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· Private foundation

Steve and Lisa Frost Family Foundation

Its FY2025 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$729k
Granted FY2025still arriving
15
Grants FY2025still arriving
1
States reached
$150k
Largest
01What it funds
0198% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2021 to 2025.

Youth Development$641kEducation$618kPhilanthropy$455kHuman Services$382kReligion$271kFood & Nutrition$162kInternational$100kPublic Safety & Disaster$95kOther$0
02FY2025 · 15 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2025

  • Under $10k1 grant · $3k
  • $10k–50k7 grants · $150k
  • $50k–250k7 grants · $576k
$40,000
Median grant
1
States reached
$12M
Total assets
Largest grants
RecipientAmount
THE GENEROSITY TRUST$150,000
YOUNG LIFE OF CHATTANOOGA$100,000
BOYS AND GIRLS CLUB$100,000
LONE OAK COMMUNITY CENTER$75,000
CHATTANOOGA GIRLS LEADERSHIP ACADEMY$51,200
UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION$50,000
SOUTHSIDE YOUTH DEVELOPMENT$50,000
HOUSE OF REFUGE$40,000
SIGNAL SOCIAL SERVICES$30,000
BRIDGE BUILDER COLLECTIVE$30,000
RONALD MCDONALD HOUSE CHARITIES OF GREATER CHATTANOOGA$20,000
LIONS CLUB$10,000
WREATHS ACROSS AMERICA CHATTANOOGA$10,000
GOSPEL CONVERSATIONS WITH SAM$10,000
WDYN$2,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–24, $106k) land where the poverty rate runs at 12%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%Nonprofit Resource Center: $10k → 12%BETHEL BIBLE VILLAGE: $25k → 12%Bethel Bible Village: $25k → 12%BETHEL BIBLE VILLAGE: $25k → 12%Bethel Bible Village: $21k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

78%of every dollar goes to organizations it has funded before.
$2.0M · 22 repeat orgs$573k to everyone else

Grantees it renews have grown median revenue +29% since the first grant, against +28% for those funded once.

22 repeat relationships: 12 still active in FY2025, 10 since wound down; 2 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

22
23

Total granted

$2.0M
$560k

Median revenue growth · since first grant

+29%
+28%

Still filing today

45%
57%

New vs renewed · share of each year

In FY2025, 98% of grant dollars renewed an existing relationship; $13k went to new ones.

50%100%’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’21’22’23’24’25
EducationHuman ServicesHealthYouth DevelopmentFood & NutritionPublic Safety & DisasterOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • CG
    CHATTANOOGA GIRLS LEADERSHIP ACADEMY
    5× · 2021–2025 · $226k · revenue +29%
  • SY
    SOUTHSIDE YOUTH DEVELOPMENT INC
    5× · 2021–2025 · $157k · revenue +59% · 47% of their budget
  • CA
    Chattanooga Area Food Bank Inc
    4× · 2021–2024 · $155k · revenue +3%

Funded once

  • GT
    Generosity Trust (Chattanooga Christian Community Foundation dba Generosity
    one grant, 2021 · $160k
  • HO
    HAITI OUTREACH MINISTRIES
    one grant, 2021 · $50k · revenue -31%
  • RC
    Resurrection Chattanooga
    one grant, 2022 · $50k
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Greater Chattanooga Christian Services Inc

Provide Group and Foster care for Homeless Children and Counseling

Human Services
2
Family Promise of Greater Chattanooga Inc

Family promise of greater chattanooga's mission is to provide help for homeless families with children be housed and self-sufficient.

Human Services
3
Chattanooga Outreach

To provide for the physical, social, and spiritual needs of the homeless and needy.

Education
4
Christ Led Communities Inc Formerly Christian Leadership Concepts

To equip men to initiate and lead for christ in their homes, churches, communities and the marketplace.

—
5
Habitat for Humanity of Greater Chattanooga Area Inc

Habitat for humanity of greater chattanooga (hfh-gc) brings together businesses, churches, and other community organizations in partnership with low income families to spark authentic transformation in our city through the construction of…

Housing & Shelter
6
Hope Counseling Services of Chapel Hill

We provide accessible biblical counseling and training, walking alongside hurting people, which leads to Christ-centered hope, help, and healing, for the Triangle and beyond.

Health
7
Hope House of Tennessee Inc

By creating a safe and structured two year residential program the Hope House of Tennessee will aim to equip and empower personal and educational growth economic self-sufficiency and a deeper understanding of Christs unconditional love.

Housing & Shelter
8
Chattanooga Regional Homeless Coalition Inc

To advocate for people who are homless or near homeless, strategically planning for housing and services in the community, maximizing resources and collaboarating with community partners to implement housing and services within the…

Community Improvement
9
Chattanooga Rescue Mission

To show the love of christ to the needy in our area by providing their physical, emotional, and spiritual needs.

Housing & Shelter
10
Campbell County Christian Academy Inc

To partner with families in providing students a christ-centered and academically challenging education equipping them with a biblical worldview as they grow in understandings, attitudes, skills, and in favor with god and man.

Education
11
Chattanooga Christian School Inc

To prepare students to lead and serve with distinction while representing christ and his kingdom in all areas of home, church, society and culture.

Education
12
Children's Bible Ministries of East Tennessee Inc

Children's Christian summer Bible camp, retreats, Bible lessons and release time

—
How this is measured
The grantee most central to the portfolio’s shape is Hope for the Inner City Inc; the most unlike its peers is House of Refuge Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

24 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 24 of the 48 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

2
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
24/24
Grantees still filing
18/24
Grew since first funded

Where the money sits, by cause and then by grantee

YOUNG LIFE OF CHATTANOOGA: $210,000 · OtherYOUNG LIFE OF CHATTANOOGAGenerosity Trust (Chattanooga Christian Community Foundation dba Generosity: $160,000 · OtherGenerosity Trust (Chattanooga Christian Community Foundation dba…UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION: $150,000 · OtherUNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATIONBOYS AND GIRLS CLUB: $132,000 · OtherBOYS AND GIRLS CLUBSIGNAL SOCIAL SERVICES: $115,000 · OtherSIGNAL SOCIAL SERVICESLONE OAK COMMUNITY CENTER: $105,000 · OtherLONE OAK COMMUNITY CENTERMISSION OF SIGHT: $75,000 · OtherBRIDGE BUILDER COLLECTIVE: $55,000 · OtherLONE OAK VOLUNTEER FIRE DEPARTMENT: $95,000 · OtherLONE OAK VOLUNTEER FIRE DEPARTMENT+26 more: $549,564 · Other+26 moreCHATTANOOGA GIRLS LEADERSHIP ACADEMY: $226,200 · EducationCHATTANOOGA …PREP PUBLIC SCHOOLS: $60,000 · EducationPREP PUBLIC …MOUNTAIN EDUCATION FOUNDATION INC: $25,000 · EducationMOUNTAIN EDU…PUBLIC SCHOOL BIBLE STUDY COMMITTEE: $20,000 · EducationPUBLIC SCHOO…+1 more: $1,500 · EducationCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION: $285,000 · PhilanthropyCHATTANOOGA…SOUTHSIDE YOUTH DEVELOPMENT INC: $156,500 · Youth DevelopmentSOUTHSIDE…BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA: $75,000 · Youth DevelopmentBIG BROTH…Chattanooga Area Food Bank Inc: $155,000 · Food & NutritionBethel Bible Village: $96,000 · Human ServicesHOPE FOR THE INNER CITY INC: $30,000 · Human ServicesNonprofit Resource Center: $10,000 · Human ServicesHOUSE OF REFUGE INC: $120,000 · Religion
Other$1,646,564Education$332,700Philanthropy$285,000Youth Development$231,500Food & Nutrition$155,000Human Services$136,000Religion$120,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION: $285,000 over 4y, 0.2% of budgetCHATTANOOGA GIRLS LEADERSHIP ACADEMY: $226,200 over 5y, 0.9% of budgetSOUTHSIDE YOUTH DEVELOPMENT INC: $156,500 over 5y, 47% of budgetChattanooga Area Food Bank Inc: $155,000 over 4y, 0.1% of budgetHOUSE OF REFUGE INC: $120,000 over 3y, 12% of budgetBethel Bible Village: $96,000 over 4y, 1.0% of budgetLONE OAK VOLUNTEER FIRE DEPARTMENT: $95,000 over 3y, 95% of budgetBIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA: $75,000 over 2y, 3.0% of budgetPREP PUBLIC SCHOOLS: $60,000 over 2y, 0.8% of budgetHAITI OUTREACH MINISTRIES: $50,000 over 1y, 1.6% of budgetWILD OPS: $50,000 over 2y, 13% of budgetRONALD MCDONALD HOUSE CHARITIES OF GREATER CH: $30,000 over 2y, 0.6% of budgetHOPE FOR THE INNER CITY INC: $30,000 over 1y, 4.1% of budgetMOUNTAIN EDUCATION FOUNDATION INC: $25,000 over 1y, 1.4% of budgetPUBLIC SCHOOL BIBLE STUDY COMMITTEE: $20,000 over 1y, 0.7% of budgetSTANDING STONE MINISTRIES INC: $12,000 over 1y, 0.1% of budgetHabitat for Humanity: $10,000 over 1y, 9.8% of budgetSIGNAL CENTERS INC: $10,000 over 1y, 0.0% of budgetABIDE WOMENS HEALTH SERVICES: $10,000 over 1y, 1.2% of budgetNonprofit Resource Center: $10,000 over 1y, 5.5% of budgetBOYS AND GIRLS CLUBS OF CHATTANOOGA INC: $2,500 over 1y, 0.1% of budgetBAYLOR SCHOOL: $1,500 over 1y, 0.0% of budgetCHAMBLISS CENTER FOR CHILDREN: $1,000 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds CHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION ↗
  • Who funds CHATTANOOGA GIRLS LEADERSHIP ACADEMY ↗
  • Who funds SOUTHSIDE YOUTH DEVELOPMENT INC ↗
  • Who funds Chattanooga Area Food Bank Inc ↗
  • Who funds HOUSE OF REFUGE INC ↗
  • Who funds Bethel Bible Village ↗
  • Who funds LONE OAK VOLUNTEER FIRE DEPARTMENT ↗
  • Who funds BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA ↗
  • Who funds PREP PUBLIC SCHOOLS ↗
  • Who funds HAITI OUTREACH MINISTRIES ↗
  • Who funds WILD OPS ↗
  • Who funds RONALD MCDONALD HOUSE CHARITIES OF GREATER CH ↗
  • Who funds HOPE FOR THE INNER CITY INC ↗
  • Who funds MOUNTAIN EDUCATION FOUNDATION INC ↗
  • Who funds PUBLIC SCHOOL BIBLE STUDY COMMITTEE ↗
  • Who funds STANDING STONE MINISTRIES INC ↗
  • Who funds Habitat for Humanity ↗
  • Who funds SIGNAL CENTERS INC ↗
  • Who funds ABIDE WOMENS HEALTH SERVICES ↗
  • Who funds Nonprofit Resource Center ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Chattanooga Christian Community FoundationTN40.6× affinity18 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Chattanooga Christian Community Foundation · Weldon F Osborne Foundation Inc · Jack and Charlotte Frost Family Foundation · Robert L & Kathrina H Maclellan Founda Foundation · Benwood Foundation Inc · The Community Foundation of Greater Chattanooga Inc · McKenzie Foundation D/B/A the McKenzie Foundation · Robert F Stone Foundation AKA Bobby Stone Foundation · The Maclellan Foundation Inc · Frank Jb & Emma S Varallo Foundation · Schillhahn-Huskey Foundation · Hamico Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Steve and Lisa Frost Family Foundation funds: left to right is the share of its income from government, bottom to top the share from Steve and Lisa Frost Family Foundation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%25%56%100%funder's share of their income ↑0%8%15%22%30%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    10report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–30%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Steve and Lisa Frost Family Foundation?

    Find your warmest path to Steve and Lisa Frost Family Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 48 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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