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· Private foundation

Steve and Lisa Frost Family Foundation

Its FY2025 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$729k
Granted FY2025still arriving
15
Grants FY2025still arriving
1
States reached
$150k
Largest
01What you fund
0198% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20212025.

Youth Development$641kEducation$618kPhilanthropy$455kHuman Services$382kReligion$271kFood & Nutrition$162kInternational$100kPublic Safety & Disaster$95kOther$0
02FY2025 · 15 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2025

  • Under $10k1 grant · $3k
  • $10k–50k7 grants · $150k
  • $50k–250k7 grants · $576k
$40,000
Median grant
1
States reached
$12M
Total assets
Largest grants
RecipientAmount
THE GENEROSITY TRUST$150,000
YOUNG LIFE OF CHATTANOOGA$100,000
BOYS AND GIRLS CLUB$100,000
LONE OAK COMMUNITY CENTER$75,000
CHATTANOOGA GIRLS LEADERSHIP ACADEMY$51,200
UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION$50,000
SOUTHSIDE YOUTH DEVELOPMENT$50,000
HOUSE OF REFUGE$40,000
SIGNAL SOCIAL SERVICES$30,000
BRIDGE BUILDER COLLECTIVE$30,000
RONALD MCDONALD HOUSE CHARITIES OF GREATER CHATTANOOGA$20,000
WREATHS ACROSS AMERICA CHATTANOOGA$10,000
GOSPEL CONVERSATIONS WITH SAM$10,000
LIONS CLUB$10,000
WDYN$2,500
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY21–24, $106k) land where the poverty rate runs at 12%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 9%Nonprofit Resource Center: $10k → 12%BETHEL BIBLE VILLAGE: $25k → 12%Bethel Bible Village: $25k → 12%BETHEL BIBLE VILLAGE: $25k → 12%Bethel Bible Village: $21k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

78%of every dollar goes to organizations you’ve funded before.
$2.0M · 22 repeat orgs$573k to everyone else

22 repeat relationships — 12 still active in FY2025, 10 since wound down; 2 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

22
23

Total granted

$2.0M
$560k

Median revenue growth · since first grant

+17%
+28%

Still filing today

45%
57%

New vs renewed · share of each year

In FY2025, 98% of grant dollars renewed an existing relationship; $13k went to new ones.

50%100%’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’21’22’23’24’25
EducationHuman ServicesHealthYouth DevelopmentFood & NutritionPublic Safety & DisasterOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • CG
    CHATTANOOGA GIRLS LEADERSHIP ACADEMY
    5× · 2021–2025 · $226k · revenue +29%
  • SY
    SOUTHSIDE YOUTH DEVELOPMENT INC
    5× · 2021–2025 · $157k · revenue +59% · 47% of their budget
  • CA
    Chattanooga Area Food Bank Inc
    4× · 2021–2024 · $155k · revenue +3%

Funded once

  • GT
    Generosity Trust (Chattanooga Christian Community Foundation dba Generosity
    one grant, 2021 · $160k
  • UF
    UC Foundation
    one grant, 2022 · $50k
  • CP
    Chattanooga Preparatory School
    one grant, 2021 · $50k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Greater Chattanooga Christian Services Inc

Provide Group and Foster care for Homeless Children and Counseling

Human Services
2
Family Promise of Greater Chattanooga Inc

Family promise of greater chattanooga's mission is to provide help for homeless families with children be housed and self-sufficient.

Human Services
3
Chattanooga Outreach

To provide for the physical, social, and spiritual needs of the homeless and needy.

Education
4
Christ Led Communities Inc Formerly Christian Leadership Concepts

To equip men to initiate and lead for christ in their homes, churches, communities and the marketplace.

5
Habitat for Humanity of Greater Chattanooga Area Inc

Habitat for humanity of greater chattanooga (hfh-gc) brings together businesses, churches, and other community organizations in partnership with low income families to spark authentic transformation in our city through the construction of…

Housing & Shelter
6
Hope Counseling Services of Chapel Hill

We provide accessible biblical counseling and training, walking alongside hurting people, which leads to Christ-centered hope, help, and healing, for the Triangle and beyond.

Health
7
Hope House of Tennessee Inc

By creating a safe and structured two year residential program the Hope House of Tennessee will aim to equip and empower personal and educational growth economic self-sufficiency and a deeper understanding of Christs unconditional love.

Housing & Shelter
8
Chattanooga Regional Homeless Coalition Inc

To advocate for people who are homless or near homeless, strategically planning for housing and services in the community, maximizing resources and collaboarating with community partners to implement housing and services within the…

Community Improvement
9
Chattanooga Rescue Mission

To show the love of christ to the needy in our area by providing their physical, emotional, and spiritual needs.

Housing & Shelter
10
Campbell County Christian Academy Inc

To partner with families in providing students a christ-centered and academically challenging education equipping them with a biblical worldview as they grow in understandings, attitudes, skills, and in favor with god and man.

Education
11
Chattanooga Christian School Inc

To prepare students to lead and serve with distinction while representing christ and his kingdom in all areas of home, church, society and culture.

Education
12
Children's Bible Ministries of East Tennessee Inc

Children's Christian summer Bible camp, retreats, Bible lessons and release time

For reference, the grantee most central to the portfolio’s shape is Hope for the Inner City Inc and the most unlike its peers is House of Refuge Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 18 years old; the field is 15. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number22%11%<5yr16%26%5–10yr18%15%10–20yr13%11%20–35yr16%15%35–55yr15%22%55yr+
THE FIELDby orgYOUR MONEYby value22%6%<5yr16%18%5–10yr18%26%10–20yr13%26%20–35yr16%16%35–55yr15%8%55yr+

The field is 22% startups (under 5 years old) — 11% of your grantees by number, and just 6% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 14% of the field you don’t fund.

orgs you fund
0.0%0/30
the rest of the field
14%
299/2,181

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

24 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 24 of the 48 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

2
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
24/24
Grantees still filing
18/24
Grew since you first funded

Where your money sits — by cause, then by grantee

YOUNG LIFE OF CHATTANOOGA — $210,000 · OtherYOUNG LIFE OF CHATTANOOGAGenerosity Trust (Chattanooga Christian Community Foundation dba Generosity — $160,000 · OtherGenerosity Trust (Chattanooga Christian Community Foundation dba…UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION — $150,000 · OtherUNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATIONBOYS AND GIRLS CLUB — $132,000 · OtherBOYS AND GIRLS CLUBSIGNAL SOCIAL SERVICES — $115,000 · OtherSIGNAL SOCIAL SERVICESLONE OAK COMMUNITY CENTER — $105,000 · OtherLONE OAK COMMUNITY CENTERMISSION OF SIGHT — $75,000 · OtherBRIDGE BUILDER COLLECTIVE — $55,000 · OtherLONE OAK VOLUNTEER FIRE DEPARTMENT — $95,000 · OtherLONE OAK VOLUNTEER FIRE DEPARTMENT+26 more — $549,564 · Other+26 moreCHATTANOOGA GIRLS LEADERSHIP ACADEMY — $226,200 · EducationCHATTANOOGA …PREP PUBLIC SCHOOLS — $60,000 · EducationPREP PUBLIC …MOUNTAIN EDUCATION FOUNDATION INC — $25,000 · EducationMOUNTAIN EDU…PUBLIC SCHOOL BIBLE STUDY COMMITTEE — $20,000 · EducationPUBLIC SCHOO…+1 more — $1,500 · EducationCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION — $285,000 · PhilanthropyCHATTANOOGA…SOUTHSIDE YOUTH DEVELOPMENT INC — $156,500 · Youth DevelopmentSOUTHSIDE…BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA — $75,000 · Youth DevelopmentBIG BROTH…Chattanooga Area Food Bank Inc — $155,000 · Food & NutritionBethel Bible Village — $96,000 · Human ServicesHOPE FOR THE INNER CITY INC — $30,000 · Human ServicesNonprofit Resource Center — $10,000 · Human ServicesHOUSE OF REFUGE INC — $120,000 · Religion
Other$1,646,564Education$332,700Philanthropy$285,000Youth Development$231,500Food & Nutrition$155,000Human Services$136,000Religion$120,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ your share of their budgetCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION — $285,000 over 4y, 0.2% of budgetCHATTANOOGA GIRLS LEADERSHIP ACADEMY — $226,200 over 5y, 0.9% of budgetSOUTHSIDE YOUTH DEVELOPMENT INC — $156,500 over 5y, 47% of budgetChattanooga Area Food Bank Inc — $155,000 over 4y, 0.1% of budgetHOUSE OF REFUGE INC — $120,000 over 3y, 12% of budgetBethel Bible Village — $96,000 over 4y, 1.0% of budgetLONE OAK VOLUNTEER FIRE DEPARTMENT — $95,000 over 3y, 95% of budgetBIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA — $75,000 over 2y, 3.0% of budgetPREP PUBLIC SCHOOLS — $60,000 over 2y, 0.8% of budgetWILD OPS — $50,000 over 2y, 13% of budgetHAITI OUTREACH MINISTRIES — $50,000 over 1y, 1.6% of budgetRONALD MCDONALD HOUSE CHARITIES OF GREATER CH — $30,000 over 2y, 0.5% of budgetHOPE FOR THE INNER CITY INC — $30,000 over 1y, 4.1% of budgetMOUNTAIN EDUCATION FOUNDATION INC — $25,000 over 1y, 1.4% of budgetPUBLIC SCHOOL BIBLE STUDY COMMITTEE — $20,000 over 1y, 0.7% of budgetSTANDING STONE MINISTRIES INC — $12,000 over 1y, 0.1% of budgetABIDE WOMENS HEALTH SERVICES — $10,000 over 1y, 1.2% of budgetSIGNAL CENTERS INC — $10,000 over 1y, 0.0% of budgetHabitat for Humanity — $10,000 over 1y, 9.8% of budgetNonprofit Resource Center — $10,000 over 1y, 5.5% of budgetBOYS AND GIRLS CLUBS OF CHATTANOOGA INC — $2,500 over 1y, 0.1% of budgetBAYLOR SCHOOL — $1,500 over 1y, 0.0% of budgetCHAMBLISS CENTER FOR CHILDREN — $1,000 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds CHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION
  • Who funds CHATTANOOGA GIRLS LEADERSHIP ACADEMY
  • Who funds SOUTHSIDE YOUTH DEVELOPMENT INC
  • Who funds Chattanooga Area Food Bank Inc
  • Who funds HOUSE OF REFUGE INC
  • Who funds Bethel Bible Village
  • Who funds LONE OAK VOLUNTEER FIRE DEPARTMENT
  • Who funds BIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA
  • Who funds PREP PUBLIC SCHOOLS
  • Who funds WILD OPS
  • Who funds HAITI OUTREACH MINISTRIES
  • Who funds RONALD MCDONALD HOUSE CHARITIES OF GREATER CH
  • Who funds HOPE FOR THE INNER CITY INC
  • Who funds MOUNTAIN EDUCATION FOUNDATION INC
  • Who funds PUBLIC SCHOOL BIBLE STUDY COMMITTEE
  • Who funds STANDING STONE MINISTRIES INC
  • Who funds ABIDE WOMENS HEALTH SERVICES
  • Who funds SIGNAL CENTERS INC
  • Who funds Habitat for Humanity
  • Who funds Nonprofit Resource Center

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Chattanooga Christian Community FoundationTN40.6× affinity18 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Chattanooga Christian Community Foundation · Weldon F Osborne Foundation Inc · Jack and Charlotte Frost Family Foundation · Robert L & Kathrina H Maclellan Founda Foundation · Benwood Foundation Inc · The Community Foundation of Greater Chattanooga Inc · McKenzie Foundation D/B/A the McKenzie Foundation · Robert F Stone Foundation AKA Bobby Stone Foundation · The Maclellan Foundation Inc · Frank Jb & Emma S Varallo Foundation · Schillhahn-Huskey Foundation · Hamico Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Steve and Lisa Frost Family Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%6%25%56%100%your share of their income ↑0%8%15%22%30%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    10report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–30%
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Steve and Lisa Frost Family Foundation?

    Find your warmest path to Steve and Lisa Frost Family Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 48 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph