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· Public charity
Promote charitable and educational goals as they relate to State and Federally chartered Credit Unions.
By grantee IRS cause code (NTEE).
A cause breakdown isn’t shown here: 94% of ILLINOIS CREDIT UNION FOUNDATION’s grantee dollars go to organizations outside the IRS cause taxonomy (common for large international and research funders), so a chart would be mostly “unclassified” and misrepresent the portfolio.
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
Your grants by size, and where they go.
By grant size · FY2024
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Dollar for dollar, your grants (FY20–24) land where the poverty rate runs at 10% — the area typically sits at 10%. 49% of your dollars reach neighborhoods with above-average need. Your grants spread fairly evenly across need levels.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +66% since the first grant, against +56% for the ones you funded once.
11 repeat relationships — 9 still active in FY2024, 2 since wound down; 29 grantees were first funded in FY2024 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 34% of grant dollars renewed an existing relationship; $433k went to new ones.
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
Illinois state chartered credit union operated for the mutual benefit of its members
The purpose of the credit union is to encourage thrift and savings by creating a source of credit at fair and reasonable rates and promote savings at a reasonable rate of interest.
The iron county community credit union is a member-owned community based financial co-operative, whose goal is to become its members' preferred financial institution, offering a reasonable range of financial services at fair and reasonable…
First choice cu is a not-for-profit, member owned financial organization dedicated to providing its members a variety of financial products and services in a personal and professional manner at competitive rates and maintain the credit…
To assist our members in the management of their financial well-being by providing loans , savings accounts and other financial institution services in a friendly and professional manner.
In a caring, cooperative manner, provide members with affordable, innovative, quality products and services while establishing lifelong relationships.
Provide members with competitive, high quality financial services in a professional and friendly manner while maintaining a position of safety, soundness and strength.
State chartered, not-for-profit, full-service financial institution owned and governed by its membership. at community financial, we are committed to our members and our communities. for over 70 years. we've provided our michigan members…
To provide the best financial services possible to our members.
The credit union is a cooperative organized to provide members thrift savings and borrowings.
to provide financial services to member owners with a common bond
Providing low cost loans & financial services to members
For reference, the grantee most central to the portfolio’s shape is The Credit Union for All and the most unlike its peers is Illinois Valley Credit Union. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
Your grantees are a median of 71 years old; the field is 18. You back the established end — and your money leans older still.
The field is 20% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.
The orgs you fund almost never close — 0.0% lost their exemption, against 13% of the field you don’t fund.
Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
Every dot is one organisation ILLINOIS CREDIT UNION FOUNDATION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
Through Plinth
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: Decatur Postal CU.
Agentic due diligence · confidence × risk
~115 months of operating runway; revenue grew over 8 filed years.
8 years of Form 990 filings, still active.
US 501(c)(3); EIN 370712846 on file with current IRS Form 990 filings.
Board composition & governance documents — verified live in Plinth from the applicant.
OFAC / UN sanctions screening — run live in Plinth at assessment.
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on Decatur Postal CU, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
Find your warmest path to Illinois Credit Union Foundation through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.