Skip to content

Washington · Nonprofit

WHATCOM COUNCIL ON AGING

WHATCOM COUNCIL ON AGING (Washington) receives grants from 25 organizations whose IRS filings report $7,783,957 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($4,510,550). 15 of them have funded it in more than one year, and 80% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$5.9M
Funders on record
25
Grants received
$7.8M
Net assets
$12M
15/25 repeat funderspeak grant-dependency 39%
01What it does

What Whatcom Council on Aging does

Mission

Whatcom Council on Aging provides nutritional, social, recreational, and educational programs that promote wellness of mind and body for community members as they age.

As stated on its FY2025 Form 990.

Programs

  1. The senior nutrition program's goal is to ensure that seniors especially those with low to very low incomes are eating well and have the nutritional and social support they need for healthy, active aging and independent living in addition to delivering meals on wheels to homebound seniors, the council on aging serves hot lunches in senior centers throughout whatcom and san juan counties and public housing for low income seniors in bellingham.

    $2,156,509 spentof which $5,000 as grants
    71% of program spending
  2. The bellingham senior activity center is the only whatcom county center directly managed by wcoa. The center offers a wide range of classes, activities and services for persons 50 years of age and over, all of which are designed to encourage emotional, mental and physical wellness for a healthy, active and independent lifestyle. A member can participate in weight training in the gym, take a line dancing class, play cards or pool, learn how to use computers or read in our library as well as enjoy a variety of presentations. All of these activities promote physical, mental and emotional health.

    $846,968 spentof which $76,500 as grants$63,835 earned by the program
    28% of program spending
  3. Bellingham at home to empower seniors to stay active and engaged while continuing to live in their own homes and neighborhoods.

    $15,053 spent
    0% of program spending

The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $3,018,530.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($2.4M) Expenses 100 ($2.4M) Net assets 100 ($1.6M)2018 Revenue 107 ($2.6M) Expenses 102 ($2.4M) Net assets 102 ($1.6M)2019 Revenue 106 ($2.5M) Expenses 105 ($2.5M) Net assets 111 ($1.8M)2020 Revenue 124 ($3.0M) Expenses 111 ($2.6M) Net assets 140 ($2.2M)2021 Revenue 248 ($6.0M) Expenses 91 ($2.2M) Net assets 395 ($6.3M)2022 Revenue 152 ($3.6M) Expenses 101 ($2.4M) Net assets 421 ($6.7M)2023 Revenue 158 ($3.8M) Expenses 124 ($2.9M) Net assets 524 ($8.4M)2024 Revenue 149 ($3.6M) Expenses 146 ($3.5M) Net assets 573 ($9.2M)2025 Revenue 247 ($5.9M) Expenses 171 ($4.1M) Net assets 755 ($12M)
'17'18'19'20'21'22'23'24'25
Revenue (247)Expenses (171)Net assets (755)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $8.7M to $13M (+44%).

$2.9M
$2.8M
$2.8M
$3.1M
$6.6M
$7.0M
$8.7M
$13M
$15M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 45% · 2018 46% · 2019 64% · 2020 54% · 2021 26% · 2022 32% · 2023 35% · 2024 39% · 2025 21%. Grants only. Government contracts and fees sit inside program revenue.

98% of WHATCOM COUNCIL ON AGING’s revenue is contributions — more reliant on donations than three-quarters of its peers (81% for the typical peer).

This organization
Typical peer · 11,814 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$23k
’17
$131k
’18
$30k
’19
$345k
’20
$3.8M
’21
$1.2M
’22
$859k
’23
$92k
’24
$1.9M
’25
2.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Chris Orr

Executive director

Board chair

Georgiann Dustin

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed1010710915151618
Joined·+1+1+4+1+6+0+4+3
No longer listed·14120031
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 7 funders to 12 funders, grant income rose $220k → $1.4M.

5 of 25 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 80% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of WHATCOM COUNCIL ON AGING’s funders (the co-funder graph). Top 24 of 25 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

WHATCOM COUNCIL ON AGING leans on a few funders — its largest provides 58% of grant income and the top three 83%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

90% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WHATCOM COUNCIL ON AGING.

58%
largest funder
83%
top three
~3
effective funders

Largest funder’s share by year: 2017 64% · 2018 65% · 2019 72% · 2020 35% · 2021 78% · 2022 70% · 2023 74% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

43% of WHATCOM COUNCIL ON AGING's funders are still giving 3 years after their first grant; 60% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

80% of WHATCOM COUNCIL ON AGING's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.5M that is directly attributable, 69% of it comes from Washington funders.

WA
WY
OH
CA
MO
VA
DE

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Washington out of state home

Funder states come from each funder’s own filing. $6.2M arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

WHATCOM COUNCIL ON AGING runs a healthier operating margin than three-quarters of the 7,349 human services nonprofits its size.

Operating margin31% · top quartile
Months of reserve2.3mo · below the median
Revenue growth (annualized)12% · above the median

this organization peer median middle 50% of peers· 7,349 human services nonprofits $1M–$10M, FY2025

Organizations like WHATCOM COUNCIL ON AGING

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

74% of spending goes to programs.

Program 74%Management 14%Fundraising 11%

Governance

16
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

69%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for WHATCOM COUNCIL ON AGING: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WHATCOM COUNCIL ON AGING?
WHATCOM COUNCIL ON AGING (Washington) receives grants from 25 organizations whose IRS filings report $7,783,957 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($4,510,550). 15 of them have funded it in more than one year, and 80% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does WHATCOM COUNCIL ON AGING have?
IRS filings report 25 organizations giving $7,783,957 in grants to WHATCOM COUNCIL ON AGING, 15 of which have funded it in more than one year.
Who is the largest funder of WHATCOM COUNCIL ON AGING?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $4,510,550 in grants. The full list of funders is on this page.
How can an organization like WHATCOM COUNCIL ON AGING find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 25 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing