· Public charity
Vibe Credit Union
To enhance the financial well-being of our members
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2023–2024.
Where the money goes
Your grants by size, and where they go.
The 8 grants below total $162,636 — the rows itemised in this filing. The $186,457 headline is the total grant expense reported on the return, so the remaining $23,821 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2024
- Under $10k2 grants · $13k
- $10k–50k6 grants · $150k
| Recipient | Amount |
|---|---|
| Habitat for Humanity Oakland County | $49,756 |
| Lighthouse of Oakland County | $32,500 |
| Metro Food Rescue | $25,880 |
| Humble Design | $22,000 |
| 911 Day | $10,000 |
| Disaster Relief at Work (DRAW) | $10,000 |
| MSU Tollgate Farm & Education Center | $6,500 |
| Haven of Oakland County | $6,000 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Dollar for dollar, your grants (FY23–24) land where the poverty rate runs at 9%, against an area that typically sits at 11%. 9% of your dollars go to grantees based in above-average-need neighborhoods. Your grants skew toward lower-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +34% since the first grant, against +7% for the ones you funded once.
3 repeat relationships — 3 still active in FY2024, 0 since wound down; 5 grantees were first funded in FY2024 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 53% of grant dollars renewed an existing relationship; $77k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- HFHabitat for Humanity of Oakland County Inc2× · 2023–2024 · $102k · revenue +34%
- MFMetro Food Rescue2× · 2023–2024 · $48k · revenue +16%
- DRDISASTER RELIEF AT WORK INC2× · 2023–2024 · $20k · revenue +114%
Funded once
PANCREATIC CANCER ACTION NETWORK INCone grant, 2023 · $20k · revenue -46%- AFACTIVE FAITH COMMUNITY SERVICESgraduatedone grant, 2023 · $10k · revenue +83%
- BOBurr Oak 4-H Club - Michigan Stateone grant, 2023 · $7k
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
Our mission is to assist our affiliates to increase capacity to build simple decent homes in partnership with people in need in the State of Michigan.
Standing with our neighbors, Lakeshore Legal Aid fights poverty and injustice through advocacy and by providing meaningful and dignified access to the legal system.
Michigan Family Resources mission is to deliver holistic family-centered services to children that promote their well-being and development.
Arbor research collaborative for health is committed to improving patient care through research that shapes medical policies and practice. in particular, arbor research conducts health outcomes research on chronic disease and end-stage…
To eliminate sub-standard housing and homelessness from lapeer county.
Partnering with economically disadvantaged individuals and families. Hancock County Habitat For Humanity seeks to eliminate poverty housing and to make decent, affordable shelter a matter of conscience and action.
Every Shelter's mission is to build a localized refugee-aid ecosystem centered around the needs, preferences, and aspirations of refugees.
To maintain and operate a hospital, ambulance and veterinary services for the care of animals. the maintenance and operation of kennels and suitable chambers for the humane destruction of wounded animals.
To support lighthouse mi in their mission to build equitable communities and alleviate poverty in partnership with and in service to individuals, families, and organizations.
The Organization's mission is to assist shut-ins, usually the elderly, by delivering hot, nutritious and low-cost meals to them in their homes.
Assistance to homeless and needy persons.
Friendship house meets the basic needs of low income residents of hamtramck, mi. this assistance includes food, clothing, baby supplies and school supplies.
For reference, the grantee most central to the portfolio’s shape is Habitat for Humanity of Oakland County Inc and the most unlike its peers is Burr Oak 4-H Club - Michigan State. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
11 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 11 of the 12 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds Habitat for Humanity of Oakland County Inc ↗
- Who funds Metro Food Rescue ↗
- Who funds SOUTH OAKLAND SHELTER ↗
- Who funds Humble Design Inc ↗
- Who funds DISASTER RELIEF AT WORK INC ↗
- Who funds PANCREATIC CANCER ACTION NETWORK INC ↗
- Who funds 911 DAY ↗
- Who funds ACTIVE FAITH COMMUNITY SERVICES ↗
- Who funds Burr Oak 4-H Club - Michigan State ↗
- Who funds Kids Coalition Against Hunger ↗
- Who funds HAVEN INC ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: United Way for Southeastern Michigan · Dte Energy Foundation · Consumers Energy Foundation · The Pfizer Foundation Inc · The Blackbaud Giving Fund · Charities Aid Foundation America · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Vibe Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.