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· Public charity

Illinois Credit Union Foundation

Promote charitable and educational goals as they relate to State and Federally chartered Credit Unions.

$663k
Granted FY2024still arriving
42
Grants FY2024still arriving
1
States reached
$107k
Largest
01What you fund
0192% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20202024.

Health$402kMembership Benefit$104kEducation$68kPublic Benefit$57kHuman Services$44kCommunity Improvement$26kPhilanthropy$22kPublic Safety & Disaster$14kOther$0
02FY2024 · 42 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

  • Under $10k20 grants · $129k
  • $10k–50k20 grants · $355k
  • $50k–250k2 grants · $169k
$10,000
Median grant
1
States reached
$2.7M
Total assets
Largest grants
RecipientAmount
Various$107,167
Midwest Members CU$61,407
Encurage Financial Network$47,613
Commonwealth CU$31,547
Redbrand CU$31,295
The Credit Union For All CU$24,633
U S Employees CU$21,148
Access CU$19,825
United Equity CU$19,613
Education Personnel CU$18,107
Various CUs$17,519
Kaskaskia Valley Community CU$14,224
New Century$14,056
Community Plus FCU$12,500
Archer Heights CU$11,637
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY20–24) land where the poverty rate runs at 10%, against an area that typically sits at 11%. 49% of your dollars go to grantees based in above-average-need neighborhoods. Your grants spread fairly evenly across need levels.

area typical 11%Various: $283k → 7%New Century: $14k → 7%MEA CU: $7k → 7%Great Lakes CU: $10k → 8%Bloomington Municipal CU: $10k → 11%SIUE CU: $9k → 12%Advantage One CU: $11k → 13%Northern Illinois FCU: $9k → 13%Riverside Community CU: $8k → 14%Chicago Municipal ECU: $10k → 14%Redbrand CU: $31k → 14%Illinois Valley CU: $9k → 15%Service Plus CU: $7k → 15%United Equity CU: $20k → 15%Galesburg Burlington CU: $9k → 15%Kaskaskia Valley Community CU: $14k → 15%Rockford Municipal ECU: $10k → 15%Education Personnel CU: $18k → 17%Community Plus FCU: $13k → 19%Various: $107k → 7%Bloomington Municipal CU: $8k → 11%SIUE CU: $8k → 12%Northern Illinois FCU: $8k → 13%Northwest Community CU: $12k → 14%Tee Pak CU: $10k → 17%Community Plus FCU: $10k → 19%Various: $95k → 7%CBI FCU: $9k → 7%The Credit Union For All CU: $25k → 11%Commonwealth CU: $32k → 14%ANCO Community CU: $10k → 15%Decatur Postal CU: $10k → 15%Rock Valley CU: $10k → 15%Tee Pak CU: $10k → 17%Central Illinois CU: $15k → 19%Various: $73k → 7%Midwest Members CU: $61k → 12%Maternity BVM CU: $8k → 14%Rockford Bell CU: $9k → 15%Tee Pak CU: $9k → 17%Central Illinois CU: $8k → 19%Various: $61k → 7%Elite Community CU: $7k → 14%Various CUs: $18k → 7%Archer Heights CU: $12k → 14%Access CU: $20k → 14%U S Employees CU: $21k → 14%Encurage Financial Network: $48k → 14%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

60%of every dollar goes to organizations you’ve funded before.
$823k · 11 repeat orgs$557k to everyone else

11 repeat relationships — 9 still active in FY2024, 2 since wound down; 30 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

11
14

Total granted

$823k
$106k

Median revenue growth · since first grant

+29%
+30%

Still filing today

73%
79%

New vs renewed · share of each year

In FY2024, 31% of grant dollars renewed an existing relationship; $450k went to new ones.

50%100%’20’21’22’23’24
RenewedFirst-time

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • TC
    THE CREDIT UNION FOR ALL
    2× · 2020–2024 · $30k · revenue +41%
  • TC
    TEE-PAK CREDIT UNION
    2× · 2023–2024 · $29k · revenue +10%
  • NC
    NORTHWEST COMMUNITY CREDIT UNION
    3× · 2020–2024 · $24k · revenue +75%

Funded once

  • PP
    PEORIA POSTAL EMPLOYEES CREDIT UNIONgraduated
    one grant, 2023 · $10k · revenue +44%
  • RV
    ROCK VALLEY CREDIT UNIONgraduated
    one grant, 2023 · $10k · revenue +30%
  • GL
    GREAT LAKES CREDIT UNION
    one grant, 2023 · $10k · revenue +25%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Illinois State Credit Union

The credit union is committed to providing quality services and programs to meet the individual needs of members while preserving the financial stability and security of the organization.

2
Mcu Financial Services Credit Union

To provide secure, convenient and quality financial services, in an economically sound manner, to all present and potential members.

3
Best Financial Credit Union

To inspire, empower and improve the qualify of life for our members and our communities.

4
County-City Credit Union

To help our members meet financial challenges in a responsive, convenient, friendly and caring manner; and to help them find financial security with competitive products and services.

5
Racine Municipal Employees Credit Union

To excel in providing services to present and prospective members in a friendly and helpful manner, while maintaining the credit union's long-term financial stability.

6
Iron County Community Credit Union

The iron county community credit union is a member-owned community based financial co-operative, whose goal is to become its members' preferred financial institution, offering a reasonable range of financial services at fair and reasonable…

7
Community Star Credit Union

To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.

8
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

9
Members Choice Credit Union

To provide financial services to credit union members

10
Service Credit Union

Provide members with competitive, high quality financial services in a professional and friendly manner while maintaining a position of safety, soundness and strength.

11
Community Financial Credit Union

Community financial credit union is a state chartered, not-for-profit, full-service financial institution owned and governed by its membership. at community financial, we are committed to our members and our communities,for over 70 years.…

12
Chicago Post Office Employees Credit Union

Illinois state chartered credit union operated for the mutual benefit of its members. the credit union makes loans to members and pays dividends to members with share savings deposits at a competative rate if interest.

For reference, the grantee most central to the portfolio’s shape is Central Illinois Credit Union and the most unlike its peers is Illinois Valley Credit Union. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 71 years old; the field is 18. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number20%0%<5yr14%3%5–10yr18%0%10–20yr16%11%20–35yr14%8%35–55yr18%78%55yr+
THE FIELDby orgYOUR MONEYby value20%0%<5yr14%2%5–10yr18%0%10–20yr16%11%20–35yr14%8%35–55yr18%79%55yr+

The field is 20% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 15% of the field you don’t fund.

orgs you fund
0.0%0/53
the rest of the field
15%
6,193/42,157

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

44 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 44 of the 55 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
44/44
Grantees still filing
32/44
Grew since you first funded

Where your money sits — by cause, then by grantee

Various — $619,739 · OtherVariousMIDWEST MEMBERS CREDIT UNION — $61,407 · OtherENCURAGE FINANCIAL NETWORK CREDIT UNION — $47,613 · Other+45 more — $567,379 · Other+45 moreUS Employees Credit Union — $21,148 · Public BenefitMATERNITY BVM CREDIT UNION — $20,835 · Public BenefitKASKASKIA VALLEY COMMUNITY CREDIT UNION — $14,224 · Public BenefitROCK VALLEY CREDIT UNION — $10,000 · Public BenefitSTREATOR COMMUNITY CREDIT UNION — $6,000 · Public BenefitPARTNERSHIP FINANCIAL CREDIT UNION — $5,760 · Public BenefitNUMARK CREDIT UNION — $5,760 · Public Benefit
Other$1,296,138Public Benefit$83,727

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetMIDWEST MEMBERS CREDIT UNION — $61,407 over 1y, 0.5% of budgetENCURAGE FINANCIAL NETWORK CREDIT UNION — $47,613 over 1y, 0.9% of budgetCOMMONWEALTH CREDIT UNION — $31,547 over 1y, 0.5% of budgetREDBRAND CREDIT UNION — $31,295 over 1y, 0.8% of budgetTHE CREDIT UNION FOR ALL — $30,183 over 2y, 0.5% of budgetTEE-PAK CREDIT UNION — $28,521 over 2y, 1.3% of budgetNORTHWEST COMMUNITY CREDIT UNION — $24,110 over 3y, 0.4% of budgetCENTRAL ILLINOIS CREDIT UNION — $22,500 over 2y, 0.9% of budgetUS Employees Credit Union — $21,148 over 1y, 0.4% of budgetMATERNITY BVM CREDIT UNION — $20,835 over 2y, 3.1% of budgetACCESS CREDIT UNION — $19,825 over 1y, 0.7% of budgetUNITED EQUITY CREDIT UNION — $19,613 over 1y, 0.4% of budgetBLOOMINGTON MUNICIPAL CREDIT UNION — $17,500 over 2y, 0.9% of budgetSIUE CREDIT UNION — $16,289 over 2y, 0.7% of budgetDECATUR POSTAL CREDIT UNION — $15,200 over 2y, 3.6% of budgetKASKASKIA VALLEY COMMUNITY CREDIT UNION — $14,224 over 1y, 0.8% of budgetARCHER HEIGHTS CREDIT UNION — $11,637 over 1y, 1.5% of budgetADVANTAGE ONE CREDIT UNION — $10,764 over 1y, 0.9% of budgetAMERICAN NICKELOID EMPLOYEES DBA ANCO COMMUNITY CREDIT UNION — $10,000 over 1y, 1.9% of budgetROCKFORD MUNICIPAL EMPLOYEES CREDIT UNION — $10,000 over 1y, 1.0% of budgetPEORIA POSTAL EMPLOYEES CREDIT UNION — $10,000 over 1y, 1.8% of budgetROCK VALLEY CREDIT UNION — $10,000 over 1y, 0.1% of budgetCHICAGO MUNICIPAL EMPLOYEE'S CREDIT UNION — $10,000 over 1y, 0.3% of budgetGREAT LAKES CREDIT UNION — $10,000 over 1y, 0.0% of budgetGALESBURG BURLINGTON CREDIT UNION — $8,500 over 1y, 0.4% of budgetROCKFORD BELL CREDIT UNION — $8,500 over 1y, 0.5% of budgetRiverside Community Credit Union — $8,094 over 1y, 0.4% of budgetElite Community Credit Union — $6,803 over 1y, 0.5% of budgetOTTAWA HIWAY CREDIT UNION — $6,710 over 1y, 0.9% of budgetBLAW KNOX CREDIT UNION — $6,495 over 1y, 1.0% of budget2 Rivers Area Credit Union — $6,000 over 1y, 0.5% of budgetSTREATOR COMMUNITY CREDIT UNION — $6,000 over 1y, 0.5% of budgetBLOOMINGTON POSTAL EMPLOYEES CREDIT UNION — $6,000 over 1y, 0.9% of budgetMETRO CREDIT UNION — $5,760 over 1y, 0.0% of budgetKANE COUNTY TEACHERS CREDIT UNION — $5,760 over 1y, 0.0% of budgetPARTNERSHIP FINANCIAL CREDIT UNION — $5,760 over 1y, 0.0% of budgetNUMARK CREDIT UNION — $5,760 over 1y, 0.0% of budgetEARTHMOVER CREDIT UNION — $5,760 over 1y, 0.0% of budgetRIVER TO RIVER CREDIT UNION — $5,485 over 1y, 0.4% of budgetLINXUS CREDIT UNION — $5,431 over 1y, 0.6% of budgetIBEW LOCAL 146 CREDIT UNION — $5,300 over 1y, 2.5% of budgetPEORIA CITY EMPLOYEES CREDIT UNION — $5,100 over 1y, 2.4% of budgetGENERATIONS CREDIT UNION — $5,073 over 1y, 0.4% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

Government reliance of your grantees

Every dot is one organization Illinois Credit Union Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 10%0%1%3%5%your share of their income ↑0%15%30%45%60%share of the org’s income from government
    no gov moneyreceives it· size = income
    1get no government money at all
    0rely on government for over half their income
    ⤢ axis zoomed · 0–60%
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 55 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph