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Minnesota · Nonprofit

ST CROIX FAMILY RESOURCE CENTER

ST CROIX FAMILY RESOURCE CENTER (Minnesota) receives grants from 11 organizations whose IRS filings report $646,190 to it, the largest being LUTHERAN SOCIAL SERVICE OF MINNESOTA ($245,540). 8 of them have funded it in more than one year.

Revenue FY2025
$442k
Funders on record
11
Grants received
$646k
Net assets
$415k
8/11 repeat fundersgrants exceed reported revenue in one year
01What it does

What St Croix Family Resource Center does

Mission

Provide comprehensive coordinated services for low income individuals and families who experience homelessness or are at risk of homelessness.

As stated on its FY2025 Form 990.

Programs

  1. Family connections program: rates of mental illness are highest in low income communities. Nearly 1/3 of adults in low income households reported having an anxiety or depression diagnosis (washington county community health assessment 2019). About 36% of connect center clients are limited to being able to work due to severe mental and/or physical heath diagnosis. Many families have fixed incomes and become socially isolated as result of not working. Families in the connect center's family connections program receive support to reach their basic needs. The connect center family advocates teach families how to live within their means and connect them to community. Families then work with family advocates to develop short and long-term goals for their finances, housing, and family life. All services are individualized to meet families goals.

    $122,907 spentof which $15,179 as grants$20,516 earned by the program
    53% of program spending
  2. Youth connections program: the connect center is providing a healthy support system through its youth connection program and drop-in centers. These centers located in stillwater and cottage grove provide a safe and supportive place for youth to have a hot meal, shower, do laundry, pick out seasonally appropriate clothing along with personal hygiene items. Most importantly,these youth make connections with adult volunteers and professional youth counselors that will answer questions, make referrals for mental and physical health concerns and just listen, providing hope that their futures will be full of promise and connections to a community that will welcome them as they are. In addition, the connect center started a host home program for youth 17-24 with culturally responsive housing within their community of choice. Youth live with host for up to a year, depending on their housing needs. Hosts provide food and housing while the connect center works with the youth on their goals.

    $74,408 spentof which $9,573 as grants$20,876 earned by the program
    32% of program spending
  3. Kids connection program: kids gather after school and during the summer for fun learning activities that promote healthy minds, bodies, and spirits through building social-emotional skills, exploring the arts, and outdoor physical movement. Opportunities are also provided for reading, writing, and math enrichment.

    $17,310 spentof which $45 as grants
    8% of program spending
  4. Career connections program: it can be difficult to dream of obtaining a better career or attending college when you are a low-income parent, have a mental or physical health diagnosis, and other barriers. Often, people with low-incomes dont pursue better careers due to lack of encouragement and support. The connect center's career connections program provides opportunities to makethese dreams become a reality. After assessing strengths and skills, family advocates help clients pursue living wage careers with a personalized plan that supports getting promoted, going to college, or starting their own business. Through long- term guidance and support of family advocates, clients learn to set better personal and family goals that lead to brighter futures. Supportive housing program: imagine being low-income, struggling to pay rent, battling depression, and worrying about how youre going to put food on the table. This is the case for many parents. The supportive housing program offers resources to help youth and youth families gain financial security, obtain permanent housing, and build stronger foundations. Local churches and groups partner with the connect center to provide a…

    $15,678 spent
    7% of program spending

The 4 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $230,303.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($57k) Expenses 100 ($154k) Net assets 100 ($40k)2020 Revenue 548 ($312k) Expenses 126 ($194k) Net assets 409 ($163k)2021 Revenue 715 ($407k) Expenses 191 ($294k) Net assets 695 ($276k)2022 Revenue 658 ($375k) Expenses 221 ($339k) Net assets 768 ($305k)2023 Revenue 658 ($375k) Expenses 234 ($360k) Net assets 815 ($324k)2024 Revenue 681 ($388k) Expenses 216 ($331k) Net assets 972 ($386k)2025 Revenue 775 ($442k) Expenses 273 ($419k) Net assets 1044 ($415k)
2019202020212022202320242025
Revenue (775)Expenses (273)Net assets (1044)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $42k to $191k (+352%).

$42k
$191k
$321k
$321k
$339k
$401k
$431k
2019202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 5% · 2022 10%. Grants only. Government contracts and fees sit inside program revenue.

87% of ST CROIX FAMILY RESOURCE CENTER’s revenue is contributions — more reliant on donations than three-quarters of its peers (37% for the typical peer).

This organization
Typical peer · 8,334 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 7 reported years ran a deficit.

−$97k
’19
$118k
’20
$114k
’21
$35k
’22
$15k
’23
$57k
’24
$23k
’25
9.7
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

John Richards

Board chair

As listed on its FY2025 Form 990.

202020212022202320242025
Listed778886
Joined·+1+1+0+1+1
No longer listed·10013
03Who funds it

Who funds it, year by year

2018 → 2023: the base broadened from 1 funder to 3 funders, grant income rose $10k → $90k.

3 of 11 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 10% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of ST CROIX FAMILY RESOURCE CENTER’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ST CROIX FAMILY RESOURCE CENTER leans on a few funders — its largest provides 38% of grant income and the top three 77%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

56% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund ST CROIX FAMILY RESOURCE CENTER.

38%
largest funder
77%
top three
~4
effective funders

Largest funder’s share by year: 2018 100% · 2019 100% · 2020 46% · 2021 38% · 2022 39% · 2023 50% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

57% of ST CROIX FAMILY RESOURCE CENTER's funders are still giving 3 years after their first grant; 73% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

100% of ST CROIX FAMILY RESOURCE CENTER's grant income comes from Minnesota funders.

MN

In-state vs out-of-state, by year

’18
’19
’20
’21
’22
’23
Minnesota out of state home

Funder states come from each funder’s own filing. $63k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

ST CROIX FAMILY RESOURCE CENTER has grown faster than three-quarters of the 4,980 housing & shelter nonprofits its size.

Operating margin5% · above the median
Months of reserve9.7mo · above the median
Revenue growth (annualized)41% · top quartile

this organization peer median middle 50% of peers· 4,980 housing & shelter nonprofits $100k–$1M, FY2025

Organizations like ST CROIX FAMILY RESOURCE CENTER

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

75% of spending goes to programs.

Program 75%Management 16%Fundraising 8%

Governance

5
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Public support

75%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MN

Screen this organization

A dated, signed PDF of the compliance screen for ST CROIX FAMILY RESOURCE CENTER: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ST CROIX FAMILY RESOURCE CENTER?
ST CROIX FAMILY RESOURCE CENTER (Minnesota) receives grants from 11 organizations whose IRS filings report $646,190 to it, the largest being LUTHERAN SOCIAL SERVICE OF MINNESOTA ($245,540). 8 of them have funded it in more than one year.
How many funders does ST CROIX FAMILY RESOURCE CENTER have?
IRS filings report 11 organizations giving $646,190 in grants to ST CROIX FAMILY RESOURCE CENTER, 8 of which have funded it in more than one year.
Who is the largest funder of ST CROIX FAMILY RESOURCE CENTER?
LUTHERAN SOCIAL SERVICE OF MINNESOTA is the largest funder on record, with $245,540 in grants. The full list of funders is on this page.
How can an organization like ST CROIX FAMILY RESOURCE CENTER find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds St Croix Family Resource Center →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 11 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing