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· Public charity

Enterprise Community Loan Fund Inc

To deliver innovative financial products and technical assistance to organizations to acquire, develop, and preserve quality affordable housing and to revitalize communities.

$4.9M
Granted FY2025still arriving
22
Grants FY2025still arriving
4
States reached
$650k
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2024.

Community Improvement$5.3MHousing & Shelter$2.0MHuman Services$709kEmployment$250kYouth Development$81kReligion$74kEnvironment$24k
02FY2025 · 22 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2025

  • $10k–50k2 grants · $83k
  • $50k–250k14 grants · $2.2M
  • $250k+6 grants · $2.7M
$225,000
Median grant
4
States reached
$572M
Total assets
Largest grants
RecipientAmount
VANTAGE REALTY CAPITAL$650,000
RANTATE HOLDINGS LLC$500,000
BLACKFISH CAPITAL$473,740
MORE$460,500
CUBED PARTNERS$330,500
YOKE MANAGEMENT PARTNERS$250,000
BETHUNE DEVELOPMENT LLC$225,000
PECG$225,000
URBAN LEAGUE OF METROPOLITAN SEATTLE$225,000
UPLIFT INVESTMENT GROUP$225,000
EAST AFRICAN COMMUNITY SERVICES$225,000
SEATTLE INDIAN SERVICES COMMISSION$225,000
WRE REAL ESTATE DEVELOPMENT$225,000
CLEARBLU GROUP$150,000
DELRIDGE NEIGHBORHOOD DEVELOPMENT ASSOCIATION$150,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY22–25, $1.0M) land where the poverty rate runs at 10%, against an area that typically sits at 10%. 24% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 10%CAMPAGNA CENTER: $60k → 9%EAST AFRICAN COMMUNITY SERVICES: $225k → 9%EAST AFRICAN COMMUNITY SVCS: $150k → 9%SEATTLE YMCA: $200k → 9%EAST AFRICAN COMMUNITY SVCS: $50k → 9%SEATTLE YMCA: $50k → 9%MEDICI ROAD: $250k → 14%SEATTLE YMCA: $50k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

WA
NY
NV
CA
VA
MD
TN
DC
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

24%of every dollar goes to organizations it has funded before.
$3.2M · 11 repeat orgs$10M to everyone else

11 repeat relationships: 2 still active in FY2025, 9 since wound down; 20 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

11
49

Total granted

$3.2M
$5.8M

Median revenue growth · since first grant

+27%
+43%

Still filing today

55%
41%

New vs renewed · share of each year

In FY2025, 11% of grant dollars renewed an existing relationship; $4.4M went to new ones.

50%100%’20’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’22’23’24’25
Housing & ShelterHuman ServicesEnvironmentCommunity ImprovementEmploymentReligionOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • EA
    East African Community Services
    2× · 2022–2025 · $425k · revenue +27%
  • TY
    THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF GREATER SEATTLE (6871)
    3× · 2022–2024 · $300k · revenue +49%
  • BA
    BE A HELPING HAND
    2× · 2022–2023 · $250k · revenue +7%

Funded once

  • AH
    AWA HOLDINGS LLC
    one grant, 2022 · $354k
  • AE
    AGORSOR EQUITY
    one grant, 2023 · $300k
  • MR
    MEDICI ROADgraduated
    one grant, 2023 · $250k · revenue +169% · 32% of their budget
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Habitat Community Housing Development Inc

Development of affordable housing

—
2
Affordable Housing Opportunities Inc

The mission of affordable housing opportunities, inc. (aho) is to develop, own and manage low income housing for the very poorest of the washington, dc metropolitan area.

Housing & Shelter
3
The Non-Profit Community Developmen Corporation of Dc

Npcdc's mission is to initate, sponsor and operate housing and economic development projects that create economic stability and upward mobility for low-income families in metropolitan washington, dc.

Housing & Shelter
4
Community Housing Council
Housing & Shelter
5
Housing Help Plus

Housing help plus is a community development organization that specializes in affordable housing development and management with a secondary focus on urban agriculture projects that benefit the community.

Housing & Shelter
6
Affordable Housing Corporation
Housing & Shelter
7
Martin Luther King Housing Development Association

We are a Community Based Organization that provides Affordable Housing, Emergency Shelter, Supportive Services and promotes Self-Sufficiency, Homeownership, Neighborhood Revitalization and Economic Development.

Housing & Shelter
8
Vancouver Affordable Housing

Community revitalization through low-income housing.

Housing & Shelter
9
Westside Neighborhood Developm

Community development via home ownership and home repair programs. financial literacy education

Community Improvement
10
Housing Connector

Housing connector partners with property owners and managers to lower barriers to housing and increase our region's affordable housing capacity.

Housing & Shelter
11
Community Housing Development Corporation of Central Kansas

To provide quality housing that is affordable to low and moderate income persons by developing, promoting, and facilitating access to affordable housing.

Housing & Shelter
12
Senior Citizens Housing Develop Corp of Ville Platte

Operation of low income housing for the elderly and handicapped. regulated and assisted by the department of housing and urban development (hud).

—
How this is measured
The grantee most central to the portfolio’s shape is Urban League of Metropolitan Seattle; the most unlike its peers is More. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

29 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 29 of the 80 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

4
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
29/29
Grantees still filing
22/29
Grew since first funded

Where the money sits, by cause and then by grantee

VANTAGE REALTY CAPITAL: $650,000 · OtherVANTAGE REALTY CAPITALRANTATE HOLDINGS LLC: $500,000 · OtherBLACKFISH CAPITAL LLC: $473,740 · OtherCUBED PARTNERS: $460,500 · OtherCJG LLC: $450,000 · OtherAWA HOLDINGS LLC: $354,265 · OtherWILTRUST GROUP: $341,000 · Other+52 more: $6,516,822 · Other+52 moreDISTRICT ALLIANCE FOR SAFE HOUSING INC: $250,000 · Housing & ShelterDISTRICT AL…HOUSING INITIATIVE PARTNERSHIP INC: $250,000 · Housing & ShelterHOUSING INI…AFRICATOWN COMMUNITY LAND TRUST: $200,000 · Housing & ShelterAFRICATOWN …FIRST AME HOUSING ASSOCIATION: $200,000 · Housing & ShelterFIRST AME H…THE COMMUNITY BUILDERS INC: $199,927 · Housing & ShelterTHE COMMUNI…HILAO Housing: $111,500 · Housing & ShelterHILAO Housi…HOUSING ASSOCIATION OF NONPROFIT DEVELOPERS: $75,000 · Housing & ShelterHOUSING ASS…AFRICAN COMMUNITY HOUSING & DEVELOPMENT: $50,000 · Housing & Shelter+2 more: $21,928 · Housing & ShelterEast African Community Services: $425,000 · Human ServicesTHE YOUNG MEN'S CHRISTIAN ASSOCIATION OF GREATER SEATTLE (6871): $300,000 · Human ServicesMEDICI ROAD: $250,000 · Human ServicesTHE CAMPAGNA CENTER INC: $60,000 · Human ServicesMORE: $460,500 · Public BenefitSOUTHEAST EFFECTIVE DEVELOPMENT: $250,000 · Community ImprovementNEW LEVEL COMMUNITY DEVELOPMENT CORPORATION: $50,000 · Community ImprovementBE A HELPING HAND: $250,000 · EmploymentLIVING DEVELOPMENT CONCEPTS INC: $50,000 · EmploymentDELRIDGE NEIGHBORHOODS DEVELOPMENT ASSOCIATION: $150,000 · EnvironmentSAN FRANCISCO COMMUNITY LAND TRUST: $23,870 · Environment
Other$9,746,327Housing & Shelter$1,358,355Human Services$1,035,000Public Benefit$460,500Community Improvement$300,000Employment$300,000Environment$173,870

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetMORE: $460,500 over 1y, 73% of budgetEast African Community Services: $425,000 over 2y, 4.9% of budgetTHE YOUNG MEN'S CHRISTIAN ASSOCIATION OF GREATER SEATTLE (6871): $300,000 over 3y, 0.2% of budgetMEDICI ROAD: $250,000 over 1y, 32% of budgetSOUTHEAST EFFECTIVE DEVELOPMENT: $250,000 over 1y, 3.4% of budgetDISTRICT ALLIANCE FOR SAFE HOUSING INC: $250,000 over 2y, 2.6% of budgetHOUSING INITIATIVE PARTNERSHIP INC: $250,000 over 1y, 6.5% of budgetBE A HELPING HAND: $250,000 over 2y, 7.3% of budgetURBAN LEAGUE OF METROPOLITAN SEATTLE: $225,000 over 1y, 0.7% of budgetAFRICATOWN COMMUNITY LAND TRUST: $200,000 over 1y, 2.8% of budgetFIRST AME HOUSING ASSOCIATION: $200,000 over 1y, 1.8% of budgetTHE COMMUNITY BUILDERS INC: $199,927 over 1y, 0.2% of budgetTRUE GROUND HOUSING PARTNERS INC: $150,000 over 1y, 0.7% of budgetHILAO Housing: $111,500 over 2y, 95% of budgetLittle Lights Urban Ministries Inc: $80,950 over 2y, 1.7% of budgetHOUSING ASSOCIATION OF NONPROFIT DEVELOPERS: $75,000 over 1y, 5.5% of budgetNATIONAL ALLIANCE OF PAN AFRICAN SEMINARIANS: $73,900 over 1y, 64% of budgetTHE CAMPAGNA CENTER INC: $60,000 over 1y, 0.3% of budgetNEW LEVEL COMMUNITY DEVELOPMENT CORPORATION: $50,000 over 1y, 4.5% of budgetAFRICAN COMMUNITY HOUSING & DEVELOPMENT: $50,000 over 1y, 0.9% of budgetLIVING DEVELOPMENT CONCEPTS INC: $50,000 over 1y, 4.7% of budgetMI CASA INC: $43,500 over 1y, 1.6% of budgetSAN FRANCISCO COMMUNITY LAND TRUST: $23,870 over 1y, 1.2% of budgetMADISON STREET HOUSING DEVELOPMENT FUND CORPORATION: $13,898 over 1y, 5.5% of budgetPAUL'S PLACE INC: $4,800 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds MORE ↗
  • Who funds East African Community Services ↗
  • Who funds THE YOUNG MEN'S CHRISTIAN ASSOCIATION OF GREATER SEATTLE (6871) ↗
  • Who funds MEDICI ROAD ↗
  • Who funds SOUTHEAST EFFECTIVE DEVELOPMENT ↗
  • Who funds DISTRICT ALLIANCE FOR SAFE HOUSING INC ↗
  • Who funds HOUSING INITIATIVE PARTNERSHIP INC ↗
  • Who funds BE A HELPING HAND ↗
  • Who funds URBAN LEAGUE OF METROPOLITAN SEATTLE ↗
  • Who funds AFRICATOWN COMMUNITY LAND TRUST ↗
  • Who funds FIRST AME HOUSING ASSOCIATION ↗
  • Who funds THE COMMUNITY BUILDERS INC ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Enterprise Community Partners IncMD30× affinity14 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Enterprise Community Partners Inc · Capital Impact Partners · Greater Washington Community Foundation · The Morris and Gwendolyn Cafritz Foundation · Local Initiatives Support Corporation · Stolte Family Foundation · Philip L Graham Fund co Graham Holdings Company · Inatai Foundation · United Way of King County · Seattle Foundation · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Enterprise Community Loan Fund Inc funds: left to right is the share of its income from government, bottom to top the share from Enterprise Community Loan Fund Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 21%
  • Paul's Place Inc: 29% of income from government
  • Housing Initiative Partnership Inc: 21% of income from government
  • The Community Builders Inc: 4% of income from government
no gov moneyreceives it· size = income
1get no government money at all
11report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 80 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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