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Funding

Florida · Nonprofit

Florida Credit Union

Florida Credit Union (Florida) receives grants from 2 organizations whose IRS filings report $30,000 to it, the largest being ELECTRONIC PAYMENTS COALITION INC ($20,000). 0 of them have funded it in more than one year.

$190M
Revenue FY2025
2
Funders on record
$30k
Grants received
$337M
Net assets
0/2 repeat funderspeak grant-dependency 0%

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($64M) Expenses 100 ($51M) Net assets 100 ($99M)2018 Revenue 116 ($74M) Expenses 115 ($59M) Net assets 116 ($115M)2019 Revenue 134 ($85M) Expenses 129 ($66M) Net assets 136 ($134M)2020 Revenue 148 ($94M) Expenses 149 ($76M) Net assets 154 ($153M)2021 Revenue 159 ($101M) Expenses 126 ($64M) Net assets 191 ($190M)2022 Revenue 173 ($110M) Expenses 147 ($75M) Net assets 227 ($225M)2023 Revenue 225 ($143M) Expenses 208 ($106M) Net assets 264 ($262M)2024 Revenue 266 ($169M) Expenses 263 ($134M) Net assets 299 ($297M)2025 Revenue 298 ($190M) Expenses 294 ($150M) Net assets 340 ($337M)
'17'18'19'20'21'22'23'24'25
Revenue (298)Expenses (294)Net assets (340)

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$13M
17
$16M
18
$20M
19
$18M
20
$37M
21
$35M
22
$37M
23
$35M
24
$40M
25
29
months of
reserve
02Who funds it

Who funds it, year by year

2021 → 2023: the base held at 1 funder, grant income rose $10k → $20k.

From the IRS filings of Florida Credit Union’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Florida Credit Union leans on a few funders — its largest provides 67% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Florida Credit Union.

67%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2021 100% · 2023 100%broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

Florida Credit Union draws 67% of its grant income from funders outside Florida, across 2 states in all.

DC
FL

In-state vs out-of-state, by year

21
23
Florida out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Organizations like Florida Credit Union

Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

7
board members
100%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Footprint & structure

Files a return copy in 1 state

FL

Screen this organization

A dated, signed PDF of the compliance screen for Florida Credit Union: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Florida Credit Union?
Florida Credit Union (Florida) receives grants from 2 organizations whose IRS filings report $30,000 to it, the largest being ELECTRONIC PAYMENTS COALITION INC ($20,000). 0 of them have funded it in more than one year.
How many funders does Florida Credit Union have?
IRS filings report 2 organizations giving $30,000 in grants to Florida Credit Union.
Who is the largest funder of Florida Credit Union?
ELECTRONIC PAYMENTS COALITION INC is the largest funder on record, with $20,000 in grants. The full list of funders is on this page.
How can an organization like Florida Credit Union find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing