Skip to content
Plinth
Foundation DossiersAlso receives grants — funding profile →
Plinth

· Public charity

Community Financial Credit Union

COMMUNITY FINANCIAL CREDIT UNION is a state chartered, not-for-profit, full-service financial institution owned and governed by its membership.

$812k
Granted FY2024still arriving
12
Grants FY2024still arriving
3
States reached
$420k
Largest
01What you fundRead
02The needRead
03Your edgeRead
04Your fieldRead
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2018–2024.

Philanthropy$711kEducation$495kPublic Benefit$332kHealth$319kHuman Services$203kHousing & Shelter$180kFood & Nutrition$170kCommunity Improvement$151kOther$0
02FY2024 · 12 grants

Where the money goes

Your grants by size, and where they go.

The 12 grants below total $672,026 — the rows itemised in this filing. The $811,740 headline is the total grant expense reported on the return, so the remaining $139,714 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.

By grant size · FY2024

  • Under $10k1 grant · $6k
  • $10k–50k9 grants · $172k
  • $50k–250k1 grant · $75k
  • $250k+1 grant · $420k
$18,600
Median grant
3
States reached
$1.6B
Total assets
Largest grants
RecipientAmount
RELENTLESS CARE FOUNDATION$419,810
CHILDREN'S MIRACLE NETWORK$75,000
CANTON COMMUNITY FOUNDATION$45,116
FIRST STEP$25,500
TECHTOWN DETROIT$25,000
DETROIT CRISTO REY$18,600
MICHIGAN CREDIT UNION FOUNDATION$15,000
CRISIS TEXT LINE$12,500
ELK COUNTRY ANIMAL SHELTER$10,000
A STRONGER FINANCIAL MICHIGAN$10,000
LIFE REMODELED$10,000
NORTHVILLE EDUCATION FOUNDATION$5,500
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY19–24, $178k) land where the poverty rate runs at 15%, against an area that typically sits at 10%. 73% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 10%American Red Cross: $15k → 12%American Red Cross: $15k → 12%American Red Cross: $12k → 12%FIRST STEP: $26k → 21%Hospitality House: $30k → 8%Hospitality House: $8k → 8%Hospitality House: $6k → 8%Hospitality House: $5k → 8%First Step: $10k → 21%Starfish Family Services: $6k → 21%Starfish Family Services: $6k → 21%Samaritas (Family Center): $10k → 21%Angela Hospice: $9k → 21%Angela Hospice: $6k → 21%Angela Hospice: $5k → 21%MCHS Family of Services: $10k → 21%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

68%of every dollar goes to organizations you’ve funded before.
$1.6M · 37 repeat orgs$773k to everyone else

37 repeat relationships — 5 still active in FY2024, 32 since wound down; 6 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

37
31

Total granted

$1.6M
$286k

Median revenue growth · since first grant

+14%
+20%

Still filing today

76%
48%

New vs renewed · share of each year

In FY2024, 22% of grant dollars renewed an existing relationship; $487k went to new ones.

50%100%’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24
HealthHuman ServicesPhilanthropyFood & NutritionCommunity ImprovementHousing & ShelterOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • MC
    MICHIGAN CREDIT UNION FOUNDATION
    2× · 2022–2024 · $275k · revenue +14% · 75% of their budget
  • CM
    CHILDREN'S MIRACLE NETWORK
    2× · 2023–2024 · $150k · revenue +10%
  • HH
    HOSPITALITY HOUSE
    4× · 2020–2023 · $49k · revenue +117%

Funded once

  • OC
    OTSEGO COUNTY HABITAT FOR HUMANITY INC
    one grant, 2022 · $17k · revenue -10%
  • MF
    MICHIGAN FOUNDERS FUNDgraduated
    one grant, 2023 · $15k · revenue +61%
  • JC
    JOHANNESBURG CHRISTIAN CHURCH
    one grant, 2023 · $15k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Business Leaders for Michigan Foundation

Business leaders for michigan is a nonprofit, nonpartisan statewide organization driven by ceos from the state's leading employers, all working toward a shared goal: making michigan a top 10 state for jobs, talent and a thriving economy.…

Community Improvement
2
Business Leaders for Michigan

Business leaders for michigan is a nonprofit, nonpartisan statewide organization driven by ceos from the state's leading employers, all working toward a shared goal: making michigan a top 10 state for jobs, talent and a thriving economy.…

—
3
The Northern Michigan University Foundation

The nmu foundation will establish and foster relationships to generate resources that benefit the strategic goals of northern michigan university.

Education
4
Michigan Chamber of Commerce

To promote conditions favorable to job creation and business success in michigan.

—
5
Detroit Food Policy Council

The organization was founded by a group of concerned citizens, working in cooperation with the detroit city council, to shape food policy and to work for a more localized, more just, and environmentally friendly food system. the…

Food & Nutrition
6
Huron County Community Foundation

Receive and Administer funds for the public welfare of the people of Huron County, Michigan

Philanthropy
7
Mid Michigan Community Action Agency Inc

Mid michigan community action guides local residents on the path to self-sufficiency through empowerment, education and community enrichment.

—
8
Michigan Enviromental Council

Informing and educating the public and decision makers about environmental issues.

Environment
9
Michigan Health Leadership Fund

To advance the well-being of michigan residents through the promotion of sound public policies and responsible legislation. the purpose of these activities is to promote policies that strengthen the michigan health care system.

—
10
Michigan Economic Development Foundation

To lessen the burden of the government of the state of michigan, to promote the public welfare, and to relieve the condition of high unemployment in the state of michigan.

Community Improvement
11
Michigan Civic Education Fund

To initiate, cultivate, and fund strategic nonpartisan efforts in michigan to promote economic and educational opportunity; enhance the quality of life and social welfare; defend and improve government accountability, ethics, and…

Civil Rights
12
Michigan Humanities Council

The michigan humanities council connects people and communities by fostering and creating quality cultural programs

Arts & Culture

For reference, the grantee most central to the portfolio’s shape is Mymichigan Health Foundation and the most unlike its peers is Orsa Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyCivic Engagement & AdvocacyChristian Faith CommunitiesAnimal Rescue and Shelter S…Muslim Community & Internat…Senior Residential HousingDetroit Community Developme…Sports & Recreation ClubsDetroit Area Education Supp…Child Welfare & Youth Servi…Adult Residential Care Serv…Detroit Economic Development
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 39 years old; the field is 13. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number25%6%<5yr15%4%5–10yr19%7%10–20yr16%22%20–35yr12%40%35–55yr13%22%55yr+
THE FIELDby orgYOUR MONEYby value25%20%<5yr15%1%5–10yr19%2%10–20yr16%13%20–35yr12%42%35–55yr13%22%55yr+

The field is 25% startups (under 5 years old) — 6% of your grantees by number, and just 20% of your money.

Closures · last 5 years

The orgs you fund almost never close — 1% lost their exemption, against 17% of the field you don’t fund.

orgs you fund
1%1/76
the rest of the field
17%
2,896/16,695

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

53 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 53 of the 78 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

3
Load-bearing (≥25% of a budget)
11
Early backer (in before they grew)
53/53
Grantees still filing
35/53
Grew since you first funded

Where your money sits — by cause, then by grantee

CANTON COMMUNITY FOUNDATION INC — $220,278 · OtherCANTON COMMUNITY FOUNDATION INCCHILDREN'S MIRACLE NETWORK — $150,000 · OtherCHILDREN'S MIRACLE NETWORKDETROIT CRISTO REY HIGH SCHOOL CORPORATE WORK STUDY PROGRAM INC — $103,560 · OtherDETROIT CRISTO REY HIGH SCHOOL CORPORATE WORK STUDY PR…SALVATION ARMY — $94,488 · OtherSALVATION ARMYCITY OF NOVI — $74,500 · OtherCITY OF NOVITHE HEAT AND WARMTH FUND — $61,000 · Other+42 more — $632,685 · Other+42 moreORSA FOUNDATION — $419,810 · PhilanthropyORSA FOUNDATIONPLYMOUTH COMMUNITY UNITED WAY — $72,690 · PhilanthropyPLYMOUTH COMMUNITY UNITE…OTSEGO COMMUNITY FOUNDATION — $32,500 · PhilanthropyOTSEGO COMMUNITY FOUNDAT…OTSEGO COUNTY UNITED WAY INC — $27,650 · PhilanthropyNORTHVILLE COMMUNITY FOUNDATION — $23,750 · Philanthropy+2 more — $26,200 · PhilanthropyMICHIGAN CREDIT UNION FOUNDATION — $275,000 · Public BenefitMICHIGAN CR…HOSPITALITY HOUSE — $48,950 · Human ServicesAmerican National Red Cross & Its Constituent Chapters and Branches — $42,376 · Human ServicesFirst Step The Western Wayne County Project Domestic Assault — $35,579 · Human ServicesANGELA HOSPICE HOME CARE INC — $20,550 · Human ServicesSTARFISH FAMILY SERVICES INC — $11,000 · Human ServicesSAMARITAS — $10,000 · Human ServicesMethodist Children's Home Society — $10,000 · Human ServicesEDUCATIONAL EXCELLENCE FOUNDATION — $81,000 · EducationNORTHVILLE EDUCATIONAL FOUNDATION — $48,500 · EducationLPS EDUCATION FOUNDATION INC — $24,650 · EducationAMERICAN CANCER SOCIETY INC — $73,595 · HealthNEW HOPE CENTER FOR GRIEF SUPPORT INC — $17,485 · HealthFIRST STEP FOUNDATION — $13,500 · HealthCRISIS TEXT LINE INC — $12,500 · HealthAMBER REINECK HOUSE — $10,000 · HealthBLUESTONE VOICES FOR AUTISM — $6,190 · HealthMYMICHIGAN HEALTH FOUNDATION — $5,500 · HealthAmerican Heart Association Inc — $5,031 · HealthGLEANERS COMMUNITY FOOD BANK OF SOUTHEASTERN MICHIGAN — $40,500 · Food & NutritionFORGOTTEN HARVEST INC — $23,000 · Food & NutritionOPEN DOOR MINISTRIES INC — $14,730 · Food & NutritionFood Bank of Eastern Michigan — $6,000 · Food & Nutrition
Other$1,336,511Philanthropy$602,600Public Benefit$275,000Human Services$178,455Education$154,150Health$143,801Food & Nutrition$84,230

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetORSA FOUNDATION — $419,810 over 1y, 71% of budgetMICHIGAN CREDIT UNION FOUNDATION — $275,000 over 2y, 75% of budgetCANTON COMMUNITY FOUNDATION INC — $220,278 over 6y, 4.7% of budgetCHILDREN'S MIRACLE NETWORK — $150,000 over 2y, 0.1% of budgetEDUCATIONAL EXCELLENCE FOUNDATION — $81,000 over 5y, 16% of budgetAMERICAN CANCER SOCIETY INC — $73,595 over 5y, 0.0% of budgetPLYMOUTH COMMUNITY UNITED WAY — $72,690 over 6y, 1.5% of budgetTHE HEAT AND WARMTH FUND — $61,000 over 6y, 0.1% of budgetHOSPITALITY HOUSE — $48,950 over 4y, 1.9% of budgetNORTHVILLE EDUCATIONAL FOUNDATION — $48,500 over 5y, 6.6% of budgetAmerican National Red Cross & Its Constituent Chapters and Branches — $42,376 over 3y, 0.0% of budgetGLEANERS COMMUNITY FOOD BANK OF SOUTHEASTERN MICHIGAN — $40,500 over 4y, 0.0% of budgetFirst Step The Western Wayne County Project Domestic Assault — $35,579 over 2y, 0.5% of budgetHABITAT FOR HUMANITY OF WESTERN WAYNE — $35,500 over 4y, 9.1% of budgetCANTON CHAMBER OF COMMERCE — $34,500 over 5y, 5.5% of budgetOTSEGO COMMUNITY FOUNDATION — $32,500 over 1y, 0.7% of budgetNOVI EDUCATIONAL FOUNDATION — $29,500 over 4y, 9.8% of budgetWAYNE-WESTLAND FOUNDATION FOR THE IMPROVEMENT OF INSTRUCTION — $29,250 over 2y, 42% of budgetPLYMOUTH COMMUNITY ARTS COUNCIL — $28,000 over 3y, 4.7% of budgetOTSEGO COUNTY UNITED WAY INC — $27,650 over 2y, 2.5% of budgetWAYNE STATE UNIVERSITY RESEARCH AND TECHNOLOGY PARK IN THE CITY OF DETROIT — $25,000 over 1y, 0.5% of budgetLPS EDUCATION FOUNDATION INC — $24,650 over 3y, 11% of budgetNORTHVILLE COMMUNITY FOUNDATION — $23,750 over 3y, 2.1% of budgetFORGOTTEN HARVEST INC — $23,000 over 3y, 0.0% of budgetANGELA HOSPICE HOME CARE INC — $20,550 over 3y, 0.0% of budgetPLYMOUTH COMMUNITY CHAMBER OF COMMERCE — $20,492 over 3y, 2.1% of budgetDETROIT PUBLIC MEDIA — $20,000 over 2y, 0.1% of budgetNEW HOPE CENTER FOR GRIEF SUPPORT INC — $17,485 over 2y, 2.8% of budgetOTSEGO COUNTY HABITAT FOR HUMANITY INC — $17,000 over 1y, 2.4% of budgetLIVONIA CHAMBER OF COMMERCE — $15,700 over 2y, 1.7% of budgetMICHIGAN FOUNDERS FUND — $15,000 over 1y, 1.3% of budgetOPEN DOOR MINISTRIES INC — $14,730 over 2y, 4.1% of budgetMUNSON HEALTHCARE FOUNDATIONS — $14,450 over 2y, 0.1% of budgetFIRST STEP FOUNDATION — $13,500 over 2y, 6.6% of budgetCRISIS TEXT LINE INC — $12,500 over 1y, 0.0% of budgetFoundation for Excellence Walled Lake Schools — $11,200 over 2y, 5.4% of budgetSTARFISH FAMILY SERVICES INC — $11,000 over 2y, 0.0% of budgetCURE DEFENSE FUND — $10,000 over 1y, 0.7% of budgetSAMARITAS — $10,000 over 1y, 0.0% of budgetHabitat for Humanity of Michigan Inc — $10,000 over 1y, 0.3% of budgetTHE REFUGE IN OTSEGO COUNTY — $10,000 over 1y, 8.5% of budgetDEVELOP DETROIT INC — $10,000 over 1y, 0.2% of budgetAMBER REINECK HOUSE — $10,000 over 1y, 13% of budgetELK COUNTRY ANIMAL SHELTER — $10,000 over 1y, 3.8% of budgetMethodist Children's Home Society — $10,000 over 1y, 0.1% of budgetLIFE REMODELED — $10,000 over 1y, 0.2% of budgetGROWING HOPE INC — $6,500 over 1y, 0.8% of budgetBLUESTONE VOICES FOR AUTISM — $6,190 over 1y, 10% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Community Foundation …Orsa FoundationDte Energy FoundationUnited Way for Southe…Michigan Health Endow…Canton Community Foun…Consumers Energy Foun…Ford PhilanthropyMargaret Dunning Foun…Charles Stewart Mott …The Ralph C Wilson Jr…The Carls Foundation
Community Foundation for Southeast MichiganMI42.7× affinity22 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Community Foundation for Southeast Michigan · Orsa Foundation · Dte Energy Foundation · United Way for Southeastern Michigan · Michigan Health Endowment Fund · Canton Community Foundation Inc · Consumers Energy Foundation · Ford Philanthropy · Margaret Dunning Foundation · Charles Stewart Mott Foundation · The Ralph C Wilson Jr Foundation · The Carls Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Community Financial Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
’20’21’22’23’24’25
no gov · 10%5%19%42%75%your share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    13report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 78 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home