Iowa · Nonprofit
SPENCER CHAMBER OF COMMERCE FOUNDATION
SPENCER CHAMBER OF COMMERCE FOUNDATION (Iowa) receives grants from 9 organizations whose IRS filings report $407,420 to it, the largest being CENTER FOR DISASTER PHILANTHROPY INC ($120,000). 3 of them have funded it in more than one year.
- Revenue FY2025
- $742k
- Funders on record
- 9
- Grants received
- $407k
- Net assets
- $742k
What Spencer Chamber of Commerce Foundation does
Mission
Support and fund community projects for civic, charitable, educational, and cultural groups. Help the Spencer community grow and do more activities. Provide services to the community without making money, like teaching and science projects. Help businesses in Spencer grow and succeed.
As stated on its FY2025 Form 990.
Programs
Flood relief-assistance provided to individuals and businesses to recover from flood damage.
$428,354 spent$1,680 earned by the program87% of program spendingAg Outlook- a gathering to share fellowship with city and farm. To present to city and farm the outlook of ag from leading Ag and Economic experts through a one day educational, agricultural seminar and trade show held in February.
$20,497 spent$38,325 earned by the program4% of program spendingCounty tourism-providing marketing to clay county
$11,505 spent2% of program spendingGolf Outing- A social event offering a fun activity for networking with other area business members.
$7,605 spent$10,080 earned by the program2% of program spendingRetail kickstart provides grants to businesses starting or expanding in the community along with participation from local banks
$5,000 spent$35,000 earned by the program1% of program spendingFlagfest- Three day city celebration of Flag Day, parade, carnival, sports contests, and related activities to draw people to the community.
$4,727 spent$16,915 earned by the program1% of program spendingAnnual meeting
$3,742 spent$1,795 earned by the program1% of program spendingCommunity Development- Promoting Spencer outside of its city boundary by promoting our area to visitors and encouraging them to consider Spencer for their next convention or meeting destination as well as exploring the many attractions and cultural activities of Spencer and Clay County.
$3,526 spent$12,715 earned by the program1% of program spendingMembership development-provide events to community members to promote growth and professional development in local businesses.
$2,600 spent$320 earned by the program1% of program spendingBowling- A social event offering a fun activity for networking with other area business members.
$2,352 spent$9,285 earned by the program0% of program spendingCareer fair - community event to network with local businesses
$1,476 spent$2,550 earned by the program0% of program spendingWork based learning
$800 spent$850 earned by the program0% of program spendingAg Breakfast- A social event offering a great meal to showcase local agricultural products to business owners.
$312 spent$2,510 earned by the program0% of program spendingEducation
$302 spent$1,365 earned by the program0% of program spendingAg Take A Break- A program for farmers to stop and eat during harvest season when puting in the long hours.
$21 spent$825 earned by the program0% of program spendingAmbassadors
$18 spent$2,500 earned by the program0% of program spending
The 16 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $492,837.
The organization over time
Each line starts at 100 in 2024, so what you read is the shape rather than the size: 150 means half as much again as 2024, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $372k to $742k (+99%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2024 4% · 2025 42%. Grants only. Government contracts and fees sit inside program revenue.
80% of SPENCER CHAMBER OF COMMERCE FOUNDATION’s revenue is contributions — about as donation-reliant as the typical peer (84% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 2 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2022 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $6k → $30k.
4 of 9 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 49% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of SPENCER CHAMBER OF COMMERCE FOUNDATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
SPENCER CHAMBER OF COMMERCE FOUNDATION leans on a few funders — its largest provides 29% of grant income and the top three 70%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
86% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund SPENCER CHAMBER OF COMMERCE FOUNDATION.
Largest funder’s share by year: 2022 100% · 2023 83% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
SPENCER CHAMBER OF COMMERCE FOUNDATION draws 86% of its grant income from funders outside Iowa, across 5 states in all.
Funder states come from each funder’s own filing. $200k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
SPENCER CHAMBER OF COMMERCE FOUNDATION runs a healthier operating margin than half of the 2,065 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 2,065 public benefit nonprofits $100k–$1M, FY2025
Organizations like SPENCER CHAMBER OF COMMERCE FOUNDATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Iowa
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
89% of spending goes to programs.
Governance
Public support
0%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for SPENCER CHAMBER OF COMMERCE FOUNDATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds SPENCER CHAMBER OF COMMERCE FOUNDATION?
- SPENCER CHAMBER OF COMMERCE FOUNDATION (Iowa) receives grants from 9 organizations whose IRS filings report $407,420 to it, the largest being CENTER FOR DISASTER PHILANTHROPY INC ($120,000). 3 of them have funded it in more than one year.
- How many funders does SPENCER CHAMBER OF COMMERCE FOUNDATION have?
- IRS filings report 9 organizations giving $407,420 in grants to SPENCER CHAMBER OF COMMERCE FOUNDATION, 3 of which have funded it in more than one year.
- Who is the largest funder of SPENCER CHAMBER OF COMMERCE FOUNDATION?
- CENTER FOR DISASTER PHILANTHROPY INC is the largest funder on record, with $120,000 in grants. The full list of funders is on this page.
- How can an organization like SPENCER CHAMBER OF COMMERCE FOUNDATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Iowa. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Spencer Chamber of Commerce →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2024–2025), and the filings of 9 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing