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California · Public charity

Santa Cruz Community Credit Union

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a…

$46k
Granted FY2025(still arriving)
2
Itemized grants FY2025
2
Organizations funded FY2024
0%
First-time grantees FY2024
Read the full brief
Itemized, FY2025
$10k
The rest is grants the schedule does not break out
Median grant, FY2025
$5,000
Largest grant, FY2025
$5,000
Organizations funded a year
2 to 8
FY2018 to FY2024
States reached, FY2025
1
Total assets, FY2025
$176M

How open it is to new grantees

In FY2024, 0% of the organizations Santa Cruz Community Credit Union funded were first-time grantees, receiving 0% of its grant dollars.

New vs renewed · share of each year

In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

50%100%’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24
Human ServicesEmploymentCommunity ImprovementFood & NutritionReligionCivil RightsOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2025still arriving2$10k0%
FY20242$20k0%
FY20232$19k0%
FY20225$40k60%
FY20218$89k50%
FY20206$58k83%
FY20192$26k0%
FY20182$16k100%
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Human Services$138kCommunity Improvement$69kFood & Nutrition$38kCivil Rights$29kHousing & Shelter$16kEmployment$15kPublic Benefit$10kCrime & Legal$5kOther$0

Top grantees

Largest recipients by total granted, FY2017 to FY2025, and the share of each one’s budget the grants supplied at peak.

GranteeTotal grantedYearsShare of their budget
Seniors Council of Santa Cruz and San Benito Counties$90,00061%
Ventures$56,584181%
Homeless Garden Project$30,86012%
The Santa Cruz Lesbian and Gay Community Center$28,57732%
Pajaro Valley Loaves and Fishes Inc$21,72321%
Community Action Board$20,19530%
Volunteer Centers of Santa Cruz County$16,92030%
Pajaro Valley Shelter Services$15,94230%
Think Local First$12,000212%
Polish American Federal Credit Union$10,0001n/a
Show all 15 grantees
All grantees of Santa Cruz Community Credit Union by total granted
GranteeTotal grantedYearsShare of their budget
Seniors Council of Santa Cruz and San Benito Counties$90,00061%
Ventures$56,584181%
Homeless Garden Project$30,86012%
The Santa Cruz Lesbian and Gay Community Center$28,57732%
Pajaro Valley Loaves and Fishes Inc$21,72321%
Community Action Board$20,19530%
Volunteer Centers of Santa Cruz County$16,92030%
Pajaro Valley Shelter Services$15,94230%
Think Local First$12,000212%
Polish American Federal Credit Union$10,0001n/a
Second Harvest Food Bank Santa Cruz County$9,13210%
Grey Bears$7,64310%
Valley Churches United$5,20010%
Court Appointed Special Advocates of Santa Cruz County$5,15010%
Arts Council Santa Cruz County$5,10010%

Where it is load-bearing

Santa Cruz Community Credit Union supplied at least a quarter of the budget for 1 of its grantees at some point. The chart plots its 14 largest grantees; load-bearing ones sit top left.

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetSeniors Council of Santa Cruz and San Benito Counties: $90,000 over 6y, 0.6% of budgetVentures: $56,584 over 1y, 81% of budgetHomeless Garden Project: $30,860 over 1y, 2.1% of budgetThe Santa Cruz Lesbian and Gay Community Center: $28,577 over 3y, 1.9% of budgetPajaro Valley Loaves and Fishes Inc: $21,723 over 2y, 1.1% of budgetCommunity Action Board: $20,195 over 3y, 0.1% of budgetVolunteer Centers of Santa Cruz County: $16,920 over 3y, 0.2% of budgetPajaro Valley Shelter Services: $15,942 over 3y, 0.5% of budgetThink Local First: $12,000 over 2y, 12% of budgetSecond Harvest Food Bank Santa Cruz County: $9,132 over 1y, 0.0% of budgetGrey Bears: $7,643 over 1y, 0.1% of budgetValley Churches United: $5,200 over 1y, 0.4% of budgetCourt Appointed Special Advocates of Santa Cruz County: $5,150 over 1y, 0.4% of budgetArts Council Santa Cruz County: $5,100 over 1y, 0.2% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 14.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Community Foundation Santa Cruz CountyCA30.2× affinity12 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Community Foundation Santa Cruz County · Monterey Peninsula Foundation · Kaiser Foundation Hospitals · Volunteer Centers of Santa Cruz County · East Bay Community Foundation · Pajaro Valley Community Health Trust · The Nicholson Family Foundation · Sutter Bay Hospitals · Newman's Own Foundation · Silicon Valley Community Foundation · Peggy and Jack Baskin Foundation · The David and Lucile Packard Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Santa Cruz Community Credit Union with peer funders

About Santa Cruz Community Credit Union

How much does Santa Cruz Community Credit Union give?
Santa Cruz Community Credit Union reported 2 itemized grants totaling $10,000, out of $45,855 in total grant expense reported on the return in its FY2025 IRS filing. It funded between 2 and 8 organizations a year over FY2018 to FY2024.
What does Santa Cruz Community Credit Union fund?
By grant dollars over FY2017 to FY2025, its largest causes are Human Services (42%), Community Improvement (21%), Food & Nutrition (12%).
Who are Santa Cruz Community Credit Union's largest grantees?
By total granted over FY2017 to FY2025: Seniors Council of Santa Cruz and San Benito Counties ($90k), Ventures ($57k), Homeless Garden Project ($31k).
Does Santa Cruz Community Credit Union fund new organizations?
In FY2024, 0% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Santa Cruz Community Credit Union?
Its strongest co-funders, measured against what their size predicts, include Community Foundation Santa Cruz County, Monterey Peninsula Foundation, Kaiser Foundation Hospitals.
Where is Santa Cruz Community Credit Union based?
Santa Cruz Community Credit Union is based in CA.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 15 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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