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Florida · Nonprofit

CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC

CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC (Florida) receives grants from 9 organizations whose IRS filings report $2,145,800 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($1,424,667). 6 of them have funded it in more than one year.

Revenue FY2025
$1.7M
Funders on record
9
Grants received
$2.1M
Net assets
$2.7M
6/9 repeat funderspeak grant-dependency 56%
01What it does

What Clearwater Neighborhood Housing Services Inc does

Mission

To improve the quality of life in the neighborhoods which it serves by promoting revitalization through home ownership, rehabilitation, economic development and education.

As stated on its FY2025 Form 990.

Programs

  1. Housing counseling and education - the organization's mission is to revitalize the neighborhoods it services by promoting home ownership, housing rehabilitation, education, and economic development. The organization's success is attributed to the partnership support that includes local governments, neighborworks america, pinellas county, the financial and business community, as well as residents and other partners. The organization's activities are funded through contributions, grants, and contracts.(continued on schedule o).

    $226,145 spent$196,884 earned by the program
    29% of program spending
  2. Affordable housing - tbnhs is a community housing development organization (chdo) and is a developer and provider of affordable housing. This includes the acquisition of vacant land and/or properties to be developed, through new construction or rehabilitation, and subsequently sold or rented. These developed properties are made available to a mixed income demographic, from low income to market rate, with the vast majority going to families earning below 120% of the area median income. The types of homes developed include single family homes, apartments, townhomes, mixed use, and others.

    $330,295 spent$780,358 earned by the program
    43% of program spending
  3. Down payment / closing assistance programs and owner occupied rehabilitation - cnhs through contracts with local municipalities and financial institutions, tbnhs provides down payment and closing cost assistance to income eligible applicants seeking home ownership. In addition to meeting other qualifications, the applicant must attend the home buyer education class and undergo a counseling session with one of our hud-certified housing counselors.(continued on schedule o).

    $211,617 spent$73,200 earned by the program
    28% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $768,057.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($323k) Expenses 100 ($369k) Net assets 100 ($1.1M)2018 Revenue 118 ($383k) Expenses 111 ($411k) Net assets 97 ($1.1M)2019 Revenue 90 ($290k) Expenses 114 ($421k) Net assets 86 ($964k)2020 Revenue 93 ($299k) Expenses 93 ($344k) Net assets 82 ($922k)2021 Revenue 131 ($423k) Expenses 103 ($379k) Net assets 92 ($1.0M)2022 Revenue 538 ($1.7M) Expenses 357 ($1.3M) Net assets 130 ($1.5M)2023 Revenue 522 ($1.7M) Expenses 447 ($1.7M) Net assets 133 ($1.5M)2024 Revenue 505 ($1.6M) Expenses 269 ($992k) Net assets 190 ($2.1M)2025 Revenue 527 ($1.7M) Expenses 282 ($1.0M) Net assets 242 ($2.7M)
'17'18'19'20'21'22'23'24'25
Revenue (527)Expenses (282)Net assets (242)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $2.5M to $3.8M (+51%).

$1.6M
$1.6M
$1.4M
$1.6M
$1.6M
$2.2M
$2.5M
$3.8M
$4.5M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 2% · 2018 8% · 2019 9% · 2020 1% · 2021 1% · 2022 11% · 2025 23%. Grants only. Government contracts and fees sit inside program revenue.

37% of CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC’s revenue is contributions — about as donation-reliant as the typical peer (81% for the typical peer).

This organization
Typical peer · 11,793 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.

−$46k
’17
−$28k
’18
−$131k
’19
−$45k
’20
$44k
’21
$420k
’22
$35k
’23
$640k
’24
$661k
’25
21
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Frank Cornier Jr

President & CEO

Board chair

Jeffrey Jones

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed14151312161314159
Joined·+3+7+4+7+2+2+2+3
No longer listed·29535119
03Who funds it

Who funds it, year by year

2017 → 2023: the base narrowed from 5 funders to 3 funders, grant income rose $169k → $182k.

2 of 9 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 15% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC leans on a few funders — its largest provides 66% of grant income and the top three 87%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

82% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC.

66%
largest funder
87%
top three
~2
effective funders

Largest funder’s share by year: 2017 65% · 2018 91% · 2019 70% · 2020 82% · 2021 73% · 2022 51% · 2023 75% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

40% of CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC's funders are still giving 3 years after their first grant; 67% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC draws 99% of its grant income from funders outside Florida, across 7 states in all.

ME
MN
OH
MD
NC
DC
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Florida out of state home

Funder states come from each funder’s own filing. $315k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC runs a healthier operating margin than three-quarters of the 6,891 human services nonprofits its size.

Operating margin39% · top quartile
Months of reserve21.0mo · top quartile
Revenue growth (annualized)23% · top quartile

this organization peer median middle 50% of peers· 6,891 human services nonprofits $1M–$10M, FY2025

Organizations like CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

74% of spending goes to programs.

Program 74%Management 26%Fundraising 0%

Governance

8
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

94%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

FL

Part of a family of 2 related entities

  • Tbnhs 905 Carlton LLC · disregarded
  • Tbnhs 1552 Myrtle LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC?
CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC (Florida) receives grants from 9 organizations whose IRS filings report $2,145,800 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($1,424,667). 6 of them have funded it in more than one year.
How many funders does CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC have?
IRS filings report 9 organizations giving $2,145,800 in grants to CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC, 6 of which have funded it in more than one year.
Who is the largest funder of CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $1,424,667 in grants. The full list of funders is on this page.
How can an organization like CLEARWATER NEIGHBORHOOD HOUSING SERVICES INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Clearwater Neighborhood Housing Services →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 9 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing