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Kentucky · Nonprofit

HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC

HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC (Kentucky) receives grants from 12 organizations whose IRS filings report $665,199 to it, the largest being ADP FOUNDATION ($145,999). 7 of them have funded it in more than one year.

Revenue FY2025
$1.3M
Funders on record
12
Grants received
$665k
Net assets
$4.3M
7/12 repeat funderspeak grant-dependency 42%
01What it does

What Habitat for Humanity of Owensboro- Daviess County Inc does

Mission

To provide home ownership for low income families.

As stated on its FY2025 Form 990.

Program

  1. Three low income families were lodged in new homes owned by them.

    $888,069 spent$638,705 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $888,069.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($624k) Expenses 100 ($372k) Net assets 100 ($2.4M)2018 Revenue 83 ($516k) Expenses 99 ($369k) Net assets 106 ($2.5M)2019 Revenue 85 ($531k) Expenses 115 ($427k) Net assets 111 ($2.6M)2020 Revenue 71 ($446k) Expenses 93 ($345k) Net assets 115 ($2.7M)2021 Revenue 91 ($569k) Expenses 117 ($436k) Net assets 121 ($2.8M)2022 Revenue 253 ($1.6M) Expenses 117 ($437k) Net assets 169 ($4.0M)2023 Revenue 128 ($800k) Expenses 210 ($780k) Net assets 170 ($4.0M)2024 Revenue 164 ($1.0M) Expenses 253 ($942k) Net assets 174 ($4.1M)2025 Revenue 211 ($1.3M) Expenses 310 ($1.2M) Net assets 181 ($4.3M)
'17'18'19'20'21'22'23'24'25
Revenue (211)Expenses (310)Net assets (181)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $4.1M to $5.4M (+31%).

$2.4M
$2.5M
$2.6M
$2.7M
$2.9M
$4.0M
$4.1M
$4.1M
$5.4M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

24% of HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC’s revenue is contributions — about as donation-reliant as the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$252k
’17
$147k
’18
$104k
’19
$101k
’20
$134k
’21
$1.1M
’22
$20k
’23
$80k
’24
$167k
’25
3.7
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

The chief executive listed changed between the FY2021 and FY2022 filings.

'17'18'19'20'21'22'23'24'25
Listed222222232420201717
Joined·+5+0+12+2+15+0+9+5
No longer listed·50111190125
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 4 funders, grant income fell $264k → $50k.

3 of 12 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 24% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC has a broad base — no single funder exceeds 22% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

80% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC.

22%
largest funder
55%
top three
~7
effective funders

Largest funder’s share by year: 2017 48% · 2018 94% · 2019 98% · 2020 51% · 2021 57% · 2022 56% · 2023 46% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

17% of HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC's funders are still giving 3 years after their first grant; 58% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

52% of HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC's grant income comes from Kentucky funders.

IN
NJ
CT
KY
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Kentucky out of state home

Funder states come from each funder’s own filing. $159k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC runs a healthier operating margin than half of the 2,196 housing & shelter nonprofits its size.

Operating margin13% · above the median
Months of reserve3.7mo · below the median
Revenue growth (annualized)10% · above the median

this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025

Organizations like HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Kentucky

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

77% of spending goes to programs.

Program 77%Management 23%Fundraising 0%

Governance

17
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

91%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

KY

Screen this organization

A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC?
HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC (Kentucky) receives grants from 12 organizations whose IRS filings report $665,199 to it, the largest being ADP FOUNDATION ($145,999). 7 of them have funded it in more than one year.
How many funders does HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC have?
IRS filings report 12 organizations giving $665,199 in grants to HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC, 7 of which have funded it in more than one year.
Who is the largest funder of HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC?
ADP FOUNDATION is the largest funder on record, with $145,999 in grants. The full list of funders is on this page.
How can an organization like HABITAT FOR HUMANITY OF OWENSBORO- DAVIESS COUNTY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Kentucky. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Habitat for Humanity of Owensboro- Daviess County →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 12 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing