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· Private foundation

Jack and Charlotte Frost Family Foundation

Its FY2025 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$3.4M
Granted FY2025still arriving
25
Grants FY2025still arriving
2
States reached
$600k
Largest
01What you fund
0187% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20202025.

Religion$3.7MHuman Services$2.3MPhilanthropy$2.0MEducation$2.0MHousing & Shelter$914kYouth Development$616kHealth$430kCommunity Improvement$285kOther$0
02FY2025 · 25 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2025

  • Under $10k1 grant · $5k
  • $10k–50k8 grants · $144k
  • $50k–250k10 grants · $851k
  • $250k+6 grants · $2.4M
$79,000
Median grant
2
States reached
$55M
Total assets
Largest grants
RecipientAmount
THE GENEROSITY TRUST$600,000
FIRST PRESBYTERIAN CHURCH$425,000
CHI MEMORIAL FOUNDATION$400,000
THE POINT CHURCH$400,000
UNIVERSITY OF CHATTANOOGA FOUNDATION INC$300,000
BETHEL BIBLE VILLAGE$250,000
THE GLENWOOD SCHOOL$125,000
CHATTANOOGA FELLOWSHIP OF CHRISTIAN ATHLETES$100,000
BIBLE IN THE SCHOOLS$100,000
TENNESSEE CHILDREN'S HOME$100,000
NORTHSIDE NEIGHBORHOOD HOUSE$100,000
CHATTANOOGA PREPARATORY SCHOOL$82,000
CHOICES$79,000
CHATTANOOGA AREA FOOD BANK$65,000
ADULT AND TEEN CHALLENGE$50,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY20–25, $2.3M) land where the poverty rate runs at 12%, against an area that typically sits at 12%. 78% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 12%Tennessee Children's Home: $100k → 10%TENNESSEE CHILDREN'S HOME: $100k → 10%Tennessee Children's Home: $100k → 10%TENNESSEE CHILDREN'S HOME: $100k → 10%TENNESSEE CHILDREN'S HOME: $100k → 10%NONPROFIT RESOURCE CENTER: $50k → 12%Nonprofit Resource Center: $30k → 12%NORTHSIDE NEIGHBORHOOD HOUSE: $100k → 14%NORTHSIDE NEIGHBORHOOD HOUSE: $75k → 14%Northside Neighborhood House: $50k → 14%NORTHSIDE NEIGHBORHOOD HOUSE: $50k → 14%Northside Neighborhood House: $50k → 14%Bethel Bible Village: $300k → 12%BETHEL BIBLE VILLAGE: $275k → 12%BETHEL BIBLE VILLAGE: $250k → 12%Bethel Bible Village: $200k → 12%SHEPHERD'S ARMS RESCUE MISSION: $100k → 12%SHEPHERD'S ARMS RESCUE MISSION: $75k → 12%BETHEL BIBLE VILLAGE: $25k → 12%Bethel Bible Village: $25k → 12%Bethel Bible Village: $25k → 12%Bethel Bible Village: $1k → 12%PURPOSE POINT LEARNING ACADEMY: $100k → 12%Hospice of Chattanooga: $25k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

73%of every dollar goes to organizations you’ve funded before.
$8.6M · 25 repeat orgs$3.2M to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +28% since the first grant, against -29% for the ones you funded once.

25 repeat relationships — 12 still active in FY2025, 13 since wound down; 12 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

25
22

Total granted

$8.6M
$1.5M

Median revenue growth · since first grant

+28%
-29%

Still filing today

44%
23%

New vs renewed · share of each year

In FY2025, 38% of grant dollars renewed an existing relationship; $1.7M went to new ones.

50%100%’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24’25
Human ServicesEducationYouth DevelopmentHousing & ShelterHealthFood & NutritionOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • PS
    PUBLIC SCHOOL BIBLE STUDY COMMITTEE
    6× · 2020–2025 · $1.9M · revenue +68% · 26% of their budget
  • BB
    Bethel Bible Village
    6× · 2020–2025 · $1.1M · revenue +31%
  • NN
    NORTHSIDE NEIGHBORHOOD HOUSE
    5× · 2021–2025 · $325k · revenue +52%

Funded once

  • UO
    University of Tennessee Chattanooga
    one grant, 2021 · $300k
  • UO
    UNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION
    one grant, 2024 · $300k
  • SA
    Salvation Army
    one grant, 2021 · $150k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Chattanooga Regional Homeless Coalition Inc

To advocate for people who are homless or near homeless, strategically planning for housing and services in the community, maximizing resources and collaboarating with community partners to implement housing and services within the…

Community Improvement
2
Family Promise of Greater Chattanooga Inc

Family promise of greater chattanooga's mission is to provide help for homeless families with children be housed and self-sufficient.

Human Services
3
Chattanooga Rescue Mission

To show the love of christ to the needy in our area by providing their physical, emotional, and spiritual needs.

Housing & Shelter
4
Invest Chattanooga

Invest chattanooga uses flexible, low-cost capital and strategic public-private partnerships to produce financially sustainable, mixed-income housing with deep permanent affordability that the market alone cannot deliver.

Housing & Shelter
5
Christ Led Communities Inc Formerly Christian Leadership Concepts

To equip men to initiate and lead for christ in their homes, churches, communities and the marketplace.

6
Chattanooga Neighborhood Enterprise

Mission: to create economically diverse neighborhoods filled with financially empowered citizens and housing for all.vision: all chattanoogans can afford a safe place in a strong neighborhood to call home. belief: we believe the future of…

Housing & Shelter
7
Habitat for Humanity Williamson -Maury

Habitat for humanity of williamson-maury (hfhwm) seeks to put god's love into action by partnering with communites to build affordable housing, inspiring hope and life-changing stability for families through homeownership.

8
Chattanooga Outreach

To provide for the physical, social, and spiritual needs of the homeless and needy.

Education
9
Covenant HomeCare

Covenant HomeCare provides quality healthcare, in alignment with Covenant Health's mission to serve the community by improving the quality of life through better health, regardless of the patient's ability to pay.

Health
10
Habitat for Humanity of Baldwin County Inc

Habitat for humanity of baldwin county, inc. is an ecumenical, christian housing ministry that seeks to eliminate poverty housing by partnering with the community to make decent shelter a matter of conscience and action.

11
Christian Church Homes

Cch builds and manages quality affordable housing in caring communities.

12
Tennessee Homeless Solutions

To reduce homelessness and improve family stability by increasing housing resources, administration of hud-mckinney vento funds, and support services through collaborative efforts with partner organizations, when available.

Housing & Shelter

For reference, the grantee most central to the portfolio’s shape is Chattanooga Christian School Inc and the most unlike its peers is Nonprofit Resource Center. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 39 years old; the field is 15. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number22%14%<5yr16%14%5–10yr19%7%10–20yr13%11%20–35yr16%21%35–55yr15%32%55yr+
THE FIELDby orgYOUR MONEYby value22%2%<5yr16%2%5–10yr19%3%10–20yr13%25%20–35yr16%12%35–55yr15%56%55yr+

The field is 22% startups (under 5 years old) — 14% of your grantees by number, and just 2% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 14% of the field you don’t fund.

orgs you fund
0.0%0/31
the rest of the field
14%
299/2,180

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

23 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 23 of the 60 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

2
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
23/23
Grantees still filing
11/23
Grew since you first funded

Where your money sits — by cause, then by grantee

Individual grant recipient — $600,000 · OtherIndividual grant recipientRed Bank Baptist Church — $550,000 · OtherRed Bank Baptist ChurchAdult and Teen Challenge — $486,000 · OtherAdult and Teen ChallengeThe Glenwood School — $437,000 · OtherThe Glenwood SchoolFIRST PRESBYTERIAN CHURCH — $425,000 · OtherFIRST PRESBYTERIAN CHURCHTHE POINT CHURCH — $400,000 · OtherTHE POINT CHURCHMEMORIAL HEALTH CARE SYSTEM FOUNDATION INC — $400,000 · OtherMEMORIAL HEALTH CARE SYSTEM FOUNDATION INCCHOICES — $304,000 · OtherUniversity of Tennessee Chattanooga — $300,000 · OtherUNIVERSITY OF TENNESSEE AT CHATTANOOGA FOUNDATION — $300,000 · OtherCHAMBLISS CENTER FOR CHILDREN — $225,000 · Other+34 more — $2,151,500 · Other+34 morePUBLIC SCHOOL BIBLE STUDY COMMITTEE — $1,851,000 · EducationPUBLIC SCHOOL BIBLE…UNIVERSITY OF CHATTANOOGA FOUNDATION INC — $300,000 · EducationUNIVERSITY OF CHATT…CHATTANOOGA CHRISTIAN SCHOOL INC — $275,000 · EducationCHATTANOOGA CHRISTI…Bethel Bible Village — $1,101,000 · Human ServicesBethel Bible Villag…TENNESSEE CHILDREN'S HOME INC — $500,000 · Human ServicesTENNESSEE CHILDREN'…NORTHSIDE NEIGHBORHOOD HOUSE — $325,000 · Human ServicesNORTHSIDE NEIGHBORH…THE SHEPHERD'S ARMS RESCUE MISSION INC — $175,000 · Human ServicesTHE SHEPHERD'S ARMS…PURPOSE POINT COMMUNITY RESOURCE CENTER — $100,000 · Human ServicesNonprofit Resource Center — $80,000 · Human Services+2 more — $85,000 · Human ServicesCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION — $2,010,000 · PhilanthropyCHATTANOOGA CHRI…HABITAT FOR HUMANITY OF GREATER CHATTANOOGA AREA INC — $289,000 · Housing & ShelterChattanooga Area Food Bank Inc — $65,000 · Food & NutritionRENEW MINISTRIES INC — $50,000 · Religion
Other$6,578,500Education$2,426,000Human Services$2,366,000Philanthropy$2,010,000Housing & Shelter$289,000Food & Nutrition$65,000Religion$50,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetCHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION — $2,010,000 over 3y, 1.9% of budgetPUBLIC SCHOOL BIBLE STUDY COMMITTEE — $1,851,000 over 6y, 26% of budgetBethel Bible Village — $1,101,000 over 6y, 11% of budgetTENNESSEE CHILDREN'S HOME INC — $500,000 over 5y, 1.2% of budgetMEMORIAL HEALTH CARE SYSTEM FOUNDATION INC — $400,000 over 1y, 4.9% of budgetNORTHSIDE NEIGHBORHOOD HOUSE — $325,000 over 5y, 2.5% of budgetUNIVERSITY OF CHATTANOOGA FOUNDATION INC — $300,000 over 1y, 0.6% of budgetHABITAT FOR HUMANITY OF GREATER CHATTANOOGA AREA INC — $289,000 over 3y, 4.1% of budgetCHATTANOOGA CHRISTIAN SCHOOL INC — $275,000 over 2y, 0.5% of budgetCHAMBLISS CENTER FOR CHILDREN — $225,000 over 3y, 1.1% of budgetTHE SHEPHERD'S ARMS RESCUE MISSION INC — $175,000 over 2y, 14% of budgetTHE BRAVE EFFECT — $102,500 over 5y, 44% of budgetPURPOSE POINT COMMUNITY RESOURCE CENTER — $100,000 over 1y, 2.9% of budgetNonprofit Resource Center — $80,000 over 2y, 17% of budgetHabitat for Humanity — $75,000 over 1y, 24% of budgetChattanooga Area Food Bank Inc — $65,000 over 1y, 0.2% of budgetHOPE FOR THE INNER CITY INC — $60,000 over 2y, 6.9% of budgetJOURNEY HEALTH FOUNDATION — $25,000 over 1y, 0.0% of budgetBIG BROTHERS BIG SISTERS OF GREATER CHATTANOOGA — $25,000 over 1y, 2.1% of budgetFRIENDS OF THE TROOPS — $12,000 over 1y, 1.1% of budgetSOUTHSIDE YOUTH DEVELOPMENT INC — $10,000 over 1y, 8.8% of budgetALCOHOLICS ANONYMOUS WORLD SERVICES INC — $5,000 over 1y, 0.0% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds CHATTANOOGA CHRISTIAN COMMUNITY FOUNDATION
  • Who funds PUBLIC SCHOOL BIBLE STUDY COMMITTEE
  • Who funds Bethel Bible Village
  • Who funds TENNESSEE CHILDREN'S HOME INC
  • Who funds MEMORIAL HEALTH CARE SYSTEM FOUNDATION INC
  • Who funds NORTHSIDE NEIGHBORHOOD HOUSE
  • Who funds UNIVERSITY OF CHATTANOOGA FOUNDATION INC
  • Who funds HABITAT FOR HUMANITY OF GREATER CHATTANOOGA AREA INC
  • Who funds CHATTANOOGA CHRISTIAN SCHOOL INC
  • Who funds CHAMBLISS CENTER FOR CHILDREN
  • Who funds THE SHEPHERD'S ARMS RESCUE MISSION INC
  • Who funds THE BRAVE EFFECT
  • Who funds PURPOSE POINT COMMUNITY RESOURCE CENTER
  • Who funds Nonprofit Resource Center
  • Who funds Habitat for Humanity
  • Who funds Chattanooga Area Food Bank Inc
  • Who funds HOPE FOR THE INNER CITY INC
  • Who funds RENEW MINISTRIES INC

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Chattanooga Christian Community FoundationTN46.4× affinity21 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Chattanooga Christian Community Foundation · Robert L & Kathrina H Maclellan Founda Foundation · The Community Foundation of Greater Chattanooga Inc · Steve and Lisa Frost Family Foundation · Weldon F Osborne Foundation Inc · The Maclellan Foundation Inc · Hamico Inc · Robert F Stone Foundation AKA Bobby Stone Foundation · Benwood Foundation Inc · McKenzie Foundation D/B/A the McKenzie Foundation · Hazel Montague Hutcheson Foundation · United Way of Greater Chattanooga

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Jack and Charlotte Frost Family Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%3%13%28%50%your share of their income ↑0%1%3%4%5%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    6report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Jack and Charlotte Frost Family Foundation?

    Find your warmest path to Jack and Charlotte Frost Family Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 60 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph