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· Private foundation

Mutualbank Charitable Foundation Inc

Its FY2022 filing reports that it funds preselected organizations and did not take unsolicited requests; check the foundation's own site before ruling it out.

$7.7M
Granted FY2022
22
Grants FY2022
1
States reached
$7.0M
Largest
01What you fund
0177% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20172022.

Philanthropy$7.2MEducation$716kHuman Services$311kHousing & Shelter$232kArts & Culture$173kCommunity Improvement$125kHealth$84kRecreation & Sports$83kOther$0
02FY2022 · 22 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2022

  • Under $10k10 grants · $33k
  • $10k–50k7 grants · $133k
  • $50k–250k2 grants · $130k
  • $250k+3 grants · $7.5M
$10,000
Median grant
1
States reached
$0
Total assets
Largest grants
RecipientAmount
COMMUNITY FOUNDATION OF MUNCIE &$6,951,230
BALL STATE UNIVERSITY-MCS$250,000
YMCA OF MUNCIE$250,000
MUNCIE CHILDREN'S MUSEUM$80,000
Individual grant recipient$50,000
Individual grant recipient$42,000
CARDINAL GREENWAYS$25,000
MUNCIE MISSION MINISTRIES$25,000
BALL STATE UNIVERSITY-MCS$11,000
COMMUNITY FOUNDATION OF RANDOLPH$10,000
URBAN LIGHT COMMUNITY DEVELOPMENT$10,000
MUNCIE ARTS & CULTURE COUNCIL$10,000
Individual grant recipient$7,500
Individual grant recipient$6,250
Individual grant recipient$6,250
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–21, $106k) land where the poverty rate runs at 19%, against an area that typically sits at 12%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 12%CAREY SERVICES: $21k → 19%CAREY SERVICES: $10k → 19%HILLCROFT SERVICES INC: $30k → 19%HILLCROFT SERVICES: $15k → 19%HILLCROFT SERVICES: $15k → 19%HILLCROFT SERVICES: $15k → 19%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

18%of every dollar goes to organizations you’ve funded before.
$1.7M · 46 repeat orgs$7.8M to everyone else

46 repeat relationships — 12 still active in FY2022, 34 since wound down; 7 grantees were first funded in FY2022 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

46
59

Total granted

$1.7M
$495k

Median revenue growth · since first grant

+14%
+15%

Still filing today

35%
34%

New vs renewed · share of each year

In FY2022, 6% of grant dollars renewed an existing relationship; $7.3M went to new ones.

50%100%’17’18’19’20’21’22
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22
EducationArts & CultureRecreation & SportsHousing & ShelterPhilanthropyCommunity ImprovementOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • IT
    IVY TECH FOUNDATION INC
    3× · 2019–2021 · $90k · revenue +60%
  • HS
    HILLCROFT SERVICES INC
    4× · 2017–2021 · $75k · revenue +14%
  • CS
    CAREY SERVICES INC
    2× · 2019–2021 · $31k · revenue +4%

Funded once

  • MC
    MUNCIE COMMUNITY SCHOOLS
    one grant, 2018 · $105k
  • YO
    YOUTH OPPORTUNITY CENTER INC
    one grant, 2017 · $40k · revenue -8%
  • IG
    Individual grant recipient
    one grant, 2017 · $20k

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Muncie-Delaware County Chamber of Commerce

To be an action-oriented, visionary organization which will stimulate progress, foster economic growth and enhance individual opportunity to achieve a high quality of life for everyone.

2
Visit Muncie Inc

To develop and promote development and growth of the convention, recreation and visitor industry in the county of delaware, state of indiana.

Community Improvement
3
Community Action of East Central Indiana

To provide education and assistance to low income, disadvantaged individuals and children.

Human Services
4
Central Indiana Corporate Partnership Inc

Central indiana corporate partnership (cicp) is an alliance of indiana's business and research university leaders coming together to foster long-term prosperity for the region. cicp's mission is to transform the economy of indiana in order…

Community Improvement
5
Morgan County Economic Development

The purpose is to promote and develop economic expansion within morgan county, indiana.

6
Indiana Statewide Independent Living Council Inc

To empower its peers with disabilities to lead and control their own lives.

Human Services
7
Chamber of Commerce of Harrison County

Support our members and the business environment by fostering economic and community development initiatives to improve the quality of life in harrison county.

8
West Central Indiana Economic Development District Inc

Economic development, elderly services and transportation planning

Community Improvement
9
Indiana Innovation Council Inc

Promote and educate indiana residents on the state's economic success and positive gains.

10
United Way of Indiana County

The mission of the united way of indiana county is to meet critical needs and improve the quality of life throughout indiana county by inspiring and uniting its residents.

Philanthropy
11
Perry County Development Corp

Promote development in Perry County, Indiana

12
Jay County Development Corporation

Encourage business to originate, expand current facilities, or relocate to areas within jay county, indiana, in order to expand job opportunities of the residents of jay county, indiana

For reference, the grantee most central to the portfolio’s shape is Muncie Mission Ministries Inc and the most unlike its peers is Ecorehab of Muncie Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyPerforming Arts Organizatio…Economic Development & Comm…Indianapolis Community Deve…Youth & Amateur Sports Orga…College Preparatory SchoolsSenior Housing & ServicesCommunity Support Services
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 35 years old; the field is 20. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number20%3%<5yr14%5%5–10yr15%21%10–20yr14%21%20–35yr11%24%35–55yr26%26%55yr+
THE FIELDby orgYOUR MONEYby value20%1%<5yr14%1%5–10yr15%19%10–20yr14%9%20–35yr11%30%35–55yr26%40%55yr+

The field is 20% startups (under 5 years old) — 3% of your grantees by number, and just 1% of your money.

Closures · last 5 years

The orgs you fund almost never close 4% lost their exemption, against 13% of the field you don’t fund.

orgs you fund
4%2/52
the rest of the field
13%
1,126/8,823

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

47 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 47 of the 113 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
13
Early backer (in before they grew)
42/47
Grantees still filing
30/47
Grew since you first funded

Where your money sits — by cause, then by grantee

COMMUNITY FOUNDATION OF MUNCIE & — $6,951,230 · OtherCOMMUNITY FOUNDATION OF MUNCIE &BALL STATE UNIVERSITY-MCS — $421,000 · Other+89 more — $1,651,392 · Other+89 moreMUNCIE CHILDREN'S MUSEUM INC — $120,000 · Arts & CultureMUNCIE ARTS & CULTURE COUNCIL INC — $10,000 · Arts & CultureDELAWARE COUNTY HISTORICAL SOCIETY INC — $5,795 · Arts & Culture+2 more — $3,000 · Arts & CultureIVY TECH FOUNDATION INC — $90,000 · EducationOPERATION READ INC — $7,000 · EducationPROJECT LEADERSHIP INC — $5,000 · EducationMOTIVATE OUR MINDS INC — $5,000 · EducationBETHEL UNIVERSITY INC — $4,500 · Education+2 more — $4,500 · EducationHILLCROFT SERVICES INC — $75,000 · Human ServicesCAREY SERVICES INC — $31,000 · Human ServicesMUNCIE MISSION MINISTRIES INC — $30,000 · Housing & ShelterLACASA OF GOSHEN INC — $10,000 · Housing & ShelterECOREHAB OF MUNCIE INC — $5,000 · Housing & ShelterEAST CENTRAL INDIANA (ECI) REGIONAL — $16,500 · PhilanthropyUNITED WAY OF ST JOSEPH COUNTY INC — $14,750 · PhilanthropyCOMMUNITY FOUNDATION OF RANDOLPH COUNTY INC — $10,000 · Philanthropy+1 more — $500 · PhilanthropyYOUTH OPPORTUNITY CENTER INC — $40,000 · Crime & Legal
Other$9,023,622Arts & Culture$138,795Education$116,000Human Services$106,000Housing & Shelter$45,000Philanthropy$41,750Crime & Legal$40,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ your share of their budgetYOUNG MEN'S CHRISTIAN ASSOCIATION OF MUNCIE INDIANA INC — $250,000 over 1y, 1.9% of budgetMUNCIE CHILDREN'S MUSEUM INC — $120,000 over 3y, 7.7% of budgetIVY TECH FOUNDATION INC — $90,000 over 3y, 0.1% of budgetHILLCROFT SERVICES INC — $75,000 over 4y, 0.2% of budgetYOUTH OPPORTUNITY CENTER INC — $40,000 over 1y, 0.2% of budgetCAREY SERVICES INC — $31,000 over 2y, 0.2% of budgetMUNCIE MISSION MINISTRIES INC — $30,000 over 2y, 0.7% of budgetCARDINAL GREENWAY INC — $25,000 over 1y, 3.4% of budgetMUNCIE BOYS AND GIRLS CLUB INC — $18,500 over 3y, 1.1% of budgetSECOND HARVEST FOOD BANK OF EAST CENTRAL INDIANA INC — $17,500 over 1y, 0.1% of budgetEAST CENTRAL INDIANA (ECI) REGIONAL — $16,500 over 4y, 1.6% of budgetUNITED WAY OF ST JOSEPH COUNTY INC — $14,750 over 2y, 0.3% of budgetMEALS ON WHEELS OF MUNCIE INC — $11,825 over 3y, 3.8% of budgetMUNCIE ARTS & CULTURE COUNCIL INC — $10,000 over 1y, 1.0% of budgetA BETTER WAY SERVICES INC — $10,000 over 1y, 0.5% of budgetCOMMUNITY ENHANCEMENT PROJECTS INC — $10,000 over 1y, 7.4% of budgetFAMILY SERVICE SOCIETY INC — $10,000 over 1y, 0.3% of budgetURBAN LIGHT CHRISTIAN DEVELOPMENT CORPORATION — $10,000 over 1y, 2.8% of budgetLACASA OF GOSHEN INC — $10,000 over 1y, 0.3% of budgetCOMMUNITY FOUNDATION OF RANDOLPH COUNTY INC — $10,000 over 1y, 0.3% of budgetCHRISTIAN MINISTRIES OF DELAWARE — $8,000 over 2y, 1.7% of budgetLEAD-ECI — $7,500 over 2y, 1.4% of budgetOPERATION READ INC — $7,000 over 2y, 2.4% of budgetBRIDGES COMMUNITY SERVICES INC — $6,000 over 1y, 1.2% of budgetDELAWARE COUNTY HISTORICAL SOCIETY INC — $5,795 over 2y, 2.3% of budgetWHITELY COMMUNITY COUNCIL INC — $5,000 over 1y, 3.3% of budgetMUNCIE LAND BANK INC — $5,000 over 1y, 3.3% of budgetPROJECT LEADERSHIP INC — $5,000 over 1y, 1.0% of budgetMUNCIE HOME OWNERSHIP AND REVITALIZATION INC — $5,000 over 1y, 0.9% of budgetTEENWORKS INC — $5,000 over 2y, 0.1% of budgetECOREHAB OF MUNCIE INC — $5,000 over 1y, 2.5% of budgetMOTIVATE OUR MINDS INC — $5,000 over 1y, 2.0% of budgetBOYS & GIRLS CLUBS OF ELKHART COUNTY INC — $5,000 over 1y, 0.1% of budgetRED-TAIL LAND CONSERVANCY INC — $4,745 over 1y, 0.7% of budgetCIRCLES OF GRANT COUNTY INC — $4,530 over 1y, 7.6% of budgetBETHEL UNIVERSITY INC — $4,500 over 1y, 0.0% of budgetRANDOLPH COUNTY YMCA INC — $3,600 over 3y, 0.1% of budgetCOLLEGE MENTORS FOR KIDS INC — $3,500 over 2y, 0.2% of budgetCANCER SERVICES OF EAST CENTRAL INDIANA INC — $3,000 over 1y, 1.2% of budgetMUNCIE SPORTS COMMISSION INC — $2,500 over 1y, 2.4% of budgetMARION COMMUNITY SCHOOL OF THE ARTS — $2,500 over 1y, 0.5% of budgetMASTERWORKS CHORALE INC — $2,000 over 2y, 1.4% of budgetIndependent Colleges of Indiana Inc — $1,000 over 1y, 0.0% of budgetUNITED WAY OF ALLEN COUNTY INC — $500 over 1y, 0.0% of budgetMISHAWAKA HISTORICAL MUSEUM CORP — $500 over 1y, 0.4% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds YOUNG MEN'S CHRISTIAN ASSOCIATION OF MUNCIE INDIANA INC
  • Who funds MUNCIE CHILDREN'S MUSEUM INC
  • Who funds IVY TECH FOUNDATION INC
  • Who funds HILLCROFT SERVICES INC
  • Who funds YOUTH OPPORTUNITY CENTER INC
  • Who funds CAREY SERVICES INC
  • Who funds MUNCIE MISSION MINISTRIES INC
  • Who funds CARDINAL GREENWAY INC
  • Who funds MUNCIE BOYS AND GIRLS CLUB INC
  • Who funds SECOND HARVEST FOOD BANK OF EAST CENTRAL INDIANA INC
  • Who funds EAST CENTRAL INDIANA (ECI) REGIONAL
  • Who funds THE CHAMBER OF COMMERCE OF ST JOSE COUNTY FOUNDATION INC
  • Who funds UNITED WAY OF ST JOSEPH COUNTY INC
  • Who funds MEALS ON WHEELS OF MUNCIE INC
  • Who funds MUNCIE ARTS & CULTURE COUNCIL INC
  • Who funds A BETTER WAY SERVICES INC

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

The Community Foundation of Muncie and Delaware County IncIN63.8× affinity28 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Community Foundation of Muncie and Delaware County Inc · Ball Brothers Foundation · George and Frances Ball Foundation · Heart of Indiana United Way Inc · Hamer D & Phyllis C Shafer Foundation Charitable Trust · Lilly Endowment Inc · American Electric Power Foundation · Muncie Endurathon Inc · Sherman and Marjorie Zeigler Foundation Inc · Centerpoint Energy Foundation Inc · Indiana University Health Ball Memorial Hospital Inc · Indiana Youth Institute Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Mutualbank Charitable Foundation Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%1%3%6%10%your share of their income ↑0%25%50%75%100%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    15report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Mutualbank Charitable Foundation Inc?

    Find your warmest path to Mutualbank Charitable Foundation Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 113 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2022, released 2022. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph