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Maryland · Nonprofit

Mar-Lu-Ridge Camp and Retreat Center Inc

Mar-Lu-Ridge Camp and Retreat Center Inc (Maryland) receives grants from 16 organizations whose IRS filings report $554,409 to it, the largest being Thrivent Financial for Lutherans ($112,570). 9 of them have funded it in more than one year, and 62% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$891k
Funders on record
16
Grants received
$554k
Net assets
$1.8M
9/16 repeat funderspeak grant-dependency 22%
01What it does

What Mar-Lu-Ridge Camp and Retreat Center Inc does

Mission

Rooted in Christ, we welcome all to encounter Gods love through sacred hospitality, deepening relationships and care for creation.

As stated on its FY2025 Form 990.

Programs

  1. A summer camp for all ages experiencing and engaging in cooperative learning while participating in new activities all in a safe, non-threatening, non-competitive and hand-on environment that builds campers confidence along with an understanding of what it means to live as a community in Christ.

    $434,289 spentof which $14,600 as grants$131,681 earned by the program
    50% of program spending
  2. Retreat and conference facilities offered to accommodate groups from 10 to 200 participants. Facilities and services offered include chef- prepared food services, 150-seat banquet room, 200-seat indoor chapel, outdoor pavilions and chapels, 250-seat amphitheater, large-group grills and campfire circles, group initiatives course, zip line, canoeing, archery, hiking trails, and outdoor recreation and playfields. Staff members are available to help design and facilitate retreat conference programs for groups upon request.

    $434,289 spent$238,999 earned by the program
    50% of program spending

The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $868,578.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.

100 = 20182018 Revenue 100 ($751k) Expenses 100 ($785k) Net assets 100 ($970k)2019 Revenue 143 ($1.1M) Expenses 112 ($880k) Net assets 120 ($1.2M)2020 Revenue 70 ($526k) Expenses 76 ($595k) Net assets 113 ($1.1M)2021 Revenue 162 ($1.2M) Expenses 87 ($687k) Net assets 170 ($1.7M)2022 Revenue 85 ($638k) Expenses 94 ($738k) Net assets 152 ($1.5M)2023 Revenue 130 ($974k) Expenses 116 ($909k) Net assets 162 ($1.6M)2024 Revenue 137 ($1.0M) Expenses 109 ($855k) Net assets 185 ($1.8M)2025 Revenue 119 ($891k) Expenses 118 ($927k) Net assets 188 ($1.8M)
'18'19'20'21'22'23'24'25
Revenue (119)Expenses (118)Net assets (188)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $1.4M to $1.9M (+34%).

$1.2M
$1.4M
$1.4M
$1.9M
$1.7M
$1.8M
$1.9M
$2.2M
'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 8 reported years ran a deficit.

−$34k
’18
$191k
’19
−$69k
’20
$531k
’21
−$100k
’22
$65k
’23
$172k
’24
−$36k
’25
1.2
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'18'19'20'21'22'23'24'25
Listed131313101191111
Joined·+1+2+1+2+3+5+1
No longer listed·1241531
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 10 funders, grant income rose $23k → $135k.

11 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 62% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Mar-Lu-Ridge Camp and Retreat Center Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Mar-Lu-Ridge Camp and Retreat Center Inc has a broad base — no single funder exceeds 20% of grant income, and it takes 4 funders to reach half.

the vertical line marks half of all grant income — 4 funders to its left

82% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Mar-Lu-Ridge Camp and Retreat Center Inc.

20%
largest funder
45%
top three
~9
effective funders

Largest funder’s share by year: 2017 69% · 2018 61% · 2019 83% · 2020 69% · 2021 66% · 2022 65% · 2023 30% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

75% of Mar-Lu-Ridge Camp and Retreat Center Inc's funders are still giving 3 years after their first grant; 56% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

62% of Mar-Lu-Ridge Camp and Retreat Center Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $213k that is directly attributable, 53% of it comes from funders outside Maryland, across 2 states.

MN
MD

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Maryland out of state home

Funder states come from each funder’s own filing. $341k arriving through sponsors registered in 9 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like Mar-Lu-Ridge Camp and Retreat Center Inc

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maryland

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

94% of spending goes to programs.

Program 94%Management 4%Fundraising 2%

Governance

10
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Public support

0%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Mar-Lu-Ridge Camp and Retreat Center Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Mar-Lu-Ridge Camp and Retreat Center Inc?
Mar-Lu-Ridge Camp and Retreat Center Inc (Maryland) receives grants from 16 organizations whose IRS filings report $554,409 to it, the largest being Thrivent Financial for Lutherans ($112,570). 9 of them have funded it in more than one year, and 62% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Mar-Lu-Ridge Camp and Retreat Center Inc have?
IRS filings report 16 organizations giving $554,409 in grants to Mar-Lu-Ridge Camp and Retreat Center Inc, 9 of which have funded it in more than one year.
Who is the largest funder of Mar-Lu-Ridge Camp and Retreat Center Inc?
Thrivent Financial for Lutherans is the largest funder on record, with $112,570 in grants. The full list of funders is on this page.
How can an organization like Mar-Lu-Ridge Camp and Retreat Center Inc find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Mar-Lu-Ridge Camp and Retreat Center →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 16 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing