Michigan · Nonprofit
MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC
MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC (Michigan) receives grants from 17 organizations whose IRS filings report $2,648,965 to it, the largest being BERRIEN COMMUNITY FOUNDATION INC ($1,402,691). 11 of them have funded it in more than one year, and 62% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.0M
- Funders on record
- 17
- Grants received
- $2.6M
- Net assets
- $1.1M
What Mosaic Christian Community Development Association Inc does
Mission
The corporation is dedicated to and operating for charitable purposes as follows: a) provide services to residents of benton harbor, st. Joseph and surrounding communities within a 50 mile radius; b) create a sustainable and livable community in benton harbor, michigan by encouraging economic development through partnerships with existing organizations; c) address the human and social needs of neighborhood residents through partnerships with existing human service programs; and d) promote racial justice and work to heal racial division within the community.
As stated on its FY2025 Form 990.
Programs
Jobs for life: the goal of this program is to help each participant to overcome any employment barriers and help open doors for sustainable wage employment through the association's network. The program impacts more than 50 students annually and is a 4-week class that includes the job training experience as part of their curriclum
$572,931 spent$650,131 earned by the program96% of program spendingMosaic resale shop: a thrift store that provides retail training and job experiences, while also providing affordable necessitites.
$386,026 earned by the programCourt referral is a program that provides administrative and payroll support to the berrien county court referral team, who is responsible for coordinating, scheduling, and placement of criminal and juvenile offenders who are sentenced by the court to perform unpaid volunteer community service.
Other programs provided within the associations exempt purposes.
$26,945 spent4% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $599,876.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $1.2M to $569k (−51%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 23% · 2025 28%. Grants only. Government contracts and fees sit inside program revenue.
47% of MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC’s revenue is contributions — about as donation-reliant as the typical peer (81% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 7 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Dave Binkley
Chairperson
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 6 funders to 13 funders, grant income rose $297k → $438k.
6 of 17 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 62% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC’s funders (the co-funder graph). Top 16 of 17 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC leans on a few funders — its largest provides 53% of grant income and the top three 83%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
77% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC.
Largest funder’s share by year: 2017 72% · 2018 90% · 2019 73% · 2020 57% · 2021 54% · 2022 45% · 2023 34% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
75% of MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC's funders are still giving 3 years after their first grant; 65% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
62% of MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.0M that is directly attributable, 87% of it comes from Michigan funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.6M arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC runs a healthier operating margin than half of the 6,891 human services nonprofits its size.
this organization peer median middle 50% of peers· 6,891 human services nonprofits $1M–$10M, FY2025
Government funding MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $40k on record.
- Department of Commerce$40k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Michigan
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
61% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC?
- MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC (Michigan) receives grants from 17 organizations whose IRS filings report $2,648,965 to it, the largest being BERRIEN COMMUNITY FOUNDATION INC ($1,402,691). 11 of them have funded it in more than one year, and 62% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC have?
- IRS filings report 17 organizations giving $2,648,965 in grants to MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC, 11 of which have funded it in more than one year.
- Who is the largest funder of MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC?
- BERRIEN COMMUNITY FOUNDATION INC is the largest funder on record, with $1,402,691 in grants. The full list of funders is on this page.
- How can an organization like MOSAIC CHRISTIAN COMMUNITY DEVELOPMENT ASSOCIATION INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Mosaic Christian Community Development Association →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 17 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing