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· Public charity
Prosperus Detroit Micro Lending
ProsperUs advances economic equity in under-resourced communities by supporting entrepreneurs with opportunities and capital needed to build businesses, generational wealth, and vibrant neighborhoods.
$470k
Granted FY2024
8
Grants
1
Communities
$120k
Largest
01What you fund
01
What you funded, over time
By grantee IRS cause code (NTEE).
A cause breakdown isn’t shown here: 69% of Prosperus Detroit Micro Lending’s grantee dollars go to organizations outside the IRS cause taxonomy (common for large international and research funders), so a chart would be mostly “unclassified” and misrepresent the portfolio.
02beneath the categories
Past the labels — and the year it shifted
Beneath the NTEE codes, this is what the grant descriptions actually say.
…and in their own words, year by year
2021
buildingjohnsonkitchenneighborhood
2022
internationalattractgrowrevitalizeorganizinghealthygrandmont rosedale
2023
globallibrary
Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.
03FY2024 · 8 grants
Where the money goes
Your grants by size, and where they go.
By grant size · FY2024
- $10k–50k4 grants · $139k
- $50k–250k4 grants · $291k
$54,445
Median grant
1
States reached
$4.6M
Total assets
Largest grants
- Ferris Wheel Innovation Center$120,019
- Metro Detroit Black Business Chamber of Commerce$61,016
- Detroit Future Opps$55,150
- Grand Rapids Urban League$54,445
- Grand Rapids Area Chamber of Commerce Inc$49,885
- Global Detroit$40,000
- Grabb Local Inc$37,213
- Michigan Womens Foundation$11,462
02The need
04
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
show:
Your human-services grants (FY22–24, $94k) land where the poverty rate runs at 15% — the area typically sits at 17%. 42% of those dollars reach neighborhoods with above-average need. Your grants spread fairly evenly across need levels.
grant to an above-average-need area below average· circle size = grant amount
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.
03Your field
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
1
Detroit Cultivator Community Land Trust
The maintenance and beautification of vacant land inside of a community
Food & Nutrition
2
Mack Alive
The mission of mack alive is to enhance the growth and development on the eastside of detroit.
Health
3
Detroit Community Solutions Inc
Our mission is to provide sustainable solutions to community challenges. We exist to fill gaps in commmunity developement by implementing and taking to scale programs and services that provide clean, safe, and healthy environments and…
Community Improvement
4
Greater Lansing Destination Development
Community Improvement
5
Detroit Land Bank Community Development
The detroit land bank community development corporation's mission is to serve the people of the city of detroit, michigan through the advancement of economic welfare, the promotion of community development, and the provision of affordable…
Community Improvement
6
About Face Detroit
—
7
Northend Christian Community Development Corporation
North End CDC services the historic North End community of Detroit MI . The program specializes in providing workforce and youth development.
Community Improvement
8
Grand 7 Detroit Incorporated
Neighborhood transformation, blight removal and housing rehabilitation.
Community Improvement
9
Doing Development Differently in
To build a diverse coalition of community, environmental, faith and organized labor organizations united to strengthen metro detroit through meaniful community engagement in the creation of "win-win" economic development strategies and…
Community Improvement
10
Wayne County Neighborhood Legal
Provide the best legal and housing advocacy assisstance to the citizens of michigan.
Crime & Legal
11
Olympia Downtown Alliance
Serve as a catalyst for a vibrant and thriving downtown through service to business and property owners
Arts & Culture
12
Share Detroit Inc
A community engagement platform offering simple ways for individuals, nonprofits and businesses to come together and strengthen the local community
Philanthropy
For reference, the grantee most central to the portfolio’s shape is Grandmont Rosedale Development Corp and the most unlike its peers is Osborn Neighborhood Alliance. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.
05the grantee network
15 grantees, every filing reconciled, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.
0
Load-bearing (≥25% of a budget)
12
Early backer (in before they grew)
15/15
Grantees still filing
14/15
Grew since you first funded
Where your money sits — by cause, then by grantee
Other$944,764Education$145,019Community Improvement$131,462Human Services$94,445Youth Development$20,000Housing & Shelter$20,000Arts & Culture$7,500
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds Ferris Wheel Innovation Center ↗
- Who funds Metro Detroit Black Business Chamber of Commerce ↗
- Who funds Global Detroit ↗
- Who funds Grand Rapids Urban League ↗
- Who funds Metro Detroit Barbar College ↗
- Who funds Grace in Action Collectives ↗
- Who funds Cody Rouge Communtiy Action Alliance ↗
- Who funds Dream of Detroit ↗
- Who funds Central Detroit Christian Community Development Corp ↗
- Who funds Grandmont Rosedale Development Corporation ↗
- Who funds Eastside Community Network ↗
- Who funds Michigan Womens Foundation ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Community Foundation for SoutheastMI23× affinity10 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →
Open a dossier: Community Foundation for Southeast · The Skillman Foundation · United Way for Southeastern Michigan · Detroit Economic Growth Association · The Kresge Foundation · Enterprise Community Partners Inc · Comerica Charitable Foundation · Community Development Advocates Of · The Ford Foundation · Detroit Regional Chamber Foundation Inc · The Ralph C Wilson Jr Foundation · WK Kellogg Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organisation Prosperus Detroit Micro Lending funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
2025
’20’21’22’23’24’25
no gov moneyreceives it· size = income
0get no government money at all
0rely on government for over half their income
typical government reliance, FY20–25
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
04Through Plinth
Through Plinth
Your grantmaking, live and operational
This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: Ferris Wheel Innovation Center.
Agentic due diligence · confidence × risk
Financial management
insufficient risk
Limited financial data in public filings.
Track record & reputation
low risk
8 years of Form 990 filings, still active.
Legal standing
low risk
US 501(c)(3); EIN 815434313 on file with current IRS Form 990 filings.
Governance
Live in Plinth
Board composition & governance documents — verified live in Plinth from the applicant.
Compliance & sanctions
Live in Plinth
OFAC / UN sanctions screening — run live in Plinth at assessment.
Program capacity
Live in Plinth
Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.
Live · Plinth’s real DD engine
Run the actual assessment on Ferris Wheel Innovation Center, cold from public data.
Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.
Post-award monitoring · continuous checks
- Awaiting reportFinancial stability— Runway not derivable from filings.
- On trackSustained operations— Filing through 2024; revenue grew over the period.
- On trackReliance on your funding— Your grants peaked at 9% of their budget — diversified.
- Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.
What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.
Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing
Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.
Warm introductions · Powered by PlinthPro
How do I get to Prosperus Detroit Micro Lending?
Find your warmest path to Prosperus Detroit Micro Lending through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.
Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.
More from the funding graph
The regranting layer
51% of grant dollars pass through an intermediary
The DAF merry-go-round
$9.7B circulates between donor-advised funds
Strange bedfellows
the named clusters of US funding
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home
State money flows
the interactive map of money crossing state lines