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Texas · Nonprofit

BANDERA PUBLIC LIBRARY

BANDERA PUBLIC LIBRARY (Texas) receives grants from 6 organizations whose IRS filings report $112,488 to it, the largest being HAL & CHARLIE PETERSON FOUNDATION & FD MGMT TRUST ($57,225). 4 of them have funded it in more than one year.

Revenue FY2025
$292k
Funders on record
6
Grants received
$112k
Net assets
$2.2M
4/6 repeat funderspeak grant-dependency 17%
01What it does

What Bandera Public Library does

Mission

To provide an array of programs, services and resources to the community that stimulate creativity, intellectual curiosity and facilitate a lifetime of learning.

As stated on its FY2025 Form 990.

Program

  1. Library services are the organization's main program service. During the fiscal year, the library circulated 26,584 items, had 5,491 registered library card holders and served approximately 18,405 individuals. The bandera kronkosky public library was awarded the 2024 achievement of excellence in libraries award by the texas municipal library directors association. The bandera library is one of only 102 who earned this award and is now in the top 19% of all public libraries in the state.

    $203,857 spent$13,205 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $203,857.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($225k) Expenses 100 ($137k) Net assets 100 ($1.0M)2018 Revenue 255 ($574k) Expenses 99 ($135k) Net assets 147 ($1.5M)2019 Revenue 115 ($259k) Expenses 129 ($177k) Net assets 156 ($1.6M)2020 Revenue 75 ($168k) Expenses 130 ($178k) Net assets 160 ($1.6M)2021 Revenue 156 ($351k) Expenses 128 ($176k) Net assets 187 ($1.9M)2022 Revenue 133 ($300k) Expenses 153 ($209k) Net assets 169 ($1.7M)2023 Revenue 108 ($243k) Expenses 178 ($243k) Net assets 183 ($1.9M)2024 Revenue 19 ($44k) Expenses 176 ($241k) Net assets 192 ($1.9M)2025 Revenue 130 ($292k) Expenses 163 ($223k) Net assets 220 ($2.2M)
'17'18'19'20'21'22'23'24'25
Revenue (130)Expenses (163)Net assets (220)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $1.0M to $1.5M (+47%).

$1.0M
$1.5M
$1.6M
$1.6M
$1.9M
$1.7M
$1.9M
$1.9M
$2.2M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 52% · 2018 16% · 2019 36% · 2020 54% · 2021 34% · 2022 40% · 2023 42% · 2024 211% · 2025 32%. Grants only. Government contracts and fees sit inside program revenue.

53% of BANDERA PUBLIC LIBRARY’s revenue is contributions — about as donation-reliant as the typical peer (57% for the typical peer).

This organization
Typical peer · 24,946 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$88k
’17
$439k
’18
$83k
’19
−$10k
’20
$175k
’21
$91k
’22
$120
’23
−$198k
’24
$69k
’25
5.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed11912141214141111
Joined·+4+4+5+5+4+1+8+4
No longer listed·613721114
03Who funds it

Who funds it, year by year

2018 → 2023: the base held at 2 funders, grant income fell $32k → $3k.

2 of 6 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 25% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of BANDERA PUBLIC LIBRARY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

BANDERA PUBLIC LIBRARY leans on a few funders — its largest provides 51% of grant income and the top three 88%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

25% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund BANDERA PUBLIC LIBRARY.

51%
largest funder
88%
top three
~3
effective funders

Largest funder’s share by year: 2018 58% · 2019 77% · 2020 76% · 2021 90% · 2022 99% · 2023 99% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

99% of BANDERA PUBLIC LIBRARY's grant income comes from Texas funders.

CT
TX

In-state vs out-of-state, by year

’18
’19
’20
’21
’22
’23
Texas out of state home

Funder states come from each funder’s own filing. $29k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

BANDERA PUBLIC LIBRARY runs a healthier operating margin than three-quarters of the 16,849 education nonprofits its size.

Operating margin23% · top quartile
Months of reserve5.8mo · below the median
Revenue growth (annualized)3% · below the median

this organization peer median middle 50% of peers· 16,849 education nonprofits $100k–$1M, FY2025

Organizations like BANDERA PUBLIC LIBRARY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Texas

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

91% of spending goes to programs.

Program 91%Management 9%Fundraising 0%

Governance

9
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Public support

78%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for BANDERA PUBLIC LIBRARY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds BANDERA PUBLIC LIBRARY?
BANDERA PUBLIC LIBRARY (Texas) receives grants from 6 organizations whose IRS filings report $112,488 to it, the largest being HAL & CHARLIE PETERSON FOUNDATION & FD MGMT TRUST ($57,225). 4 of them have funded it in more than one year.
How many funders does BANDERA PUBLIC LIBRARY have?
IRS filings report 6 organizations giving $112,488 in grants to BANDERA PUBLIC LIBRARY, 4 of which have funded it in more than one year.
Who is the largest funder of BANDERA PUBLIC LIBRARY?
HAL & CHARLIE PETERSON FOUNDATION & FD MGMT TRUST is the largest funder on record, with $57,225 in grants. The full list of funders is on this page.
How can an organization like BANDERA PUBLIC LIBRARY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Bandera Public Library →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 6 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing