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Illinois · Nonprofit

ROCK VALLEY CREDIT UNION

ROCK VALLEY CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $10,000 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year.

Revenue FY2025
$13M
Funders on record
1
Grants received
$10k
Net assets
$20M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Rock Valley Credit Union does

Mission

Rock Valley Credit Union is a cooperative non-profit association, organized under the national credit union act for the purposes of encouraging thrift among its members, and providing a source of credit at reasonable rates of interest.

As stated on its FY2025 Form 990.

Programs

  1. Provided 6,226 consumer loans to members.

    $11,830,953 spent$13,398,265 earned by the program
    100% of program spending
  2. Provided 811 mortgage and home equity loans to members.

  3. Provided checking service to 11,090 member accounts;provided savings services to 20,970 member accounts

The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $11,830,953.

02The organization over time

The organization over time

Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20202020 Revenue 100 ($8.7M) Expenses 100 ($7.3M) Net assets 100 ($14M)2021 Revenue 106 ($9.3M) Expenses 108 ($7.8M) Net assets 108 ($15M)2022 Revenue 117 ($10M) Expenses 117 ($8.5M) Net assets 107 ($15M)2023 Revenue 118 ($10M) Expenses 133 ($9.6M) Net assets 115 ($17M)2024 Revenue 130 ($11M) Expenses 148 ($11M) Net assets 122 ($17M)2025 Revenue 154 ($13M) Expenses 163 ($12M) Net assets 137 ($20M)
202020212022202320242025
Revenue (154)Expenses (163)Net assets (137)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $135M to $148M (+9%).

$135M
$148M
$148M
$156M
$162M
$172M
202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

0% of ROCK VALLEY CREDIT UNION’s revenue is contributions — more earned-revenue than three-quarters of its peers (30% for the typical peer).

This organization
Typical peer · 286 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 6 reported years ran a deficit.

$1.5M
’20
$1.4M
’21
$1.7M
’22
$645k
’23
$550k
’24
$1.6M
’25
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Darlyne Keller

CEO

Board chair

David Gill

Chairperson

As listed on its FY2025 Form 990.

202020212022202320242025
Listed111110101314
Joined·+1+3+0+8+4
No longer listed·14053
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'23
total
funders
1

From the IRS filings of ROCK VALLEY CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of ROCK VALLEY CREDIT UNION's grant income comes from Illinois funders.

IL

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

ROCK VALLEY CREDIT UNION holds deeper cash reserves than three-quarters of the 132 public benefit nonprofits its size.

Operating margin12% · above the median
Months of reserve12.6mo · top quartile
Revenue growth (annualized)9% · below the median

this organization peer median middle 50% of peers· 132 public benefit nonprofits $10M–$100M, FY2025

Organizations like ROCK VALLEY CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

8
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for ROCK VALLEY CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ROCK VALLEY CREDIT UNION?
ROCK VALLEY CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $10,000 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year.
How many funders does ROCK VALLEY CREDIT UNION have?
IRS filings report 1 organization giving $10,000 in grants to ROCK VALLEY CREDIT UNION.
Who is the largest funder of ROCK VALLEY CREDIT UNION?
ILLINOIS CREDIT UNION FOUNDATION is the largest funder on record, with $10,000 in grants. The full list of funders is on this page.
How can an organization like ROCK VALLEY CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Rock Valley Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2020–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing