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· Public charity

Penair Credit Union

The credit union's mission is to promote thrift among its members, creating sources of credit at a fair and reasonable rates of interest, and providing an opportunity for its members to use and control their resources on a democratic basis to improve their economic and social condition.

$222k
Granted FY2024still arriving
2
Grants FY2024still arriving
1
States reached
$129k
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2022 to 2024.

Education$285kArts & Culture$33kPublic Safety & Disaster$33kPublic Benefit$24kFood & Nutrition$10kHuman Services$10k
02FY2024 · 2 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 2 grants below total $138,500, the rows itemized in this filing. The $221,833 headline is the total grant expense on the return; the other $83,333 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • $10k–50k1 grant · $10k
  • $50k–250k1 grant · $129k
$128,500
Median grant
1
States reached
$2.6B
Total assets
Largest grants
RecipientAmount
UWF FOUNDATION$128,500
SOUTHEASTERN CREDIT UNION FOUNDATION$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY22–24) land where the poverty rate runs at 16%, against an area that typically sits at 15%. 100% of its dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 15%UWF FOUNDATION: $131k → 16%SOUTHEASTERN CREDIT UNION FOUNDATION: $10k → 19%UWF FOUNDATION: $129k → 16%UWF FOUNDATION: $26k → 16%FRIENDS OF THE NAVY-MARINE CORPS RELIEF SOCIETY: $24k → 16%MANNA FOOD BANK INC: $10k → 16%NAVAL AVIATION MUSEUM FOUNDATION STEM CENTER OF EXCELLENCE: $33k → 16%USO OF NORTHWEST FLORIDA: $10k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
United States Naval Institute

Provide an independent forum for those who dare to read, think, speak, and write to advance the professional, literary, and scientific understanding of sea power and other issues critical to global security.

—
2
Us Naval Academy Foundation Inc

To support, promote, and advance the mission of the naval academy.

Education
3
Navy League Foundation

The mission of the navy league foundation is to support educational, advocacy, and related programs that benefit the men and women of the us sea services and their families. the foundation is responsible for the management of the navy…

Education
4
Navy League of the United States

The navy league of the united states is a professional organization whose primary objective is to be a source of information to the general public, provide direct assistance to men and women in the sea services and sponsor scholarships and…

—
5
Naval War College Foundation Inc

Help the naval war college to: a. develop strategic and operational leaders: provide professional military education programs that are current, rigorous, relevant, and accessible to the maximum number of qualified u.s. officers and navy…

Education
6
Marine Corps Association

The mission of the marine corps association (mca) is to support the marine corps by disseminating knowledge of military art and science among marines, provide opportunities for professional development for marines, and to foster the spirit…

—
7
Marine Corps Association Foundation

To provide resources and support to sustain and expand programs and activities essential to the marine corps association's (mca) mission by engaging everyone inspired by the marine corps.

Arts & Culture
8
Uso Foundation

The mission of the uso foundation (foundation) is to support uso inc.'s (uso) mission to strengthen the well-being of the people serving in america's military and their families.

—
9
American Society of Naval Engineers

Advancing the knowledge and practice of naval engineering and enhancing the well-being of members.

Science & Tech
10
University of Southern Mississippi Foundation

To build relationships with alumni and friends in order to secure private funds and other resources for the benefit of the university of southern mississippi (usm). the foundation receives, invests and distributes private gifts in support…

Education
11
Naval Postgraduate School Foundation Inc

Our mission is to support the naval postgraduate school by providing funding and programmatic support for education, research, technology development, institutional initiatives, and community programs that advance national security and…

Education
12
Navy League of the Us-Honolulu Council

Support those who serve in the sea services - navy, marines, coast guard and u.s. flagged merchant vessels - and their families; develop tomorrow's leaders through our youth leadership programs; educate the community on the value of a…

Public Benefit
How this is measured
The grantee most central to the portfolio’s shape is United Service Organizations Inc; the most unlike its peers is Pensacola Council Navy League of the United States Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

8 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
2
Early backer (in before they grew)
8/8
Grantees still filing
6/8
Grew since first funded

Where the money sits, by cause and then by grantee

UNIVERSITY OF WEST FLORIDA FOUNDATION INC: $285,182 · EducationUNIVERSITY OF WEST FLORIDA FOUNDATION INCFRIENDS OF THE NAVY MARINE CORPS RELIEF SOCIETY INC: $24,000 · Public BenefitFRIENDS O…UNITED SERVICE ORGANIZATIONS INC: $10,000 · Public BenefitUNITED SE…NAVAL AVIATION MUSEUM FOUNDATION INC: $33,000 · Arts & CultureNAVAL AVI…PENSACOLA COUNCIL NAVY LEAGUE OF THE UNITED STATES INC: $12,600 · OtherSOUTHEASTERN CREDIT UNION FOUNDATION: $10,000 · OtherProdisee Pantry Inc: $10,000 · Public Safety & DisasterMANNA FOOD BANK INC: $10,000 · Food & Nutrition
Education$285,182Public Benefit$34,000Arts & Culture$33,000Other$22,600Public Safety & Disaster$10,000Food & Nutrition$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetUNIVERSITY OF WEST FLORIDA FOUNDATION INC: $285,182 over 3y, 0.5% of budgetNAVAL AVIATION MUSEUM FOUNDATION INC: $33,000 over 1y, 0.3% of budgetFRIENDS OF THE NAVY MARINE CORPS RELIEF SOCIETY INC: $24,000 over 1y, 52% of budgetProdisee Pantry Inc: $10,000 over 1y, 0.7% of budgetMANNA FOOD BANK INC: $10,000 over 1y, 0.4% of budgetUNITED SERVICE ORGANIZATIONS INC: $10,000 over 1y, 0.0% of budgetSOUTHEASTERN CREDIT UNION FOUNDATION: $10,000 over 1y, 0.9% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

National Philanthropic TrustPA8.7× affinity4 shared granteesties to 4 of 4Hover any node to trace its alignments.Compare side by side →

Open a dossier: National Philanthropic Trust · The Bank of America Charitable Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Penair Credit Union funds: left to right is the share of its income from government, bottom to top the share from Penair Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 40%6%25%56%100%funder's share of their income ↑0%5%10%15%20%share of the org’s income from government →median 13%
  • Naval Aviation Museum Foundation Inc: 13% of income from government
  • Manna Food Bank Inc: 8% of income from government
no gov moneyreceives it· size = income
4get no government money at all
0rely on government for over half their income
⤢ axis zoomed · 0–20%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 8 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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