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Service One Credit Union Inc at a glance

· Public charity

Service One Credit Union Inc

The mission of service one credit union is to understand and meet our members and community's needs to help them prosper.

$194k
Granted FY2025still arriving
6
Grants FY2025still arriving
1
States reached
$20k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2018 to 2024.

Community Improvement$108kEducation$103kHealth$20kArts & Culture$18kMembership Benefit$5k
02FY2025 · 6 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 6 grants below total $87,500, the rows itemized in this filing. The $193,934 headline is the total grant expense on the return; the other $106,434 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.
$15,000
Median grant
1
States reached
$265M
Total assets
Largest grants
RecipientAmount
PROJECT CAMP INC DBA CENTER FOR COURAGEOUS KIDS$20,000
MOBILE GROCERY OF BOWLING GREEN INC$15,000
BOWLING GREEN INTERNATIONAL FESTIVAL INC$15,000
SOUTHCENTRAL KENTUCKY COMMUNITY & TECHNICAL COLLEGE$15,000
ARTS OF SOUTHERN KENTUCKY FOUNDATION$12,500
SOKY PATRIOTS INC$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY25–25, $10k) land where the poverty rate runs at 18%, against an area that typically sits at 11%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 11%SOKY PATRIOTS INC: $10k → 18%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

54%of every dollar goes to organizations it has funded before.
$183k · 4 repeat orgs$158k to everyone else

Grantees it renews have grown median revenue +184% since the first grant, against +97% for those funded once.

4 repeat relationships: 3 still active in FY2025, 1 since wound down; 3 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

4
4

Total granted

$183k
$118k

Median revenue growth · since first grant

+184%
+97%

Still filing today

75%
75%

New vs renewed · share of each year

In FY2025, 54% of grant dollars renewed an existing relationship; $40k went to new ones.

50%100%’18’19’20’21’22’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’24’25
EducationArts & CultureCommunity ImprovementHealthFood & NutritionHuman ServicesOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • WK
    WESTERN KENTUCKY UNIVERSITY FOUNDATION
    3× · 2018–2020 · $65k · revenue +3%
  • SK
    SOUTHCENTRAL KENTUCKY COMMUNITY & TECHNICAL COLLEGE FOUNDATION INC
    4× · 2022–2025 · $53k · revenue +346%
  • AO
    ARTS OF SOUTHERN KENTUCKY INC
    2× · 2024–2025 · $25k · revenue +184%

Funded once

  • PA
    PROSPER - A SERVICE ONE INITIATIVE INCgraduated
    one grant, 2021 · $100k · revenue +97%
  • BG
    BOWLING GREEN AREA CHAMBER OF COMMERCE INC
    one grant, 2024 · $8k · revenue 0%
  • SK
    SOUTHERN KENTUCKY PERFORMING ARTS FOUNDATION INC
    one grant, 2019 · $5k · revenue -97%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Soky Marketplace Inc

The purpose of gateway farmers market, inc. is to provide healthy, fresh food and horticultural products in south central kentucky and surrounding areas.

Food & Nutrition
2
Kentucky Social Welfare Foundation
—
3
Public Theatre of Kentucky Inc

To enrich the cultural life of bowling green and the surrounding region through the production of high quality theatre and other performing arts events.

Arts & Culture
4
Southeast Kentucky Economic Development Corporation Inc

To facilitate the economic growth and development of the southern kentucky region.

Community Improvement
5
Kentucky Bankers Relief Fund Company

Distribute contributions to 501(c)(3) organizations who are directly responding to natural or man-made disasters or to individuals who have suffered catastrophic loss because of such disasters.

Public Safety & Disaster
6
Kentucky Exposition Foundation Inc

To help create legacies to enrich the lives of all citizens of the commonwealth of kentucky, continue providing resources for youth development, and communicate the traditions and technology of kentucky agriculture.we also aim to continue…

Food & Nutrition
7
Kentucky Educational Fund for Handicapped Children
—
8
Southern Kentucky Chamber of Commerce Inc

The Southern Kentucky Chamber of Commerce primary mission is to keep their members informed of current events and law changes that effect their businesses. They also support an educational effort to high school students to make them better…

Community Improvement
9
Senior Citizens of Northern Kentucky Inc

Scnk was established to provide office space to support programs related to the elderly provided by ssnk, a related 501(c)(3) organization.

—
10
Kentucky Golf Association Inc

To foster, promote and advance the interests and the true spirit of the game of golf throughout the commonwealth of kentucky, and in conjunction therewith to lend its cooperation and assistance to the united states golf association, and to…

Recreation & Sports
11
Kiwanis Club of Bowling Green 1072

The goal of kiwanis is to change the world one child and one community at a time. the bowling green chapter is dedicated to improving the quality of life for the children of southcentral kentucky.

—
12
Preservation Kentucky Inc

Preservation kentucky's mission is to build support for and protect kentucky's historic structures and resources.

Arts & Culture
How this is measured
The grantee most central to the portfolio’s shape is Arts of Southern Kentucky Inc; the most unlike its peers is Prosper - a Service One Initiative Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

13 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
4
Early backer (in before they grew)
11/13
Grantees still filing
6/13
Grew since first funded

Where the money sits, by cause and then by grantee

WESTERN KENTUCKY UNIVERSITY FOUNDATION: $65,250 · EducationWESTERN KENTUCKY UNIVERSITY FOUNDATIONSOUTHCENTRAL KENTUCKY COMMUNITY & TECHNICAL COLLEGE FOUNDATION INC: $52,500 · EducationSOUTHCENTRAL KENTUCKY COMMUNITY & TECHN…PROSPER - A SERVICE ONE INITIATIVE INC: $100,000 · Community ImprovementPROSPER - A SERVICE ONE INITIATIV…PROJECT CAMP INC: $40,000 · HealthPROJECT CAMP …ARTS OF SOUTHERN KENTUCKY INC: $25,000 · Arts & CultureARTS OF SOUTH…BOWLING GREEN INTERNATIONAL FESTIVAL INC: $15,000 · Arts & CultureBOWLING GREEN…MOBILE GROCERY OF BOWLING GREEN: $15,000 · Food & NutritionBOWLING GREEN AREA CHAMBER OF COMMERCE INC: $7,500 · OtherSOUTHERN KENTUCKY PERFORMING ARTS FOUNDATION INC: $5,000 · OtherSoky Patriots: $10,000 · Human ServicesKIWANIS CLUB OF BOWLING GREEN FOUNDATION INC: $5,000 · Membership Benefit
Education$117,750Community Improvement$100,000Health$40,000Arts & Culture$40,000Food & Nutrition$15,000Other$12,500Human Services$10,000Membership Benefit$5,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetWESTERN KENTUCKY UNIVERSITY FOUNDATION: $65,250 over 3y, 0.3% of budgetSOUTHCENTRAL KENTUCKY COMMUNITY & TECHNICAL COLLEGE FOUNDATION INC: $52,500 over 4y, 4.3% of budgetPROJECT CAMP INC: $40,000 over 2y, 0.4% of budgetARTS OF SOUTHERN KENTUCKY INC: $25,000 over 2y, 0.2% of budgetMOBILE GROCERY OF BOWLING GREEN: $15,000 over 1y, 49% of budgetBOWLING GREEN INTERNATIONAL FESTIVAL INC: $15,000 over 2y, 18% of budgetSoky Patriots: $10,000 over 1y, 5.9% of budgetBOWLING GREEN AREA CHAMBER OF COMMERCE INC: $7,500 over 1y, 0.3% of budgetSOUTHERN KENTUCKY PERFORMING ARTS FOUNDATION INC: $5,000 over 1y, 0.2% of budgetKIWANIS CLUB OF BOWLING GREEN FOUNDATION INC: $5,000 over 1y, 9.4% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Vanguard Charitable E…Donor Advised Charita…Amazonsmile Foundation
Vanguard Charitable Endowment ProgramPA7.5× affinity5 shared granteesties to 2 of 2Hover any node to trace its alignments.Compare side by side →

Open a dossier: Vanguard Charitable Endowment Program · Donor Advised Charitable Giving Inc · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Service One Credit Union Inc funds: left to right is the share of its income from government, bottom to top the share from Service One Credit Union Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%0%1%3%5%funder's share of their income ↑0%1%3%4%5%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    1report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–5%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 11 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home