· Public charity
Santa Cruz Community Credit Union
A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2017–2024.
Where the money goes
Your grants by size, and where they go.
The 2 grants below total $20,167 — the rows itemised in this filing. The $62,884 headline is the total grant expense reported on the return, so the remaining $42,717 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2024
- Under $10k1 grant · $5k
- $10k–50k1 grant · $15k
| Recipient | Amount |
|---|---|
| SENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES | $15,000 |
| PAJARO VALLEY SHELTER SERVICES | $5,167 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY18–24, $114k) land where the poverty rate runs at 13%, against an area that typically sits at 7%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Where the work is directed
The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.
About 20% of Santa Cruz Community Credit Union’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 97% of the giving stays in CA; read by stated purpose it is 76% — less of the work is directed home than the recipients' locations suggest.
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +48% since the first grant, against +28% for the ones you funded once.
7 repeat relationships — 2 still active in FY2024, 5 since wound down.
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- SCSENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES6× · 2018–2024 · $90k · revenue +61%
- TSThe Santa Cruz Lesbian and Gay Community Center3× · 2021–2023 · $29k · revenue +481%
- PVPajaro Valley Loaves and Fishes Inc2× · 2021–2023 · $22k · revenue +48%
Funded once
- VVENTURESgraduatedone grant, 2017 · $57k · revenue ×50 · 81% of their budget
- HGHOMELESS GARDEN PROJECTgraduatedone grant, 2021 · $31k · revenue +28%
- PAPOLISH AMERICAN FEDERAL CREDIT UNIONone grant, 2022 · $10k
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
To serve our community by providing direct access to sustainable sources of fresh produce and other unique foods, and provide education about food issues, both local and beyond.
Independent nonpartisan newsroom serving Santa Cruz County, California we are all watching and engaged in our local government, our needs are addressed, democracy works better and our community is stronger.
To improve the quality of life for the elderly community and the Seniors we serve through transportation, nutrition, and referral for social and health services in Santa Cruz County.
To alleviate hunger and homelessness in south santa clara county by providing food, housing and employment related services, and advocating for system changes to improve the quality of life for the most vulnerable people in the communities…
The primary and specific purpose for which the said corporation is formed is to empower individuals, businesses and communities to take actions today that achieve environmental and economic sustainability. The activities of the corporation…
CAUSE's mission is to build grassroots power to realize social, economic and environmental justice for the people of the Central Coast Region through policy research, leadership development, organizing and advocacy.
At Just Communities we work to ensure that Central Coast schools, organizations, and communities are places of opportunity, not places of limitation. We advance justice by engaging our community in leadership development, dialogue, action…
FISH of South Valley San Jose provides emergency food assistance to those who are in need. Our dedicated team of volunteers serve our clients with dignity and respect as we help to combat food insecurity in our community.
The mission of the Samaritan Center-Simi Valley is to offer people experiencing housing and food insecurity supportive services essential to human dignity.
Legal service for seniors.
To work for the solutions of the problems of the farm and rural community by use of organized action. to represent, protect, and advance the social, economic and educational interests of the farmers of santa cruz county and the pajaro…
The mission of sunnyvale community services is to prevent homelessness and hunger for low-income sunnyvale residents facing temporary crises.
For reference, the grantee most central to the portfolio’s shape is Volunteer Centers of Santa Cruz County and the most unlike its peers is Think Local First. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
14 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 14 of the 15 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds SENIORS COUNCIL OF SANTA CRUZ AND SAN BENITO COUNTIES ↗
- Who funds VENTURES ↗
- Who funds HOMELESS GARDEN PROJECT ↗
- Who funds The Santa Cruz Lesbian and Gay Community Center ↗
- Who funds Pajaro Valley Loaves and Fishes Inc ↗
- Who funds PAJARO VALLEY SHELTER SERVICES ↗
- Who funds Community Action Board ↗
- Who funds THINK LOCAL FIRST ↗
- Who funds VOLUNTEER CENTERS OF SANTA CRUZ COUNTY ↗
- Who funds SECOND HARVEST FOOD BANK SANTA CRUZ COUNTY ↗
- Who funds GREY BEARS ↗
- Who funds VALLEY CHURCHES UNITED ↗
- Who funds Court Appointed Special Advocates of Santa Cruz County ↗
- Who funds ARTS COUNCIL SANTA CRUZ COUNTY ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Community Foundation Santa Cruz County · Monterey Peninsula Foundation · Kaiser Foundation Hospitals · Volunteer Centers of Santa Cruz County · East Bay Community Foundation · Pajaro Valley Community Health Trust · The Nicholson Family Foundation · Sutter Bay Hospitals · Newman's Own Foundation · Silicon Valley Community Foundation · Peggy and Jack Baskin Foundation · The David and Lucile Packard Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Santa Cruz Community Credit Union funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.