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Iowa · Nonprofit

HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA

HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA (Iowa) receives grants from 16 organizations whose IRS filings report $921,852 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($646,699). 10 of them have funded it in more than one year.

Revenue FY2025
$1.8M
Funders on record
16
Grants received
$922k
Net assets
$4.6M
10/16 repeat funderspeak grant-dependency 15%
01What it does

What Habitat for Humanity of North Central Iowa does

Mission

The purpose of the organiztion is to create decent, affordable housing for those in need and to make decent shelter a matter of conscience with people everywhere.

As stated on its FY2025 Form 990.

Programs

  1. The purpose of the organization is to provide homes for low income families. During the year, homes are sold to low income families through a no-interest mortgage program. The organization also services mortgages from homes sold in prior years.

    $356,985 spent$134,500 earned by the program
    81% of program spending
  2. The organization maintains and operates a re-store in which the public donates used equipment, furniture, and building supplies to the organization to be resold to the public. All proceeds received are reinvested into providing homes for low income families.

    $85,153 spent
    19% of program spending
  3. The purpose of the organization is to provide homes for low income families. During the year, homes are sold to low income families through a no-interest mortgage program. The organization also services mortgages from homes sold in prior years.

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $442,138.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($740k) Expenses 100 ($531k) Net assets 100 ($2.3M)2018 Revenue 104 ($768k) Expenses 129 ($687k) Net assets 104 ($2.3M)2019 Revenue 110 ($813k) Expenses 126 ($671k) Net assets 110 ($2.5M)2020 Revenue 71 ($524k) Expenses 80 ($424k) Net assets 114 ($2.6M)2021 Revenue 167 ($1.2M) Expenses 136 ($722k) Net assets 136 ($3.1M)2022 Revenue 83 ($615k) Expenses 91 ($481k) Net assets 142 ($3.2M)2023 Revenue 99 ($735k) Expenses 124 ($659k) Net assets 145 ($3.3M)2024 Revenue 129 ($957k) Expenses 154 ($815k) Net assets 151 ($3.4M)2025 Revenue 245 ($1.8M) Expenses 111 ($588k) Net assets 205 ($4.6M)
'17'18'19'20'21'22'23'24'25
Revenue (245)Expenses (111)Net assets (205)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $3.6M to $4.8M (+34%).

$2.3M
$2.4M
$2.5M
$2.7M
$3.1M
$3.2M
$3.3M
$3.6M
$4.8M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 5% · 2024 18% · 2025 34%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$209k
’17
$82k
’18
$142k
’19
$100k
’20
$516k
’21
$133k
’22
$75k
’23
$142k
’24
$1.2M
’25
53
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed111511131412141312
Joined·+5+0+7+4+1+2+1+3
No longer listed·14533024
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 9 funders, grant income rose $5k → $36k.

6 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 7% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $140k from one payer (the payer shares this organization's board, largest Habitat for Humanity of Iowa Inc). These are real filings, and they are not money HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA raised.

From the IRS filings of HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA leans on a few funders — its largest provides 70% of grant income and the top three 81%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

80% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA.

70%
largest funder
81%
top three
~2
effective funders

Largest funder’s share by year: 2017 60% · 2018 94% · 2019 69% · 2020 49% · 2021 86% · 2022 53% · 2023 17% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

80% of HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA's funders are still giving 3 years after their first grant; 63% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA draws 80% of its grant income from funders outside Iowa, across 5 states in all.

MN
WI
IA
DE
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Iowa out of state home

Funder states come from each funder’s own filing. $61k arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Iowa

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

75% of spending goes to programs.

Program 75%Management 18%Fundraising 7%

Governance

11
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Public support

98%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA?
HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA (Iowa) receives grants from 16 organizations whose IRS filings report $921,852 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($646,699). 10 of them have funded it in more than one year.
How many funders does HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA have?
IRS filings report 16 organizations giving $921,852 in grants to HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA, 10 of which have funded it in more than one year.
Who is the largest funder of HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA?
HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $646,699 in grants. The full list of funders is on this page.
How can an organization like HABITAT FOR HUMANITY OF NORTH CENTRAL IOWA find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Iowa. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Habitat for Humanity of North Central Iowa →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 16 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing