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Illinois · Nonprofit

NORTHWEST COMMUNITY CREDIT UNION

NORTHWEST COMMUNITY CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $24,110 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($24,110). 1 of them have funded it in more than one year.

Revenue FY2025
$3.0M
Funders on record
1
Grants received
$24k
Net assets
$5.9M
1/1 repeat funderspeak grant-dependency 0%
01What it does

What Northwest Community Credit Union does

Mission

To provide low cost loan and deposit products to our membership on a cooperative basis.

As stated on its FY2025 Form 990.

Program

  1. Program service revenue and expenses

    $2,991,039 spent$3,026,710 earned by the program
    100% of program spending

The program described on its FY2025 Form 990. Program spending in total: $2,991,039.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($1.9M) Expenses 100 ($2.0M) Net assets 100 ($6.1M)2020 Revenue 92 ($1.7M) Expenses 94 ($1.9M) Net assets 99 ($6.0M)2021 Revenue 115 ($2.2M) Expenses 85 ($1.7M) Net assets 104 ($6.3M)2022 Revenue 109 ($2.1M) Expenses 98 ($1.9M) Net assets 89 ($5.4M)2023 Revenue 152 ($2.9M) Expenses 141 ($2.8M) Net assets 89 ($5.4M)2024 Revenue 154 ($2.9M) Expenses 155 ($3.0M) Net assets 90 ($5.5M)2025 Revenue 160 ($3.0M) Expenses 152 ($3.0M) Net assets 96 ($5.9M)
2017202020212022202320242025
Revenue (160)Expenses (152)Net assets (96)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $58M to $64M (+11%).

$57M
$57M
$58M
$64M
$67M
$66M
$65M
2017202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 7 reported years ran a deficit.

−$82k
’17
−$131k
’20
$493k
’21
$138k
’22
$95k
’23
−$149k
’24
$36k
’25
19
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Jose Garcia

Treasurer/CEO

Board chair

Emir Abinion

Chairman

As listed on its FY2025 Form 990.

2017202020212022202320242025
Listed7888588
Joined··+0+0+0+3+0
No longer listed··00300
03Who funds it

Who funds it, year by year

2020 → 2023: the base held at 1 funder, grant income rose $7k → $12k.

Funder
'20
'23
'24*
total
funders
1
1
1

From the IRS filings of NORTHWEST COMMUNITY CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of NORTHWEST COMMUNITY CREDIT UNION's grant income comes from Illinois funders.

IL

In-state vs out-of-state, by year

’20
’23
Illinois out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding NORTHWEST COMMUNITY CREDIT UNION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $42k on record.

State$42k
19
20
21
22
23
24
25
Top programs
  • LOANS MADE-OTHER$23k
  • AGENCY PROGRAM RELATED SERVICES$19k
  • COMPUTER TECHNOLOGY COMPUTER PROCESSING$10

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like NORTHWEST COMMUNITY CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

100% of spending goes to programs.

Program 100%Management 0%Fundraising 0%

Governance

8
board members
75%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for NORTHWEST COMMUNITY CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NORTHWEST COMMUNITY CREDIT UNION?
NORTHWEST COMMUNITY CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $24,110 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($24,110). 1 of them have funded it in more than one year.
How many funders does NORTHWEST COMMUNITY CREDIT UNION have?
IRS filings report 1 organization giving $24,110 in grants to NORTHWEST COMMUNITY CREDIT UNION, 1 of which have funded it in more than one year.
Who is the largest funder of NORTHWEST COMMUNITY CREDIT UNION?
ILLINOIS CREDIT UNION FOUNDATION is the largest funder on record, with $24,110 in grants. The full list of funders is on this page.
How can an organization like NORTHWEST COMMUNITY CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Northwest Community Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing