· Public charity
Inclusiv Inc
The mission of inclusiv is to help low- and moderate-income people and communities achieve financial independence through credit unions.
What you funded, over time
By grantee IRS cause code (NTEE).
A cause breakdown isn’t shown here: 83% of INCLUSIV INC’s grantee dollars fall outside its nine largest cause areas, whether because the recipient carries no IRS cause code or because its cause sits in the long tail. A chart would be mostly one residual band and misrepresent the portfolio.
Where the money goes
Your grants by size, and where they go.
The 58 grants below total $1,350,970 — the rows itemised in this filing. The $1,506,005 headline is the total grant expense reported on the return, so the remaining $155,035 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
By grant size · FY2024
- Under $10k17 grants · $127k
- $10k–50k38 grants · $595k
- $50k–250k2 grants · $329k
- $250k+1 grant · $300k
| Recipient | Amount |
|---|---|
| LATINO COMMUNITY CU | $300,000 |
| SAVERLIFE | $179,250 |
| HOPE FEDERAL CREDIT UNION | $150,000 |
| SHILOH ENGLEWOOD FCU | $21,500 |
| MESSIAH BAPTIST CHURCH FCU | $21,500 |
| CREDIT UNION OF ATLANTA | $21,500 |
| PARAMOUNT BAPTIST CHURCH FCU | $21,500 |
| CTAFC FCU | $21,500 |
| ABYSSINIAN BAPTIST CHURCH FCU | $21,500 |
| GREATER CENTENNIAL FEDERAL CREDIT UNION | $21,500 |
| WHITE PLAINS POST OFFCIE EMPLOYEES FCU | $21,500 |
| TULANE-LOYOLA FCU | $21,500 |
| UNIFIED HOMEOWNERS OF IL FCU | $21,500 |
| VITELCO EMPLOYEES FCU | $20,000 |
| NEIGHBORHOOD TRUST FINANCIAL PARTNERS | $18,750 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Dollar for dollar, your grants (FY17–24) land where the poverty rate runs at 16%, against an area that typically sits at 12%. 72% of your dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
Which US states your grants reach
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Where the work is directed
The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.
About 64% of Inclusiv Inc’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 19% of the giving stays in NY; read by stated purpose it is 8% — less of the work is directed home than the recipients' locations suggest.
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +22% since the first grant, against +20% for the ones you funded once.
76 repeat relationships — 35 still active in FY2024, 41 since wound down; 22 grantees were first funded in FY2024 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 32% of grant dollars renewed an existing relationship; $915k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- NTNEIGHBORHOOD TRUST FINANCIAL PARTNERS INC2× · 2017–2021 · $512k · revenue +3%
- GCGREATER CLEVELAND COMMUNITY CREDIT UNION INC3× · 2019–2023 · $47k · revenue +24%
- CUCREDIT UNION OF ATLANTA3× · 2020–2024 · $42k · revenue +13%
Funded once
- FHFINANCIAL HEALTH NETWORK INCgraduatedone grant, 2017 · $59k · revenue +33%
- SFSELF-HELP FEDERAL CREDIT UNIONone grant, 2021 · $52k
- NPNATIONAL PARTNERSHIP FOR NEW AMERICANSone grant, 2018 · $50k · revenue -35%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
To inspire, empower and improve the qualify of life for our members and our communities.
Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…
To provide lending,savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members status as owners.
To help our members meet financial challenges in a responsive, convenient, friendly and caring manner; and to help them find financial security with competitive products and services.
The credit union is a cooperative organized to provide members thrift savings and borrowings.
To provide secure, convenient and quality financial services, in an economically sound manner, to all present and potential members.
Illinois state chartered credit union operated for the mutual benefit of its members. The Credit Union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Provide our members and our community with convenient, superior financial products and services that pave the way for financial freedom.
As your financial institution, we pledge to serve you and our community faithfully. we will be friendly, helpful, and professional, and we will provide great products and competitive rates.
The iron county community credit union is a member-owned community based financial co-operative, whose goal is to become its members' preferred financial institution, offering a reasonable range of financial services at fair and reasonable…
To assist member owners in gaining personal financial success by providing and promoting the use of financial services which feature benefits and advantages over those available from other competitive sources.
Provide financial services to its members.
For reference, the grantee most central to the portfolio’s shape is Public Service Credit Union and the most unlike its peers is 1387 Nueva Esperanza. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
Your grantees are a median of 57 years old; the field is 16. You back the established end — and your money leans older still.
The field is 22% startups (under 5 years old) — 4% of your grantees by number, and just 3% of your money.
The orgs you fund almost never close — 0.0% lost their exemption, against 13% of the field you don’t fund.
Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.
29 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 29 of the 155 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds NEIGHBORHOOD TRUST FINANCIAL PARTNERS INC ↗
- Who funds LATINO COMMUNITY CREDIT UNION ↗
- Who funds EARN INC ↗
- Who funds FINANCIAL HEALTH NETWORK INC ↗
- Who funds NATIONAL PARTNERSHIP FOR NEW AMERICANS ↗
- Who funds GREATER CLEVELAND COMMUNITY CREDIT UNION INC ↗
- Who funds CREDIT UNION OF ATLANTA ↗
- Who funds COOPERATIVA DE AHORRO Y CREDITO DE MAYAGUEZ ↗
- Who funds ONE DETROIT CREDIT UNION ↗
- Who funds CHICAGO MUNICIPAL EMPLOYEE'S CREDIT UNION ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Ohio Credit Union Foundation · National Credit Union Foundation · Annie E Casey Foundation Inc · WK Kellogg Foundation · Tides Foundation · Local Initiatives Support Corporation · The Bank of America Charitable Foundation Inc · Fidelity Investments Charitable Gift Fund
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Inclusiv Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.