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Illinois · Nonprofit

Christians Against Poverty America

Christians Against Poverty America (Illinois) receives grants from 10 organizations whose IRS filings report $284,600 to it, the largest being WP & HB White Foundation ($70,000). 8 of them have funded it in more than one year.

Revenue FY2024
$351k
Funders on record
10
Grants received
$285k
Net assets
$107k
8/10 repeat funderspeak grant-dependency 22%
01What it does

What Christians Against Poverty America does

Mission

Christians Against Poverty America exists to equip the church, to serve the poor, and to see the lost saved, across the nation.

As stated on its FY2024 Form 990.

Programs

  1. CAP Debt Help - CAP operates a network of Debt Help Centers in partnership with local churches to tackle the poverty caused by debt and financial crisis. Our certified credit counselors, along with the love and care of the local church, improve our clients financial situations resulting in life changing transformation. Debt is a huge burden on the most needy in society caught in the trap of rising living costs and low income. A church based worker meets with clients in the local community and offers support via home-based visits. We offer emergency aid, budget advice and plans to become debt free all completely free of charge. We believe in a whole life approach and helping with more than just financial concerns. We also work to address the wider emotional, spiritual and mental issues that our clients face. Where people are interested in matters of faith, our church workers are encouraged to sensitively help clients to explore the Christian faith.

    $132,368 spent
    49% of program spending
  2. CAP Money - The CAP Money Course is a simple 3-week money management program, run by local churches, that gives the most needy the opportunity to learn skills that have a lasting impact on their finances. Where other courses deal with advanced material such as investing, retirement and house buying the CAP Money course focuses on the bedrock of building a budget. We offer one to one coaching and simplified material to ensure each person leaves with a livable budget and a system to make it work preventing future poverty caused by poor money skills. We believe in a whole life approach and helping with more than just financial concerns. We also work to address the wider emotional, spiritual and mental issues that our clients face. Where people are interested in matters of faith, our church workers are encouraged to sensitively help clients to explore the Christian faith.

    $66,058 spent
    24% of program spending
  3. Raising Awareness - At CAP we understand that poverty may not look the way that many Americans think it does. Food banks, shelters, soup kitchens and homeless shelters are all incredibly important but our focus is to break the cycle of systemic poverty here in the US. The poverty caused by debt is not widely understood with many believing it is caused by overspending and consumerism and we work to help people understand the causes of poverty and its effects. We do this through our program of webinars, in person seminars, church talks, one to one meetings, and by engaging with other community initiatives with like minded nonprofits. We also distribute literature and in particular our book, Nevertheless, free of charge, which details our founders struggles and overcoming his personal debt.

    $71,673 spent
    27% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $270,099.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($330k) Expenses 100 ($211k) Net assets 100 ($119k)2020 Revenue 89 ($294k) Expenses 154 ($326k) Net assets 73 ($86k)2021 Revenue 113 ($374k) Expenses 170 ($359k) Net assets 86 ($101k)2022 Revenue 95 ($315k) Expenses 156 ($330k) Net assets 73 ($86k)2023 Revenue 99 ($328k) Expenses 149 ($315k) Net assets 84 ($100k)2024 Revenue 106 ($351k) Expenses 163 ($344k) Net assets 90 ($107k)
201920202021202220232024
Revenue (106)Expenses (163)Net assets (90)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $123k to $102k (−18%).

$123k
$123k
$102k
$86k
$100k
$108k
201920202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 19% · 2023 14%. Grants only. Government contracts and fees sit inside program revenue.

100% of Christians Against Poverty America’s revenue is contributions — more donation-reliant than the typical peer (100% for the typical peer).

This organization
Typical peer · 15,288 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 6 reported years ran a deficit.

$119k
’19
−$33k
’20
$15k
’21
−$15k
’22
$14k
’23
$7k
’24
3.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Kevin Palau

Chairman

As listed on its FY2024 Form 990.

201920202021202220232024
Listed545556
Joined·+0+1+0+1+1
No longer listed·10010
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 1 funder to 7 funders, grant income rose $500 → $73k.

3 of 10 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 26% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Christians Against Poverty America’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Christians Against Poverty America has a broad base — no single funder exceeds 25% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

30% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Christians Against Poverty America.

25%
largest funder
63%
top three
~6
effective funders

Largest funder’s share by year: 2019 100% · 2020 96% · 2021 37% · 2022 44% · 2023 27% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

57% of Christians Against Poverty America's funders are still giving 2 years after their first grant; 80% give in more than one year at all.

first grant+1y+2y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

74% of Christians Against Poverty America's grant income comes from Illinois funders.

IL
CA
NC
TX

In-state vs out-of-state, by year

’19
’20
’21
’22
’23
Illinois out of state home

Funder states come from each funder’s own filing. $74k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Christians Against Poverty America's funding base is broadening — from 1 funders to 7 as grant income climbed.

Operating margin2% · below the median
Months of reserve3.8mo · below the median
Revenue growth (annualized)1% · below the median

this organization peer median middle 50% of peers· 12,816 religion nonprofits $100k–$1M, FY2024

Organizations like Christians Against Poverty America

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

78% of spending goes to programs.

Program 78%Management 7%Fundraising 14%

Governance

6
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Public support

79%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Christians Against Poverty America: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Christians Against Poverty America?
Christians Against Poverty America (Illinois) receives grants from 10 organizations whose IRS filings report $284,600 to it, the largest being WP & HB White Foundation ($70,000). 8 of them have funded it in more than one year.
How many funders does Christians Against Poverty America have?
IRS filings report 10 organizations giving $284,600 in grants to Christians Against Poverty America, 8 of which have funded it in more than one year.
Who is the largest funder of Christians Against Poverty America?
WP & HB White Foundation is the largest funder on record, with $70,000 in grants. The full list of funders is on this page.
How can an organization like Christians Against Poverty America find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Christians Against Poverty America →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2019–2024), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing