California · Nonprofit
Homeownership San Francisco dba Home SF
Homeownership San Francisco dba Home SF (California) receives grants from 8 organizations whose IRS filings report $383,160 to it, the largest being LOCAL INITIATIVES SUPPORT CORPORATION ($159,879). 3 of them have funded it in more than one year.
- Revenue FY2025
- $657k
- Funders on record
- 8
- Grants received
- $383k
- Net assets
- $805k
What Homeownership San Francisco dba Home SF does
Mission
The Organization is a citywide collaborative of housing counseling agencies that helps diverse and underserved households achieve and sustain homeownership in San Francisco.
As stated on its FY2025 Form 990.
Program
Homeownership San Francisco (HSF, or DBA Home SF) is a coalition of experienced, nonprofit housing agencies advancing housing equity and asset building opportunities for low-to-moderate income renters, homebuyers and homeowners. Home SF serves as a centralized resource hub, connecting underserved communities with financial education, housing services, and affordable housing opportunities in San Francisco. Founded in 2009, in response to the foreclosure crisis and the need for additional homeowner retention resources HSF has evolved to become San Francisco's lead agency for connecting San Francisco low and moderate income households with homebuyer education and counseling, post-purchase education, foreclosure prevention counseling and rental housing counseling services.Home SF partners with the Mayors Office of Housing and Community Development and the 5 HUD approved housing counseling agencies in San Francisco to offer the required homebuyer education and counseling certification for City homebuyer assistance programs. As a coordinating body, Home SF provides a platform for housing counselors to share their knowledge and experience, develop best practices, and access training…
$660,933 spent$139,225 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $660,933.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $965k to $1.3M (+34%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 61% · 2018 78% · 2019 68% · 2020 83% · 2021 74% · 2022 87% · 2023 83% · 2024 67% · 2025 76%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Emma Bigge
Chairperson
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base held at 2 funders, grant income fell $28k → $25k.
4 of 8 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 17% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of Homeownership San Francisco dba Home SF’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Homeownership San Francisco dba Home SF leans on a few funders — its largest provides 42% of grant income and the top three 89%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
60% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Homeownership San Francisco dba Home SF.
Largest funder’s share by year: 2017 88% · 2018 100% · 2019 55% · 2020 83% · 2021 74% · 2022 71% · 2023 100% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
40% of Homeownership San Francisco dba Home SF's funders are still giving 3 years after their first grant; 38% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
Homeownership San Francisco dba Home SF draws 97% of its grant income from funders outside California, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $65k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like Homeownership San Francisco dba Home SF
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
86% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Homeownership San Francisco dba Home SF: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Homeownership San Francisco dba Home SF?
- Homeownership San Francisco dba Home SF (California) receives grants from 8 organizations whose IRS filings report $383,160 to it, the largest being LOCAL INITIATIVES SUPPORT CORPORATION ($159,879). 3 of them have funded it in more than one year.
- How many funders does Homeownership San Francisco dba Home SF have?
- IRS filings report 8 organizations giving $383,160 in grants to Homeownership San Francisco dba Home SF, 3 of which have funded it in more than one year.
- Who is the largest funder of Homeownership San Francisco dba Home SF?
- LOCAL INITIATIVES SUPPORT CORPORATION is the largest funder on record, with $159,879 in grants. The full list of funders is on this page.
- How can an organization like Homeownership San Francisco dba Home SF find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Homeownership San Francisco dba Home SF →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 8 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing