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Hawaii Community Lending at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

Hawaii Community Lending

HAWAII COMMUNITY LENDING increases access to credit and capital for the economic self-sufficiency of hawaii residents with a particular focus on native hawaiians.

$3.3M
Granted FY2025still arriving
3
Grants FY2025still arriving
2
States reached
$125k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2023.

Human Services$23MHousing & Shelter$15MCommunity Improvement$220kCrime & Legal$134k
02FY2025 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 3 grants below total $145,000, the rows itemized in this filing. The $3,332,949 headline is the total grant expense on the return; the other $3,187,949 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2025

  • $10k–50k2 grants · $20k
  • $50k–250k1 grant · $125k
$10,000
Median grant
2
States reached
$41M
Total assets
Largest grants
RecipientAmount
HAWAIIAN COMMUNITY ASSETS INC$125,000
OWEESTA$10,000
HOMESTEAD COMMUNITY DEVELOPMENT CORP$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY21–25, $7.6M) land where the poverty rate runs at 15%, against an area that typically sits at 7%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 7%HOMESTEAD COMMUNITY DEVELOPMENT CORP: $10k → 9%HAWAII COUNTY ECONOMIC OPPORTUNITY COUNCIL: $5.4M → 15%HAWAII COUNTY ECONOMIC OPPORTUNITY COUNCIL: $1.7M → 15%HAWAII ECONOMIC OPPORTUNITY COUNCIL: $350k → 15%WEST HAWAII MEDIATION CENTER: $51k → 15%WEST HAWAII MEDIATION CENTER: $21k → 15%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

96%of every dollar goes to organizations it has funded before.
$36M · 9 repeat orgs$1.5M to everyone else

Grantees it renews have grown median revenue +33% since the first grant, against +10% for those funded once.

9 repeat relationships: 0 still active in FY2025, 9 since wound down; 3 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

9
2

Total granted

$36M
$1.4M

Median revenue growth · since first grant

+33%
+10%

Still filing today

78%
50%

New vs renewed · share of each year

In FY2025, 0% of grant dollars renewed an existing relationship; $145k went to new ones.

50%100%’20’21’22’23’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’25
Housing & ShelterHuman ServicesCrime & LegalCommunity ImprovementOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • HS
    HOPE SERVICES HAWAII INC
    3× · 2020–2022 · $10M · revenue +70% · 40% of their budget
  • NP
    NEIGHBORHOOD PLACE OF PUNA
    4× · 2020–2023 · $6.6M · revenue +390% · 85% of their budget
  • VH
    VIBRANT HAWAII
    3× · 2021–2023 · $220k · revenue ×12 · 32% of their budget

Funded once

  • HF
    HAWAII FIRST COMMUNITY VENTURES
    one grant, 2020 · $1.3M
  • LA
    LEGAL AID SOCIETY OF HAWAII
    one grant, 2021 · $63k · revenue +10%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Hawaiian Lending & Investments

To support the capital needs of consumers, businesses and homestead associations on or near hawaiian home lands as they are defined under the hawaiian homes commission act of 1920.

Human Services
2
Hawaii - American Nurses Association Foundation
Environment
3
Hhoc Housing and Land Trust

The mission of hhoc housing land trust is to provide affordable housing and homeownership opportunities to low- and moderate-income families in hawaii while ensuring permanent housing affordability through the use of a land trust model.

Housing & Shelter
4
E Kupaku Ka Aina - the Hawaii Land Restoration Institute
Environment
5
Hoomau Ke Ola

Ho`omau ke ola provides comprehensive rehabilitation services including residential and outpatient care, treatment, and counseling to persons recovering from problems related to persons with mental and substance abuse disorders. ho`omau ke…

Health
6
Hawaii Island Community Development Corporation

Hawaii island community development corporation was established on july 7, 1986, to provide families with low and moderate income with adequate housing and to acquire, construct and provide housing related activities.

Housing & Shelter
7
Honolulu Habitat for Humanity Inc

To assist economically disadvantaged families to acquire homes.

Housing & Shelter
8
Ihs the Institute for Human Services Inc

Our mission, vision and approach to homelessness are rooted in core hawaiian values that guide our outcomes and overall impact.

Housing & Shelter
9
Waimea Malama Inc
Environment
10
Habitat for Humanity Hiawathaland

To provide low cost housing to people who could not otherwise afford home ownership.

Housing & Shelter
11
Going Home Hawaii

We focus on providing supportive services to justice-involved individuals in hawai'i. our main goal is to lower the state's recidivism rate through reentry housing and related support.

Crime & Legal
12
Housing and Land Enterprise of Hawaii

To secure and preserve a permanent supply of affordable housing alternatives for low and moderate income households in Hawaii County.

Housing & Shelter
How this is measured
The grantee most central to the portfolio’s shape is Hawaiian Community Assets Inc; the most unlike its peers is Oweesta Corporation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

11 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 11 of the 14 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

6
Load-bearing (≥25% of a budget)
3
Early backer (in before they grew)
11/11
Grantees still filing
6/11
Grew since first funded

Where the money sits, by cause and then by grantee

HOPE SERVICES HAWAII INC: $10,344,294 · OtherHOPE SERVICES HAWAII INCHAWAII FIRST COMMUNITY VENTURES: $5,788,000 · OtherHAWAII FIRST COMMUNITY VENTURESSALVATION ARMY NATIONAL CORP: $1,663,389 · OtherSALVATION ARMY NATIONAL CORPHAWAII FIRST COMMUNITY VENTURES: $1,308,333 · OtherHAWAII FIRST COMMUNITY VENTURESHAWAII COUNTY ECONOMIC OPPORTUNITY COUNCIL: $7,476,024 · Human ServicesHAWAII COUNTY ECONOMIC…+2 more: $81,716 · Human ServicesNEIGHBORHOOD PLACE OF PUNA: $6,603,977 · Crime & LegalNEIGHBORHOOD PLACE …+1 more: $62,500 · Crime & LegalHABITAT FOR HUMANITY HAWAII ISLAND INC: $2,725,033 · Housing & ShelterHABITAT FOR H…HAWAII ISLAND HOME FOR RECOVERY: $1,516,666 · Housing & ShelterHAWAII ISLAND…+1 more: $125,000 · Housing & ShelterVIBRANT HAWAII: $220,000 · Community ImprovementOWEESTA CORPORATION: $10,000 · Community Improvement
Other$19,104,016Human Services$7,557,740Crime & Legal$6,666,477Housing & Shelter$4,366,699Community Improvement$230,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetHOPE SERVICES HAWAII INC: $10,344,294 over 3y, 40% of budgetHAWAII COUNTY ECONOMIC OPPORTUNITY COUNCIL: $7,476,024 over 3y, 70% of budgetNEIGHBORHOOD PLACE OF PUNA: $6,603,977 over 4y, 85% of budgetHABITAT FOR HUMANITY HAWAII ISLAND INC: $2,725,033 over 3y, 75% of budgetHAWAII ISLAND HOME FOR RECOVERY: $1,516,666 over 2y, 33% of budgetVIBRANT HAWAII: $220,000 over 3y, 32% of budgetHAWAIIAN COMMUNITY ASSETS INC: $125,000 over 1y, 2.5% of budgetBIG ISLAND MEDIATION: $71,716 over 2y, 12% of budgetLEGAL AID SOCIETY OF HAWAII: $62,500 over 1y, 0.8% of budgetOWEESTA CORPORATION: $10,000 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Hawaii Island United …Hawaii Hotel Industry…Atherton Family Found…The Harry and Jeanett…Amazonsmile Foundation
Hawaii Island United Way IncHI22.1× affinity8 shared granteesties to 4 of 4Hover any node to trace its alignments.Compare side by side →

Open a dossier: Hawaii Island United Way Inc · Hawaii Hotel Industry Foundation · Atherton Family Foundation · The Harry and Jeanette Weinberg Foundation Inc · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Hawaii Community Lending funds: left to right is the share of its income from government, bottom to top the share from Hawaii Community Lending. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%25%56%100%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    4report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Hawaii Community Lending?

    Find your warmest path to Hawaii Community Lending through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 14 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Hawaii Community Lending’s filings →

    More from the funding graph

    The unnamed billions
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    The regranting layer
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    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home