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Arkansas · Nonprofit

ACC CAPITAL INC

ACC CAPITAL INC (Arkansas) receives grants from 2 organizations whose IRS filings report $11,000 to it, the largest being SIMMONS FIRST FOUNDATION INC ($10,000). 0 of them have funded it in more than one year.

Revenue FY2025
$16M
Funders on record
2
Grants received
$11k
Net assets
$26M
0/2 repeat funderspeak grant-dependency 0%
01What it does

What Acc Capital Inc does

Mission

Acc capital is a private nonprofit financial leader on a mission for economic change. We are dedicated to empowering entrepreneurs and uplifting communities with accessible loans, resources, and over 68 years of experience.

As stated on its FY2025 Form 990.

Programs

  1. To promote, stimulate, develop and advance the business prosperity and economic welfare nationwide. To provide financing for the promotion, development and conduct of all kinds of businesses in the us, while assisting in the economic development through intermediate and long-term loans.

  2. Acc capital operates a microloan program - a smaller lending service of $5,000 to $50,000; designed to support small businesses and entrepreneurs on their way to success. Focusing on arkansas and the memphis area, this program seeks to create new business opportunities through loans and technical assistance when businesses are overlooked by traditional lenders.

  3. Acc capital formed pine state regional center as an arkansas limited liablity company to sponsor qualified eb-5 projects that promote the expansion of the regional economy by increasing exports, household earning, productivity, and domestic capital - all with a particular emphasis on permanent job creation within pine state regional center's geographic footprint.

  4. Acc capital formed heartland renaissance fund, llc for the purpose of operating as a "qualified community development entity" under the new market tax credit program in order to provide investment capital for low-income communities or low-income persons.

The 4 programs described on its FY2025 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.

100 = 20182018 Revenue 100 ($6.9M) Expenses 100 ($5.2M) Net assets 100 ($15M)2019 Revenue 94 ($6.5M) Expenses 85 ($4.4M) Net assets 114 ($18M)2020 Revenue 104 ($7.2M) Expenses 92 ($4.8M) Net assets 93 ($14M)2021 Revenue 121 ($8.4M) Expenses 106 ($5.5M) Net assets 112 ($17M)2022 Revenue 90 ($6.2M) Expenses 99 ($5.1M) Net assets 115 ($18M)2023 Revenue 91 ($6.3M) Expenses 116 ($6.0M) Net assets 117 ($18M)2024 Revenue 212 ($15M) Expenses 185 ($9.6M) Net assets 150 ($23M)2025 Revenue 237 ($16M) Expenses 262 ($14M) Net assets 170 ($26M)
'18'19'20'21'22'23'24'25
Revenue (237)Expenses (262)Net assets (170)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $80M to $36M (−55%).

$36M
$36M
$80M
$36M
$24M
$25M
$35M
$43M
'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2018 15% · 2019 13% · 2020 7% · 2021 15% · 2023 13% · 2024 22%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$1.8M
’18
$2.1M
’19
$2.4M
’20
$2.9M
’21
$1.1M
’22
$344k
’23
$5.1M
’24
$2.9M
’25
1.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Sam Walls Iii

CEO

Board chair

Bryan Scoggins

Chairman

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2021 and FY2022 filings.

'18'19'20'21'22'23'24'25
Listed2522242830292624
Joined·+0+5+7+5+4+4+2
No longer listed·3333574
03Who funds it

Who funds it, year by year

2018 → 2021: the base held at 1 funder, grant income fell $10k → $1k.

Funder
'18
'21
total
funders
1
1

Left out of every figure on this page: $325k from one payer (the payer shares this organization's board, largest Six Bridges Capital Corporation). These are real filings, and they are not money ACC CAPITAL INC raised.

From the IRS filings of ACC CAPITAL INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ACC CAPITAL INC leans on a few funders — its largest provides 91% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

91%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2018 100% · 2021 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of ACC CAPITAL INC's grant income comes from Arkansas funders.

AR

In-state vs out-of-state, by year

’18
’21
Arkansas out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding ACC CAPITAL INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7.4M on record.

Federal$7.4M
grants $7.4Mcontracts $0
17
18
20
21
23
Top agencies
  • Department of the Treasury$7.4M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like ACC CAPITAL INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Arkansas

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

79% of spending goes to programs.

Program 79%Management 21%Fundraising 0%

Governance

17
board members
94%
independent
–Conflict-of-interest policy✓Whistleblower policy–Document retention–Board reviewed the 990✓Audited financials

Footprint & structure

Part of a family of 6 related entities

  • Pine State Regional Center LLC · disregarded
  • Ar Capital Relending Corporation · exempt
  • Acc Capital Foundation · exempt
  • Six Bridges Capital Corporation · exempt
  • Pine State Capital LLC · partnership

Screen this organization

A dated, signed PDF of the compliance screen for ACC CAPITAL INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ACC CAPITAL INC?
ACC CAPITAL INC (Arkansas) receives grants from 2 organizations whose IRS filings report $11,000 to it, the largest being SIMMONS FIRST FOUNDATION INC ($10,000). 0 of them have funded it in more than one year.
How many funders does ACC CAPITAL INC have?
IRS filings report 2 organizations giving $11,000 in grants to ACC CAPITAL INC.
Who is the largest funder of ACC CAPITAL INC?
SIMMONS FIRST FOUNDATION INC is the largest funder on record, with $10,000 in grants. The full list of funders is on this page.
How can an organization like ACC CAPITAL INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Arkansas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing