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South Carolina · Nonprofit

BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE

BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE (South Carolina) receives grants from 5 organizations whose IRS filings report $2,019,000 to it, the largest being COASTAL COMMUNITY FOUNDATION OF SOUTH CAROLINA INC ($1,264,000). 1 of them have funded it in more than one year, and 63% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$1.2M
Funders on record
5
Grants received
$2.0M
Net assets
$1.5M
1/5 repeat funderspeak grant-dependency 22%
01What it does

What Beaufort County Black Chamber of Commerce does

Mission

The BCBCC is a membership organization dedicated to offering products, services, and educational programming for multi-cultural business owners and professionals within the Beaufort and neighboring communities. The individuals and businesses we serve are federally recognized as disadvantaged business enterprises and/or denied access to capital in traditional finance markets.

As stated on its FY2024 Form 990.

Programs

  1. The chamber program expenses are a direct reflection of the program revenue received efforts in the fiscal year 2024.

    $759 spent$11,533 earned by the program
    62% of program spending
  2. The Beaufort County Black Chamber of Commerce offers several courses that can get you started towards financial freedom or build on your existing knowledge and skills when it comes to your finances.

    $0 spent
    0% of program spending
  3. event space rental income

    $458 spent$2,285 earned by the program
    38% of program spending
  4. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,217.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20182018 Revenue 100 ($635k) Expenses 100 ($575k) Net assets 100 ($861k)2019 Revenue 88 ($556k) Expenses 129 ($742k) Net assets 74 ($635k)2020 Revenue 202 ($1.3M) Expenses 124 ($713k) Net assets 141 ($1.2M)2021 Revenue 114 ($726k) Expenses 147 ($848k) Net assets 110 ($945k)2022 Revenue 88 ($558k) Expenses 105 ($602k) Net assets 104 ($898k)2023 Revenue 29 ($187k) Expenses 103 ($593k) Net assets 87 ($748k)2024 Revenue 189 ($1.2M) Expenses 84 ($483k) Net assets 171 ($1.5M)
2018201920202021202220232024
Revenue (189)Expenses (84)Net assets (171)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $3.9M to $4.7M (+20%).

$4.3M
$3.9M
$4.7M
$4.5M
$4.4M
$4.6M
$5.1M
2018201920202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2018 80% · 2019 56% · 2020 35% · 2021 40% · 2022 83% · 2023 27% · 2024 13%. Grants only. Government contracts and fees sit inside program revenue.

92% of BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).

This organization
Typical peer · 4,434 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 7 reported years ran a deficit.

$60k
’18
−$186k
’19
$568k
’20
−$122k
’21
−$45k
’22
−$407k
’23
$719k
’24
34
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Marilyn Harris

CEO

Board chair

James Simmons MD

Chairman

As listed on its FY2024 Form 990.

The chief executive listed changed between the FY2023 and FY2024 filings.

2018201920202021202220232024
Listed77687111
Joined·+0+0+2+2··
No longer listed·0103··
03Who funds it

Who funds it, year by year

2019 → 2022: the base broadened from 1 funder to 2 funders, grant income rose $5k → $125k.

1 of 5 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 63% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE leans on a few funders — its largest provides 63% of grant income and the top three 97%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

79% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE.

63%
largest funder
97%
top three
~2
effective funders

Largest funder’s share by year: 2019 100% · 2020 100% · 2022 60% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

63% of BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $755k that is directly attributable, 93% of it comes from funders outside South Carolina, across 4 states.

NY
NC
SC
DC

In-state vs out-of-state, by year

’19
’20
’22
South Carolina out of state home

Funder states come from each funder’s own filing. $1.3M arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE runs a healthier operating margin than three-quarters of the 4,203 community improvement nonprofits its size.

Operating margin60% · top quartile
Months of reserve33.9mo · top quartile
Revenue growth (annualized)11% · above the median

this organization peer median middle 50% of peers· 4,203 community improvement nonprofits $1M–$10M, FY2024

Government funding BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.4M on record.

Federal$1.4M
grants $1.4Mcontracts $0
17
18
19
20
21
22
23
Top agencies
  • Department of Agriculture$701k
  • Department of the Treasury$279k
  • Small Business Administration$206k
  • National Endowment for the Arts$150k
  • Department of Housing and Urban Development$58k
  • Department of Health and Human Services$10k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In South Carolina

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

0% of spending goes to programs.

Program 0%Management 100%Fundraising 0%

Governance

10
board members
0%
independent
✓Conflict-of-interest policy✓Whistleblower policy–Document retention–Board reviewed the 990–Audited financials

Public support

91%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

SC

Screen this organization

A dated, signed PDF of the compliance screen for BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE?
BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE (South Carolina) receives grants from 5 organizations whose IRS filings report $2,019,000 to it, the largest being COASTAL COMMUNITY FOUNDATION OF SOUTH CAROLINA INC ($1,264,000). 1 of them have funded it in more than one year, and 63% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE have?
IRS filings report 5 organizations giving $2,019,000 in grants to BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE, 1 of which have funded it in more than one year.
Who is the largest funder of BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE?
COASTAL COMMUNITY FOUNDATION OF SOUTH CAROLINA INC is the largest funder on record, with $1,264,000 in grants. The full list of funders is on this page.
How can an organization like BEAUFORT COUNTY BLACK CHAMBER OF COMMERCE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in South Carolina. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2018–2024), and the filings of 5 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing