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North Carolina · Public charity

Center for Responsible Lending

Promoting financial fairness and economic opportunity for all, ending abusive lending practices.

$158k
Granted FY2024(still arriving)
11
Itemized grants FY2024
12
Organizations funded FY2023
42%
First-time grantees FY2023
Read the full brief
Itemized, FY2024
$145k
The rest is grants the schedule does not break out
Median grant, FY2024
$10,000
Largest grant, FY2024
$50,000
Organizations funded a year
11 to 22
FY2017 to FY2023
States reached, FY2024
10
Total assets, FY2024
$11M

How open it is to new grantees

In FY2023, 42% of the organizations Center for Responsible Lending funded were first-time grantees, receiving 45% of its grant dollars.

New vs renewed · share of each year

In FY2023, 55% of grant dollars renewed an existing relationship; $72k went to new ones.

50%100%’18’19’20’21’22’23
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23
Community ImprovementPublic BenefitCrime & LegalHuman ServicesPhilanthropySocial ScienceOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2024still arriving11$145k18%
FY202312$160k42%
FY202215$190k27%
FY202116$185k50%
FY202017$197k53%
FY201919$294k16%
FY201822$270k64%
FY201711$109kn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$376kPublic Benefit$285kHuman Services$256kCrime & Legal$156kPhilanthropy$97kReligion$93kSocial Science$89kHousing & Shelter$67kOther$0

Where its grants go

Grant dollars by states, across the years we hold.

Which US states its grants reach

AK
ME
WA
MN
IL
WI
MI
NY
OR
SD
IN
OH
NJ
RI
CA
NE
MO
KY
VA
MD
AZ
AR
NC
SC
DC
LA
MS
GA
TX
FL

Top grantees

Largest recipients by total granted, FY2017 to FY2024, and the share of each one’s budget the grants supplied at peak.

GranteeTotal grantedYearsShare of their budget
Community Economic Development Association of Michigan$106,00063%
Cooperative Baptist Fellowship Inc$92,7206n/a
Earn Inc$75,00021%
Maine Center for Economic Policy$74,85044%
New Jersey Citizen Action Education Fund Inc$72,00051%
National Baptist Convention USA In$70,0005n/a
Hacienda Community Development Corporation$67,37631%
Georgia Watch$63,25448%
National Coalition for Asian Pacific American Community Development$60,00050%
Southwest Center for Economic Integrity$55,000422%
Show all 56 grantees
All grantees of Center for Responsible Lending by total granted
GranteeTotal grantedYearsShare of their budget
Community Economic Development Association of Michigan$106,00063%
Cooperative Baptist Fellowship Inc$92,7206n/a
Earn Inc$75,00021%
Maine Center for Economic Policy$74,85044%
New Jersey Citizen Action Education Fund Inc$72,00051%
National Baptist Convention USA In$70,0005n/a
Hacienda Community Development Corporation$67,37631%
Georgia Watch$63,25448%
National Coalition for Asian Pacific American Community Development$60,00050%
Southwest Center for Economic Integrity$55,000422%
The Economic Progress Institute$50,00033%
Maryland Consumer Rights Coalition Inc$45,00041%
The Ida and Asset Building Collaborative of North Carolina$42,000212%
Center for Public Justice$42,00041%
Veterans Education Success Inc$40,00031%
Indiana Community Action Association Inc$31,50030%
New Economy Project Inc$30,00021%
South Carolina Appleseed Legal Justice Center$30,00031%
Texas Appleseed$29,00031%
Invest in Louisiana$27,50031%
Project Green$26,40034%
Rise Economy$25,00031%
Virginia Poverty Law Center Inc$25,00020%
Alaska Public Interest Research Group$20,00021%
Statewide Poverty Action Network$20,0002n/a
Ecumenical Poverty Initative$20,0002n/a
The Leadership Conference on Civil and Human Rights Inc$19,70030%
Maine Equal Justice Partners$17,50020%
Exodus Financial Services$17,00014%
Hope Enterprise Corporation$15,00010%
Veterians Education Success$15,0001n/a
Policy Matters Ohio$14,50021%
Black Hills Community Loan Fund Inc$13,00014%
Neighborhood Partnerships Inc$12,00010%
North Carolina NAACP State Conference$11,5002n/a
Dna Peoples Legal Services Inc$11,10010%
South Carolina Association for Community Economic Development$10,00010%
National Council of the US Society of St Vincent de Paul Inc$10,00010%
United Parents and Students$10,00010%
Wisdom Inc$10,00011%
Cash Campaign of Maryland Inc$10,00010%
National Association of Real Estate Brokers Inc$10,00010%
Michigan Advocacy Program$10,00010%
Florida Council of Churches$9,9101n/a
Indiana Coalition for Human Services Inc$9,5001n/a
North Carolina Legislative Black Caucus Foundation$7,50014%
Legal Aid Society of San Diego$7,50010%
Office of Kentucky Legal Services Programs Inc$7,50011%
Woodstock Institute$7,50011%
Inclusiv Inc$7,50010%
Heartland Alliance for Human Needs and Rights$7,50010%
Southern Bancorp Capital Partners$7,00010%
Faith in Action Network$7,00010%
Common Services Corp of the United$6,0001n/a
Samuel Dewitt Proctor Conference Inc$5,5001n/a
Nebraska Appleseed Center for Law in the Public Interest$5,00310%

Where it is load-bearing

Each grantee by its size and the share of its budget Center for Responsible Lending supplied at peak.

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetCommunity Economic Development Association of Michigan: $106,000 over 6y, 2.6% of budgetEarn Inc: $75,000 over 2y, 0.9% of budgetMaine Center for Economic Policy: $74,850 over 4y, 3.5% of budgetNew Jersey Citizen Action Education Fund Inc: $72,000 over 5y, 0.5% of budgetHacienda Community Development Corporation: $67,376 over 3y, 0.9% of budgetGeorgia Watch: $63,254 over 4y, 8.0% of budgetNational Coalition for Asian Pacific American Community Development: $60,000 over 5y, 0.5% of budgetSouthwest Center for Economic Integrity: $55,000 over 4y, 22% of budgetThe Economic Progress Institute: $50,000 over 3y, 3.1% of budgetMaryland Consumer Rights Coalition Inc: $45,000 over 4y, 1.5% of budgetThe Ida and Asset Building Collaborative of North Carolina: $42,000 over 2y, 12% of budgetCenter for Public Justice: $42,000 over 4y, 1.2% of budgetVeterans Education Success Inc: $40,000 over 3y, 1.1% of budgetIndiana Community Action Association Inc: $31,500 over 3y, 0.3% of budgetNew Economy Project Inc: $30,000 over 2y, 1.1% of budgetSouth Carolina Appleseed Legal Justice Center: $30,000 over 3y, 0.9% of budgetTexas Appleseed: $29,000 over 3y, 0.6% of budgetInvest in Louisiana: $27,500 over 3y, 1.4% of budgetProject Green: $26,400 over 3y, 3.9% of budgetRise Economy: $25,000 over 3y, 0.7% of budgetVirginia Poverty Law Center Inc: $25,000 over 2y, 0.5% of budgetAlaska Public Interest Research Group: $20,000 over 2y, 0.9% of budgetThe Leadership Conference on Civil and Human Rights Inc: $19,700 over 3y, 0.3% of budgetMaine Equal Justice Partners: $17,500 over 2y, 0.4% of budgetExodus Financial Services: $17,000 over 1y, 4.0% of budgetHope Enterprise Corporation: $15,000 over 1y, 0.0% of budgetPolicy Matters Ohio: $14,500 over 2y, 0.7% of budgetBlack Hills Community Loan Fund Inc: $13,000 over 1y, 4.5% of budgetNeighborhood Partnerships Inc: $12,000 over 1y, 0.1% of budgetDna Peoples Legal Services Inc: $11,100 over 1y, 0.2% of budgetSouth Carolina Association for Community Economic Development: $10,000 over 1y, 0.2% of budgetNational Council of the US Society of St Vincent de Paul Inc: $10,000 over 1y, 0.1% of budgetUnited Parents and Students: $10,000 over 1y, 0.5% of budgetWisdom Inc: $10,000 over 1y, 0.8% of budgetCash Campaign of Maryland Inc: $10,000 over 1y, 0.1% of budgetNational Association of Real Estate Brokers Inc: $10,000 over 1y, 0.2% of budgetMichigan Advocacy Program: $10,000 over 1y, 0.1% of budgetNorth Carolina Legislative Black Caucus Foundation: $7,500 over 1y, 3.9% of budgetLegal Aid Society of San Diego: $7,500 over 1y, 0.0% of budgetOffice of Kentucky Legal Services Programs Inc: $7,500 over 1y, 0.7% of budgetWoodstock Institute: $7,500 over 1y, 1.1% of budgetInclusiv Inc: $7,500 over 1y, 0.2% of budgetHeartland Alliance for Human Needs and Rights: $7,500 over 1y, 0.0% of budgetSouthern Bancorp Capital Partners: $7,000 over 1y, 0.2% of budgetFaith in Action Network: $7,000 over 1y, 0.0% of budgetNebraska Appleseed Center for Law in the Public Interest: $5,003 over 1y, 0.1% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 46.

Nonprofits that may fit its grantmaking

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Annie E Casey Foundation IncMD27.7× affinity13 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Annie E Casey Foundation Inc · Community Catalyst Inc · Americans for Financial Reform Education Fund · Center on Budget and Policy Priorities · Hopewell Fund · New Venture Fund · The Ford Foundation · Amalgamated Charitable Foundation Inc · WK Kellogg Foundation · Tides Foundation · Economic Security Project Inc · Center for Law and Social Policy

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Center for Responsible Lending with peer funders

About Center for Responsible Lending

How much does Center for Responsible Lending give?
Center for Responsible Lending reported 11 itemized grants totaling $145,000, out of $158,166 in total grant expense reported on the return in its FY2024 IRS filing. It funded between 11 and 22 organizations a year over FY2017 to FY2023.
What does Center for Responsible Lending fund?
By grant dollars over FY2017 to FY2024, its largest causes are Community Improvement (24%), Public Benefit (18%), Human Services (16%).
Who are Center for Responsible Lending's largest grantees?
By total granted over FY2017 to FY2024: Community Economic Development Association of Michigan ($106k), Cooperative Baptist Fellowship Inc ($93k), Earn Inc ($75k).
Does Center for Responsible Lending fund new organizations?
In FY2023, 42% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Center for Responsible Lending?
Its strongest co-funders, measured against what their size predicts, include Annie E Casey Foundation Inc, Community Catalyst Inc, Americans for Financial Reform Education Fund.
Where is Center for Responsible Lending based?
Center for Responsible Lending is based in NC.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 56 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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