Indiana · Nonprofit
HOUSING OPPORTUNITIES INC
HOUSING OPPORTUNITIES INC (Indiana) receives grants from 16 organizations whose IRS filings report $792,532 to it, the largest being UNITED WAY OF NORTHWEST INDIANA INC ($250,553). 10 of them have funded it in more than one year.
- Revenue FY2025
- $4.1M
- Funders on record
- 16
- Grants received
- $793k
- Net assets
- $15M
What Housing Opportunities Inc does
Mission
Housing opportunities dba coaction works to resolve and prevent homelessness in our communities by providing permanent supportive housing, affordable rentals, rental assistance, housing counseling, street outreach services, and supportive case management.
As stated on its FY2025 Form 990.
Programs
On its FY2025 return the organization reported a significant change in how it conducts a program.
Housing opportunities no longer operates a location to provide emergency housing.
Its own explanation, from Schedule O of that return (Part III, line 3).
Permanent supportive housing - supportive rental housing and individualized case management services for individuals or families with diagnosed disabilities. 168 clients were housed during the year ending 12/31/25. Housing opportunities dba coaction owned and/or managed 67 permanent supportive housing units as 12/31/25.
$886,078 spent$227,640 earned by the program30% of program spendingAffordable rentals - income-based rental housing to provide lower income individuals and families with access to safe, affordable housing. 319 clients housed in the year ending 12/31/25. As of 12/31/25, housing opportunities dba coaction owns and/or manages 167 affordable rental units outright and through low-income housing tax credit (lihtc) partnerships.
$841,185 spent$790,571 earned by the program28% of program spendingHomeless resources provides emergency housing, outreach, and wraparound support for individuals and families experiencing homelessness. In 2025, we served 102 households through street outreach and helped 48 households secure housing through rental assistance. We also supported 36 households through homeless prevention and 45 through diversion, with 20 successfully diverted from eviction. Additionally, 7 seniors received rent and utility assistance through the humana program to remain stably housed. With our street outreach program, we provide direct connection and resource support for persons experiencing homelessness. Services include access to our resource center, connection to community resources, and personal support. 36 clients were served during the six months 7/1/24 to 12/31/24.
$438,399 spent15% of program spendingRental assistance (rapid rehousing) - financial assistance and services to prevent individuals and families from becoming homeless or to help those who are experiencing homelessness to be quickly re-housed and stabilized in rental units within the community. Housing opportunities, inc dba coaction housed 48 rental assistance clients during the year ending 12/31/25.
$830,495 spentof which $197,348 as grants28% of program spending
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $2,996,157.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $11M to $14M (+25%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 57% · 2018 52% · 2019 60% · 2020 64% · 2021 74% · 2022 73% · 2023 70% · 2024 59% · 2025 66%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Jennifer Trowbridge
President/chief executive
Board chair
Jim Starin
Chair
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2019 and FY2020, and between the FY2020 and FY2021, and between the FY2023 and FY2024 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 5 funders to 8 funders, grant income rose $73k → $102k.
5 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 40% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HOUSING OPPORTUNITIES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HOUSING OPPORTUNITIES INC leans on a few funders — its largest provides 32% of grant income and the top three 70%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
82% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HOUSING OPPORTUNITIES INC.
Largest funder’s share by year: 2017 50% · 2018 70% · 2019 54% · 2020 44% · 2021 23% · 2022 63% · 2023 35% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
64% of HOUSING OPPORTUNITIES INC's funders are still giving 3 years after their first grant; 63% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
76% of HOUSING OPPORTUNITIES INC's grant income comes from Indiana funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $319k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding HOUSING OPPORTUNITIES INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7.0M on record.
- Department of Housing and Urban Development$7.0M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like HOUSING OPPORTUNITIES INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Indiana
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
89% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 9 related entities
- Appleseed Holdings LLC · disregarded
- Hoi Ivy Flats LLC · disregarded
- Northwest Indiana Community Action Corporation · exempt
- Prominence Commons LP · partnership
- Aurora View LP · partnership
Screen this organization
A dated, signed PDF of the compliance screen for HOUSING OPPORTUNITIES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HOUSING OPPORTUNITIES INC?
- HOUSING OPPORTUNITIES INC (Indiana) receives grants from 16 organizations whose IRS filings report $792,532 to it, the largest being UNITED WAY OF NORTHWEST INDIANA INC ($250,553). 10 of them have funded it in more than one year.
- How many funders does HOUSING OPPORTUNITIES INC have?
- IRS filings report 16 organizations giving $792,532 in grants to HOUSING OPPORTUNITIES INC, 10 of which have funded it in more than one year.
- Who is the largest funder of HOUSING OPPORTUNITIES INC?
- UNITED WAY OF NORTHWEST INDIANA INC is the largest funder on record, with $250,553 in grants. The full list of funders is on this page.
- How can an organization like HOUSING OPPORTUNITIES INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Indiana. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Housing Opportunities →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 16 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing