Skip to content
Plinth

· Private foundation

Charleston Retail Credit Associatio

Its FY2025 filing reports that it accepted unsolicited grant applications.

$79k
Granted FY2025still arriving
18
Grants FY2025still arriving
1
States reached
$10k
Largest
01What you fund
0177% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20202025.

Arts & Culture$90kEducation$74kCommunity Improvement$55kHuman Services$50kPublic Benefit$25kHealth$17kAnimals$14kRecreation & Sports$12kOther$0
02FY2025 · 18 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2025

  • Under $10k16 grants · $59k
  • $10k–50k2 grants · $20k
$4,000
Median grant
1
States reached
$1.1M
Total assets
Largest grants
RecipientAmount
CAPITAL MARKET$10,000
UNIVERSITY OF CHARLESTON$10,000
FUND FOR THE ARTS$8,000
BUCKSKIN COUNCIL$7,500
CHARLESTON LIGHT OPERA GU$6,000
CHILDREN'S HOME SOCIETY$6,000
Individual grant recipient$6,000
WVU FOUNDATION COLLEGE OF LAW$5,000
KANAWHA CHARLESTON HUMANE ASSOCIATI$4,000
Individual grant recipient$3,500
CHILDRENS THERAPY CLINIC$2,500
THOMAS MEMORIAL HOSPITAL FOUNDATION$2,500
KANAWHA VALLEY FELLOWSHIP HOME$2,000
Individual grant recipient$2,000
GABRIEL PROJECT OF WV$2,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Dollar for dollar, your grants (FY20–25) land where the poverty rate runs at 18%, against an area that typically sits at 16%. 100% of your dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 16%SHEPHERDS HEART FOOD PANTRY: $3k → 19%WVU FOUNDATION COLLEGE OF LAW: $5k → 19%YOUNG LIFE WV: $5k → 19%WVU FOUNDATION COLLEGE OF LAW: $3k → 19%YOUNG LIFE WV: $3k → 19%YOUNG LIFE WV: $3k → 19%RUTH LAWN ELEMENTARY: $4k → 18%YOUNG LIFE WV: $3k → 19%YOUNG LIFE WV: $3k → 19%CAPITAL MARKET: $11k → 18%CAPITAL MARKET: $11k → 18%CAPITAL MARKET: $10k → 18%LIBRARY FOUNDATION OF KANAWHA COUNT: $10k → 18%KANAWHA COUNTY LIBRARY: $10k → 18%FUND FOR THE ARTS: $8k → 18%FUND FOR THE ARTS: $8k → 18%FUND FOR THE ARTS: $7k → 18%FUND FOR THE ARTS: $6k → 18%WV PUBLIC BROADCASTING: $6k → 18%WV PUBLIC BROADCASTING: $6k → 18%FUND FOR THE ARTS: $6k → 18%FUND FOR THE ARTS: $6k → 18%CAPITAL MARKET: $6k → 18%CAPITAL MARKET: $6k → 18%WV PUBLIC BROADCASTING: $5k → 18%CADCO FOUNDATION: $5k → 18%KANAWHA COUNTY LIBRARY: $5k → 18%WV PUBLIC BROADCASTING: $4k → 18%WV PUBLIC BROADCASTING: $4k → 18%WV PUBLIC BROADCASTING: $4k → 18%CHILDHOOD LANGUAGE: $4k → 18%CHILDHOOD LANGUAGE: $4k → 18%CHILDHOOD LANGUAGE: $4k → 18%CHILDHOOD LANGUAGE: $4k → 18%CADCO FOUNDATION: $3k → 18%CADCO FOUNDATION: $3k → 18%COUGAR BULLPEN CLUB: $6k → 18%KANAWHA CHARLESTON HUMANE ASSOCIATI: $10k → 18%BUCKSKIN COUNCIL: $8k → 18%BUCKSKIN COUNCIL: $8k → 18%YMCA: $5k → 18%BUCKSKIN COUNCIL: $4k → 18%KANAWHA CHARLESTON HUMANE ASSOCIATI: $4k → 18%UNIVERSITY OF CHARLESTON: $13k → 18%UNIVERSITY OF CHARLESTON: $10k → 18%UNIVERSITY OF CHARLESTON: $10k → 18%UNIVERSITY OF CHARLESTON: $5k → 18%UNIVERSITY OF CHARLESTON: $4k → 18%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

93%of every dollar goes to organizations you’ve funded before.
$390k · 21 repeat orgs$30k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +10% since the first grant, against -92% for the ones you funded once.

21 repeat relationships — 14 still active in FY2025, 7 since wound down; 4 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

21
7

Total granted

$390k
$25k

Median revenue growth · since first grant

+10%
-92%

Still filing today

43%
14%

New vs renewed · share of each year

In FY2025, 93% of grant dollars renewed an existing relationship; $6k went to new ones.

50%100%’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24’25
HealthCommunity ImprovementHuman ServicesEducationAnimalsPhilanthropyOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • CM
    CAPITOL MARKET INC
    6× · 2020–2025 · $44k · revenue +48%
  • TU
    THE UNIVERSITY OF CHARLESTON INC
    5× · 2021–2025 · $41k · revenue +10%
  • TC
    THE CHILDREN'S HOME SOCIETY OF WEST VIRGINIA INC
    6× · 2020–2025 · $27k · revenue +3%

Funded once

  • LF
    LIBRARY FOUNDATION OF KANAWHA COUNTY INC
    one grant, 2022 · $10k · revenue -92%
  • CB
    COUGAR BULLPEN CLUB
    one grant, 2022 · $6k
  • SH
    SHEPHERDS HEART FOOD PANTRY
    one grant, 2023 · $3k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Kanawha County Public Library Special Public Properties Holdings Inc

To acquire certain real property, and restoration, renovation,expansion and operations of the kanawha county public library.

Education
2
Cabin Creek Health Center Inc

To work with the community to improve the quality of life by assuring access to quality primary health services, outreach, and education for all persons regardless of their ability to pay.

Religion
3
Wv Helping Hands
Human Services
4
Capital Area Development Corporation of West Virginia

Capital Area Development Corporation of West Virginia dba Charleston Area Alliance serves as a catalyst for change for Charleston, Kanawha County, and the surrounding area, leading with innovative and collaborative approaches to shape a…

5
The West Virginia Chamber Foundation
Public Benefit
6
Communityworks in West Virginia Inc

Communityworks in west virignia (cwwv) creates housing and community development solutions for all west virginians through a network of member organizations. cwwv carries out its mission by providing effective training and technical…

Housing & Shelter
7
Berkeley County Humane Society

Animal welfare

Animals
8
Valley Comprehensive Community Health Center Inc

Valley healthcare system shall improve our community's health by delivering the highest quality behavioral healthcare guided by our consumer's needs.

9
Region Iii Workforce Investment Board of Kanawha County

Administer workforce innovation and opportunity act (wioa) funds in kanawha county, west virginia

Employment
10
West Virginia Chamber of Commerce

The west virginia chamber of commerce provides opportunities for broad based prosperity throughout west virginia.

11
The Cultural Foundation of Harrison County Inc

Provide direct financial support to agencies, organizations and governmental units in support of the fine arts in harrison county, wv

12
Child Watch Counseling and Advocacy Center Inc

To provide families in western kentucky with education, advocacy and treatment that prevents child abuse, encourages family stability, promotes healthy relationships, enhances well-being and cultivates safe, nurturing families.

Crime & Legal

For reference, the grantee most central to the portfolio’s shape is Fund for the Arts and the most unlike its peers is Davis Creek Watershed Association Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

04the grantee network

12 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 12 of the 32 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
12/12
Grantees still filing
7/12
Grew since you first funded

Where your money sits — by cause, then by grantee

CHARLESTON LIGHT OPERA GU — $49,000 · OtherCHARLESTON LIGHT OPERA GUFUND FOR THE ARTS — $41,000 · OtherFUND FOR THE ARTSIndividual grant recipient — $29,000 · OtherIndividual grant recipientBUCKSKIN COUNCIL — $24,500 · OtherBUCKSKIN COUNCILIndividual grant recipient — $19,000 · OtherIndividual grant recipientIndividual grant recipient — $15,000 · OtherIndividual grant recipientKANAWHA COUNTY LIBRARY — $15,000 · OtherKANAWHA COUNTY LIBRARY+14 more — $50,950 · Other+14 moreCAPITOL MARKET INC — $43,500 · Community ImprovementCAPITOL MARKET…CADCO FOUNDATION INC — $11,000 · Community ImprovementCADCO FOUNDATI…THE UNIVERSITY OF CHARLESTON INC — $41,450 · EducationTHE UNIVERS…THE CHILDREN'S HOME SOCIETY OF WEST VIRGINIA INC — $27,000 · Human ServicesUNION MISSION MINISTRIES INC — $5,000 · Human ServicesCHILDRENS THERAPY CLINIC — $12,500 · HealthGABRIEL PROJECT OF WEST VIRGINIA — $10,000 · HealthKANAWHA VALLEY FELLOWSHIP HOME INC — $2,000 · HealthKANAWHA-CHARLESTON HUMANE ASSOCIATION INC — $14,000 · AnimalsLIBRARY FOUNDATION OF KANAWHA COUNTY INC — $10,000 · PhilanthropyDAVIS CREEK WATERSHED ASSOCIATION INC — $500 · Environment
Other$243,450Community Improvement$54,500Education$41,450Human Services$32,000Health$24,500Animals$14,000Philanthropy$10,000Environment$500

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ your share of their budgetCAPITOL MARKET INC — $43,500 over 6y, 1.1% of budgetTHE UNIVERSITY OF CHARLESTON INC — $41,450 over 5y, 0.0% of budgetFUND FOR THE ARTS — $41,000 over 6y, 3.6% of budgetTHE CHILDREN'S HOME SOCIETY OF WEST VIRGINIA INC — $27,000 over 6y, 0.0% of budgetKANAWHA-CHARLESTON HUMANE ASSOCIATION INC — $14,000 over 2y, 0.5% of budgetCHILDRENS THERAPY CLINIC — $12,500 over 6y, 1.1% of budgetCADCO FOUNDATION INC — $11,000 over 3y, 19% of budgetLIBRARY FOUNDATION OF KANAWHA COUNTY INC — $10,000 over 1y, 0.3% of budgetGABRIEL PROJECT OF WEST VIRGINIA — $10,000 over 6y, 1.1% of budgetUNION MISSION MINISTRIES INC — $5,000 over 3y, 0.1% of budgetKANAWHA VALLEY FELLOWSHIP HOME INC — $2,000 over 1y, 0.3% of budgetDAVIS CREEK WATERSHED ASSOCIATION INC — $500 over 1y, 6.1% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds CAPITOL MARKET INC
  • Who funds THE UNIVERSITY OF CHARLESTON INC
  • Who funds FUND FOR THE ARTS
  • Who funds THE CHILDREN'S HOME SOCIETY OF WEST VIRGINIA INC
  • Who funds KANAWHA-CHARLESTON HUMANE ASSOCIATION INC
  • Who funds CHILDRENS THERAPY CLINIC
  • Who funds CADCO FOUNDATION INC
  • Who funds LIBRARY FOUNDATION OF KANAWHA COUNTY INC
  • Who funds GABRIEL PROJECT OF WEST VIRGINIA
  • Who funds UNION MISSION MINISTRIES INC
  • Who funds KANAWHA VALLEY FELLOWSHIP HOME INC
  • Who funds DAVIS CREEK WATERSHED ASSOCIATION INC

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

The Greater Kanawha Valley FoundationWV21.9× affinity8 shared granteesties to 10 of 10Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Greater Kanawha Valley Foundation · Bernard H and Blanche E Jacobson Foundation · Truist West Virginia Foundation Inc · Encova Foundation of West Virginia · The Daywood Foundationinc · Tgkvf Inc · McJunkin Family Foundation Truist Foundations and Endowment Spec Pract Tr · United Way of Central West Virginia · The Strong-Treister Family Foundation · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Charleston Retail Credit Associatio funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%1%5%11%20%your share of their income ↑0%25%50%75%100%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    2report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Charleston Retail Credit Associatio?

    Find your warmest path to Charleston Retail Credit Associatio through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 32 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph