Illinois · Nonprofit
STERLING-ROCK FALLS FAMILY YMCA
STERLING-ROCK FALLS FAMILY YMCA (Illinois) receives grants from 14 organizations whose IRS filings report $2,129,067 to it, the largest being UNITED WAY OF WHITESIDE COUNTY ($667,000). 8 of them have funded it in more than one year.
- Revenue FY2025
- $2.4M
- Funders on record
- 14
- Grants received
- $2.1M
- Net assets
- $5.0M
What Sterling-Rock Falls Family YMCA does
Mission
To put christian principles into practice through programs that build healthy spirit, mind and body for all. The sterling rock falls ymca is a nonprofit like no other. That's because in we have the presence and partnerships to not just promise, but deliver, positive change. The sterling rock falls ymca is community-centered. For 125 years, we've been listening and responding to the sterling-rock falls community. The sterling rock falls ymca brings people together. We connect people of all ages and backgrounds to bridge the gaps in community needs. The sterling rock falls ymca nurtures potential. We believe that everyone should have the opportunity to learn, grow and thrive. The sterling rock falls ymca has local presence and global reach. We mobilize local communities to effect lasting, meaningful change.
As stated on its FY2025 Form 990.
Programs
Youth development & achievement:the Sterling-Rock Falls Family YMCA provides high quality, comprehensive activities for school-aged children, drawing on diverse members of the community. We provide both full and part-time options in afterschool program, no school day camp, remote learning day camp and summer day camp. In 2025 the ymca was able to serve 729 children in youth development programs.woven into the fabric of the ymca mission is a commitment to strengthening families. Ymca youth development programs relieve the burden of balancing work and family and make it possible for parents of children in our care to remain gainfully employed, knowing their children are thriving in a safe, developmentally sound environment.the ymca provides tuition assistance including reduced fees for families who qualify for the "free and reduced lunch program" at local schools. Financial assistance for ymca membership and programs is provided to qualified families and provides reduced prices for all ymca programs along with providing access for the child and their family to the ymca facility. In addition, we provide aid to families who need help due to family violence, substance abuse, etc., by…
$962,605 spentof which $36,546 as grants$791,069 earned by the program46% of program spendingHealth and well being for allmembership:members are offered the use of the association facilities, which are for promotion of health and wellness. Included in these facilities are a swimming pool, gym, wellness center and aerobics room. Membership includes the use of the entire facility, participation in fitness classes and free baby-sitting while using the facility and programs.the Sterling-Rock Falls Family YMCA provides financial assistance for membership and youth development programs. Over 8,661 people benefited from membership and program services in 2025. The Sterling-Rock Falls Family YMCA offers a wide variety of programs for community members and ymca members.ymca membership and programs are designed to further the ymca mission. Our ymca seeks to help our members and community participants:1. Develop self-confidence and self-recpect - and appreciation of their own worth as individuals2. Develp values for daily living; develop moral and ethical behavior based on judeo-christian principles3. Grow as responsible members of their families and as citizens of their communities.4. Appreciate that health of mind and body is a sacred gift, and that physical fitness and mental…
$639,773 spentof which $57,143 as grants$547,010 earned by the program31% of program spendingCamp benson:the ymca camp benson program provides a lasting experience of personal enrichment. Through summer residence and weekend retreats, the camp offers adventure and learning activities that provide challenges and promote spiritual awareness, mental development, physical well-being, social growth and self respect. Camping helps youth become aware of their physical and mental capabilities, to recognize the value of cooperation, gain confidence and build self-esteem.while camp benson's facilities and location are terrific, we believe that it's our camp counselors that make the summer experience truly special. At ycb you will find a tremendous concentration of "great campers and "great role-models" that provide a wonderfully inclusive environment for your child. We have so many first-time camp families in large part because of the emphasis we place on training campers to become staff through the student development program.it is the mission of ymca camp benson to provide safe, fun, and educational experiences for our campers through the demonstration of the four core values; caring, honesty, respect and responsibility and by practicing a camper first philosophy. Sending a child…
$494,833 spentof which $12,387 as grants$261,948 earned by the program24% of program spending
The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $2,097,211.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $6.8M to $6.2M (−9%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 10% · 2018 11% · 2019 12% · 2020 37% · 2021 37% · 2022 24% · 2023 22% · 2024 12% · 2025 13%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 7 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Trish Klaver
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 5 funders to 8 funders, grant income rose $280k → $316k.
2 of 14 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 8% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of STERLING-ROCK FALLS FAMILY YMCA’s funders (the co-funder graph). Top 13 of 14 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
STERLING-ROCK FALLS FAMILY YMCA leans on a few funders — its largest provides 31% of grant income and the top three 70%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
57% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund STERLING-ROCK FALLS FAMILY YMCA.
Largest funder’s share by year: 2017 41% · 2018 37% · 2019 37% · 2020 41% · 2021 31% · 2022 35% · 2023 38% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
56% of STERLING-ROCK FALLS FAMILY YMCA's funders are still giving 3 years after their first grant; 57% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
97% of STERLING-ROCK FALLS FAMILY YMCA's grant income comes from Illinois funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $172k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like STERLING-ROCK FALLS FAMILY YMCA
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Illinois
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
75% of spending goes to programs.
Governance
Public support
88%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for STERLING-ROCK FALLS FAMILY YMCA: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds STERLING-ROCK FALLS FAMILY YMCA?
- STERLING-ROCK FALLS FAMILY YMCA (Illinois) receives grants from 14 organizations whose IRS filings report $2,129,067 to it, the largest being UNITED WAY OF WHITESIDE COUNTY ($667,000). 8 of them have funded it in more than one year.
- How many funders does STERLING-ROCK FALLS FAMILY YMCA have?
- IRS filings report 14 organizations giving $2,129,067 in grants to STERLING-ROCK FALLS FAMILY YMCA, 8 of which have funded it in more than one year.
- Who is the largest funder of STERLING-ROCK FALLS FAMILY YMCA?
- UNITED WAY OF WHITESIDE COUNTY is the largest funder on record, with $667,000 in grants. The full list of funders is on this page.
- How can an organization like STERLING-ROCK FALLS FAMILY YMCA find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Sterling-Rock Falls Family YMCA →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 14 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing