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Illinois · Nonprofit

US Employees Credit Union

US Employees Credit Union (Illinois) receives grants from 1 organization whose IRS filings report $21,148 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($21,148). 0 of them have funded it in more than one year.

Revenue FY2025
$5.5M
Funders on record
1
Grants received
$21k
Net assets
$13M
0/1 repeat funders
01What it does

What US Employees Credit Union does

Mission

Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.

As stated on its FY2025 Form 990.

Programs

  1. Credit Union makes and services consumer and real estate loans to members. The number of loans outstanding at 12/31/25 was 131,991 for a total of $27,013,602.

  2. Credit Union pays out dividends to its members share deposit accounts at a market rate of interest. The number of share accounts at 12/31/25 was 5,957 for a total of $88,232,750.

The 2 programs described on its FY2025 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($4.9M) Expenses 100 ($4.8M) Net assets 100 ($10M)2018 Revenue 91 ($4.4M) Expenses 88 ($4.2M) Net assets 103 ($11M)2019 Revenue 96 ($4.7M) Expenses 90 ($4.3M) Net assets 84 ($8.8M)2020 Revenue 81 ($4.0M) Expenses 77 ($3.7M) Net assets 87 ($9.1M)2021 Revenue 80 ($3.9M) Expenses 72 ($3.4M) Net assets 93 ($9.7M)2022 Revenue 89 ($4.3M) Expenses 76 ($3.6M) Net assets 100 ($10M)2023 Revenue 91 ($4.4M) Expenses 85 ($4.1M) Net assets 104 ($11M)2024 Revenue 101 ($4.9M) Expenses 87 ($4.2M) Net assets 112 ($12M)2025 Revenue 113 ($5.5M) Expenses 90 ($4.3M) Net assets 124 ($13M)
'17'18'19'20'21'22'23'24'25
Revenue (113)Expenses (90)Net assets (124)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $84M to $95M (+13%).

$84M
$86M
$84M
$95M
$101M
$102M
$99M
$99M
$102M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

0% of US Employees Credit Union’s revenue is contributions — more earned-revenue than three-quarters of its peers (88% for the typical peer).

This organization
Typical peer · 1,090 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$100k
’17
$261k
’18
$369k
’19
$311k
’20
$494k
’21
$682k
’22
$357k
’23
$737k
’24
$1.2M
’25
5.6
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Eric Stiegel

CU CEO/Board Treasurer

Board chair

Paul E Durbak

Chairman

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed101010101010101010
Joined·+0+1+0+0+0+0+0+0
No longer listed·01000000
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'24*
total
funders
1

From the IRS filings of US Employees Credit Union’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of US Employees Credit Union's grant income comes from Illinois funders.

IL

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

US Employees Credit Union runs a healthier operating margin than half of the 497 public benefit nonprofits its size.

Operating margin21% · above the median
Months of reserve5.6mo · below the median
Revenue growth (annualized)1% · bottom quartile

this organization peer median middle 50% of peers· 497 public benefit nonprofits $1M–$10M, FY2025

Organizations like US Employees Credit Union

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

7
board members
86%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for US Employees Credit Union: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds US Employees Credit Union?
US Employees Credit Union (Illinois) receives grants from 1 organization whose IRS filings report $21,148 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($21,148). 0 of them have funded it in more than one year.
How many funders does US Employees Credit Union have?
IRS filings report 1 organization giving $21,148 in grants to US Employees Credit Union.
Who is the largest funder of US Employees Credit Union?
ILLINOIS CREDIT UNION FOUNDATION is the largest funder on record, with $21,148 in grants. The full list of funders is on this page.
How can an organization like US Employees Credit Union find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing