michigan

Community Improvement
9
United Food Bank

United Food Bank unites communities to alleviate hunger.

Food & Nutrition
10
Ozarks Food Harvest Inc

Ozarks food harvest's mission is to transform hunger into hope.

Food & Nutrition
11
Rescue Ministries of Mid-Michigan

Expressing God's love by reaching out to the hurting and homeless of the Great Lakes Bay Region by providing shelter and care, proclaiming the Gospel of Christ, and establishing Christian disciples among disadvantaged people.

Housing & Shelter
12
Homeless Action Network of Detroit

Our mission is to increase awareness of the problems of people who are homeless and the development and carrying out of strategies to create permanent solutions to homelessness in our community.

Human Services
How this is measured
The grantee most central to the portfolio’s shape is Four County Community Foundation; the most unlike its peers is Veteran Owned Business Roundtable. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

37 grantees tracked through their own filings, 2017–2026.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2026, not grant rows in a single year, so this will not match the grant count on the cover. 37 of the 45 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
10
Early backer (in before they grew)
37/37
Grantees still filing
28/37
Grew since first funded

Where the money sits, by cause and then by grantee

UNIVERISITY OF MICHIGAN IMPACT INVESTING GROUP: $25,000 · OtherUNIVERISITY OF MICHIGAN IMPACT INVE…SCHOLASTIC BOOK FAIRS: $21,121 · OtherSCHOLASTIC BOOK FAIRSSCHOLASTIC INC: $14,400 · OtherSCHOLASTIC INCFEEDING AMERICA WEST MICHIGAN: $12,500 · OtherFEEDING AMERICA WEST MICHIGANCHILDREN WITH DIGNITY FOUNDATION INC: $12,000 · OtherCHILDREN WITH DIGNITY FOUNDATION IN…FOOD GATHERERS: $11,900 · OtherFOOD GATHERERSSOUTH MICHIGAN FOOD BANK: $10,000 · OtherLAKESHORE RESCUE MISSIONS: $10,000 · OtherSOUTHWEST HOUSING SOLUTIONS: $9,600 · OtherGRAND HAVEN AREA COMMUNITY LAND TRUST: $9,594 · OtherYOGA STRONG FOUNDATION: $7,500 · OtherMICHIGAN STATE UNIVERSITY: $6,927 · OtherEXTENDED GRACE: $10,000 · OtherVETERAN OWNED BUSINESS ROUNDTABLE: $8,000 · OtherFOUR COUNTY COMMUNITY FOUNDATION: $7,500 · Other+4 more: $13,750 · Other+4 moreOperation Warm Inc: $108,000 · Human ServicesOperation Warm IncBLESSINGS IN A BACKPACK INC: $12,000 · Human ServicesBLESSINGS IN A BACKPACK INCCOUNCIL ON DOMESTIC VIOLENCE & SEXUAL ASSAULT: $10,000 · Human ServicesCOUNCIL ON DOMESTIC VIOLENCE…SOS COMMUNITY SERVICES: $10,000 · Human ServicesSOS COMMUNITY SERVICESOZONE HOUSE INC: $10,000 · Human ServicesOZONE HOUSE INC+1 more: $1,500 · Human ServicesGLEANERS COMMUNITY FOOD BANK OF SOUTHEASTERN MICHIGAN: $20,400 · Food & NutritionGLEANERS COMMU…GREATER LANSING FOOD BANK: $18,100 · Food & NutritionGREATER LANSIN…Food Bank of Eastern Michigan: $12,500 · Food & NutritionFood Bank of E…FORGOTTEN HARVEST INC: $11,900 · Food & NutritionFORGOTTEN HARV…FAIR FOOD NETWORK INC: $10,000 · Food & NutritionFAIR FOOD NETW…KALAMAZOO LOAVES & FISHES INC: $5,021 · Food & NutritionKALAMAZOO LOAV…SHELTER ASSOCIATION OF WASHTENAW COUNTY: $13,500 · Housing & ShelterSHELTER ASSOC…HAVEN HOUSE: $12,500 · Housing & ShelterHAVEN HOUSECOMMUNITY CATALYSTS: $10,588 · Housing & ShelterCOMMUNITY CAT…SOUTH OAKLAND SHELTER: $10,000 · Housing & ShelterSOUTH OAKLAND…AYA YOUTH COLLECTIVE: $10,000 · Housing & ShelterAYA YOUTH COL…CITY RESCUE MISSION OF LANSING MICH: $7,988 · Housing & ShelterCITY RESCUE M…Humble Design Inc: $5,000 · Housing & ShelterHumble Design…+1 more: $1,500 · Housing & ShelterLOVE CENTERS INTERNATIONAL INC: $27,000 · Youth DevelopmentLOVE CENTER…EASTSIDE COMMUNITY ACTION CENTER: $24,000 · Youth DevelopmentEASTSIDE CO…GROWING HOPE INC: $10,000 · Youth DevelopmentGROWING HOP…PINK FUND INC: $24,000 · HealthRecovery Advocates in Livingston Inc: $7,418 · HealthCOMMUNITY HOUSING NETWORK INC: $20,000 · Community Improvement
Other$189,792Human Services$151,500Food & Nutrition$77,921Housing & Shelter$71,076Youth Development$61,000Health$31,418Community Improvement$20,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetOperation Warm Inc: $108,000 over 3y, 0.2% of budgetLOVE CENTERS INTERNATIONAL INC: $27,000 over 2y, 1.2% of budgetPINK FUND INC: $24,000 over 2y, 0.6% of budgetEASTSIDE COMMUNITY ACTION CENTER: $24,000 over 3y, 9.4% of budgetGLEANERS COMMUNITY FOOD BANK OF SOUTHEASTERN MICHIGAN: $20,400 over 2y, 0.0% of budgetCOMMUNITY HOUSING NETWORK INC: $20,000 over 2y, 0.1% of budgetGREATER LANSING FOOD BANK: $18,100 over 1y, 0.1% of budgetSHELTER ASSOCIATION OF WASHTENAW COUNTY: $13,500 over 1y, 0.3% of budgetFEEDING AMERICA WEST MICHIGAN: $12,500 over 1y, 0.0% of budgetHAVEN HOUSE: $12,500 over 1y, 0.9% of budgetFood Bank of Eastern Michigan: $12,500 over 1y, 0.0% of budgetBLESSINGS IN A BACKPACK INC: $12,000 over 1y, 0.1% of budgetFORGOTTEN HARVEST INC: $11,900 over 1y, 0.0% of budgetFOOD GATHERERS: $11,900 over 1y, 0.1% of budgetCOMMUNITY CATALYSTS: $10,588 over 1y, 7.1% of budgetCOUNCIL ON DOMESTIC VIOLENCE & SEXUAL ASSAULT: $10,000 over 1y, 0.4% of budgetEXTENDED GRACE: $10,000 over 1y, 0.8% of budgetSOS COMMUNITY SERVICES: $10,000 over 1y, 0.2% of budgetSOUTH OAKLAND SHELTER: $10,000 over 1y, 0.1% of budgetSOUTH MICHIGAN FOOD BANK: $10,000 over 1y, 0.1% of budgetOZONE HOUSE INC: $10,000 over 1y, 0.3% of budgetFAIR FOOD NETWORK INC: $10,000 over 1y, 0.1% of budgetGROWING HOPE INC: $10,000 over 1y, 0.7% of budgetAYA YOUTH COLLECTIVE: $10,000 over 1y, 0.3% of budgetSOUTHWEST HOUSING SOLUTIONS: $9,600 over 1y, 0.2% of budgetVETERAN OWNED BUSINESS ROUNDTABLE: $8,000 over 1y, 6.7% of budgetCITY RESCUE MISSION OF LANSING MICH: $7,988 over 2y, 0.1% of budgetFOUR COUNTY COMMUNITY FOUNDATION: $7,500 over 1y, 0.7% of budgetRecovery Advocates in Livingston Inc: $7,418 over 1y, 2.4% of budgetKALAMAZOO LOAVES & FISHES INC: $5,021 over 1y, 0.1% of budgetHumble Design Inc: $5,000 over 1y, 0.1% of budgetAnn Arbor Spark: $3,000 over 1y, 0.0% of budgetMichigan Veterans Foundations Inc: $2,500 over 1y, 0.1% of budgetLACASA: $2,250 over 1y, 0.1% of budgetISABELLA COUNTY RESTORATION HOUSE: $1,500 over 1y, 0.5% of budgetLOVE INC OF THE TRI-CITIES: $1,500 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Consumers Energy Foun…Community Foundation …DTE Energy FoundationUnited Way for Southe…Trinity Health - Mich…Comerica Charitable F…WK Kellogg FoundationThe Carls FoundationHarry a and Margaret …Michigan Health Endow…Charles Stewart Mott …Herrick Foundation
Consumers Energy FoundationMI36.6× affinity16 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Consumers Energy Foundation · Community Foundation for Southeast Michigan · DTE Energy Foundation · United Way for Southeastern Michigan · Trinity Health - Michigan · Comerica Charitable Foundation · WK Kellogg Foundation · The Carls Foundation · Harry a and Margaret D Towsley Foundation · Michigan Health Endowment Fund · Charles Stewart Mott Foundation · Herrick Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Lake Trust Credit Union Foundation funds: left to right is the share of its income from government, bottom to top the share from Lake Trust Credit Union Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%3%6%10%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    20report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 45 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home