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Harborstone Credit Union at a glanceAlso receives grants: funding profile →

· Public charity

Harborstone Credit Union

The credit union is a world class financial instritution that builds trust as it assists members in achieving financial well being through innovative solutions that foster thriving communities and economic vitality.

$551k
Granted FY2024still arriving
16
Grants FY2024still arriving
2
States reached
$164k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Community Improvement$650kHuman Services$361kInternational$353kEducation$177kPhilanthropy$170kHealth$133kRecreation & Sports$96kYouth Development$92kOther$0
02FY2024 · 16 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 16 grants below total $515,725, the rows itemized in this filing. The $550,725 headline is the total grant expense on the return; the other $35,000 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k3 grants · $20k
  • $10k–50k9 grants · $172k
  • $50k–250k4 grants · $323k
$20,000
Median grant
2
States reached
$2.1B
Total assets
Largest grants
RecipientAmount
BUSINESS IMPACT NW (SEATTLE ECONOMIC DEVELOPMENT)$163,500
JUNIOR ACHIEVEMENT OF WASHINGTON$57,000
UW FOSTER SCHOOL OF BUSINESS$52,500
CU STRATEGIC PLANNING$50,000
JBLM DFMWR (DIRECTORATE OF MORALE WELFARE AND RECREATION)$42,015
SOUND OUTREACH$30,000
PIKE PLACE MARKET FOUNDATION$20,000
SKAGIT VALLEY TULIP FESTIVAL$20,000
UNITED WAY OF PIERCE COUNTY$15,260
LAKEWOOD MULTICULTURAL COALITION$13,000
AMERICAN CANCER SOCIETY OF WASHINGTON INC$12,000
UNITED WAY OF KINGS COUNTY$10,000
PIERCE MILITARY AND BUSINESS ALLIANCE (PMBA)$10,000
GREATER SEATTLE BUSINESS ASSOCIATION (GSBA) SCHOLARSHIP FUND$7,750
KING COUNTY EMPLOYEE GIVING PROGRAM$7,500
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–24, $277k) land where the poverty rate runs at 9%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%SOUND OUTREACH: $46k → 9%SOUND OUTREACH: $44k → 9%SOUND OUTREACH: $40k → 9%SOUND OUTREACH: $31k → 9%SOUND OUTREACH: $30k → 9%SOUND OUTREACH: $30k → 9%YWCA SEATTLE: $15k → 9%YWCA SEATTLE: $10k → 9%YWCA SEATTLE: $10k → 9%YWCA SEATTLE: $10k → 9%NORTHWEST CREDIT UNION FOUNDATION: $11k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 6% of Harborstone Credit Union’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 96% of the giving stays in WA; by stated purpose, 83%.

Harborstone Credit Unionlessmore of its giving
Placed by recipient address · 11% directed abroad (not shown)
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

91%of every dollar goes to organizations it has funded before.
$2.1M · 21 repeat orgs$208k to everyone else

21 repeat relationships: 12 still active in FY2024, 9 since wound down; 4 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

21
11

Total granted

$2.1M
$123k

Median revenue growth · since first grant

+7%
+16%

Still filing today

71%
82%

New vs renewed · share of each year

In FY2024, 83% of grant dollars renewed an existing relationship; $85k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Youth DevelopmentCommunity ImprovementHuman ServicesPhilanthropyHealthArts & CultureOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • SE
    SEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW
    7× · 2018–2024 · $396k · revenue +379%
  • JA
    JUNIOR ACHIEVEMENT OF WASHINGTON
    6× · 2019–2024 · $353k · revenue +9%
  • UO
    UNIVERSITY OF WASHINGTON FOUNDATION
    2× · 2020–2021 · $150k · revenue +7%

Funded once

  • HC
    HARBORSTONE CREDIT UNIONgraduated
    one grant, 2020 · $30k · revenue +69%
  • TC
    THE CAROL MILGARD BREAST CENTER
    one grant, 2022 · $20k · revenue +16%
  • GF
    GOWEST FOUNDATIONgraduated
    one grant, 2017 · $11k · revenue ×19
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Seattlecu Foundation

The foundations impact pillars include wealth creation for low-income and marginalized communities, supporting small businesses, investing in our communities, and providing services for immigrant communities.

Education
2
United Way of Snohomish County

United way of snohomish county improves lives for families in snohomish county by bringing people, resources, and strategy together.

Philanthropy
3
Association of Washington Cities

The association of washington cities builds connections between our state's diverse cities and towns, while providing our members with the support needed to thrive through delivery of data-driven education, nationally recognized pooling…

—
4
Credit Unions in the State of Washington

Our mission is is to collaborate with community to create access to financial opportunities. we provide affordable credit union financial services to low and moderate income people in washington state. this enables people in washington to…

—
5
Greater Spokane Valley Chamber of Commerce

Committed to fostering relationships between members and the community. to serve the interest of members by acting as a catalyst for a vibrant sustainable economy.

—
6
The Community Foundation of South Puget Sound

To grow a lasting culture of generosity and well-being in the South Puget Sound through connection, leadership, and investment.

Philanthropy
7
Spokane Area Workforce Development Council

The SWC mobilizes partnerships, data-driven innovation,and strategic investment to build an equitable workforce ecosystem where every individual can access opportunity, every business can find talent, and every community can thrive.

Community Improvement
8
Community Credit Lab

To support equitable access to economic opportunities for immigrants, refugees, low-income, marginalized, and underserved communities in king county and the united states.

Human Services
9
Greater Seattle Chamber of Commerce

The chamber is an organization which advocates for employers and that helps our members thrive in an equitable and inclusive regional economy.

—
10
Enterprise Washington

See schedule o.enterprise washington empowers its members to effectively engage in public affairs and the political process. enterprise washington provides its business and association members with leading-edge research and strategies to…

Community Improvement
11
Greater Tacoma Community Foundation

Acting as a catalyst, connector, and knowledge facilitator to build racially equitable, accessible, inclusive pierce county where all people can shape and activate the systems that affect our communities, now and for generations to come.

Philanthropy
12
School's Out Washington

School's out washington (sowa) drives positive systemic change so that all washington's children and youth, particularly those furthest from justice, have access to a robust ecosystem of high-quality expanded learning programs.

Youth Development
How this is measured
The grantee most central to the portfolio’s shape is Young Womens Christian Association of Seattle-King County-Snohomish County; the most unlike its peers is The Susan G Komen Breast Cancer Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

27 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 27 of the 36 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
27/27
Grantees still filing
16/27
Grew since first funded

Where the money sits, by cause and then by grantee

SEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW: $396,283 · Community ImprovementSEATTLE ECONOMIC DEVELOPMEN…PIKE PLACE MARKET FOUNDATION: $142,900 · Community ImprovementPIKE PLACE MARKET FOUNDATIO…+1 more: $18,100 · Community ImprovementUNIVERSITY OF WASHINGTON: $107,500 · OtherUNIVERSITY OF WASHINGTONDFMWR NAF FINANCIAL SERVICES OFFICE JB LEWIS MCCHORD: $92,640 · OtherDFMWR NAF FINANCIAL SERVICES OF…AMERICAN CANCER SOCIETY OF WASHINGTON INC: $82,753 · OtherAMERICAN CANCER SOCIETY OF WASH…LAKEWOOD MULTICULTURAL COALITION: $53,250 · OtherLAKEWOOD MULTICULTURAL COALITIO…CUSPINCDBA CU STRATEGIC PLANNING: $50,000 · OtherCUSPINCDBA CU STRATEGIC PLANNIN…BIG BACKYARD 5K: $33,000 · OtherHARBORSTONE CREDIT UNION: $30,000 · OtherCAREER PATH SERVICES EMPLOYMENT AND TRAINING: $30,000 · Other+13 more: $164,233 · Other+13 moreJUNIOR ACHIEVEMENT OF WASHINGTON: $353,252 · InternationalJUNIOR ACHIEVEMEN…SOUTH SOUND OUTREACH SERVICES: $279,582 · Human ServicesSOUTH SOUND OUTR…YOUNG WOMENS CHRISTIAN ASSOCIATION OF SEATTLE-KING COUNTY-SNOHOMISH COUNTY: $45,000 · Human ServicesYOUNG WOMENS CHR…+1 more: $11,000 · Human ServicesUNIVERSITY OF WASHINGTON FOUNDATION: $150,000 · EducationPIERCE MILITARY & BUSINESS ALLIANCE: $65,000 · PhilanthropyUNITED WAY OF PIERCE COUNTY: $64,520 · PhilanthropyUNITED WAY OF KING COUNTY: $10,000 · PhilanthropyBOYS AND GIRLS CLUBS OF SOUTH PUGET SOUND: $71,500 · Youth DevelopmentTREEHOUSE: $40,000 · Youth DevelopmentCOMMUNITIES IN SCHOOLS OF LAKEWOOD INC: $6,000 · Youth DevelopmentCOMMUNITIES IN SCHOOL OF SOUTH KING COUNTY: $5,200 · Youth Development
Community Improvement$557,283Other$643,376International$353,252Human Services$335,582Education$150,000Philanthropy$139,520Youth Development$122,700

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetSEATTLE ECONOMIC DEVELOPMENT FUND BUSINESS IMPACT NW: $396,283 over 7y, 1.8% of budgetJUNIOR ACHIEVEMENT OF WASHINGTON: $353,252 over 6y, 3.4% of budgetSOUTH SOUND OUTREACH SERVICES: $279,582 over 8y, 3.7% of budgetUNIVERSITY OF WASHINGTON FOUNDATION: $150,000 over 2y, 0.0% of budgetPIKE PLACE MARKET FOUNDATION: $142,900 over 7y, 1.0% of budgetBOYS AND GIRLS CLUBS OF SOUTH PUGET SOUND: $71,500 over 3y, 0.4% of budgetPIERCE MILITARY & BUSINESS ALLIANCE: $65,000 over 5y, 35% of budgetUNITED WAY OF PIERCE COUNTY: $64,520 over 4y, 0.3% of budgetYOUNG WOMENS CHRISTIAN ASSOCIATION OF SEATTLE-KING COUNTY-SNOHOMISH COUNTY: $45,000 over 4y, 0.0% of budgetTREEHOUSE: $40,000 over 2y, 0.2% of budgetCAREER PATH SERVICES EMPLOYMENT AND TRAINING: $30,000 over 3y, 0.1% of budgetHARBORSTONE CREDIT UNION: $30,000 over 1y, 0.0% of budgetTHE CAROL MILGARD BREAST CENTER: $20,000 over 1y, 0.1% of budgetThe Susan G Komen Breast Cancer Foundation Inc: $20,000 over 2y, 0.0% of budgetSKAGIT VALLEY TULIP FESTIVAL: $20,000 over 1y, 7.5% of budgetGreater Seattle Business Association: $18,100 over 2y, 0.5% of budgetGREENTRIKE: $18,000 over 3y, 0.2% of budgetGreater Seattle Business Assn Scholarship Fund: $15,500 over 2y, 0.6% of budgetGOWEST FOUNDATION: $11,000 over 1y, 1.6% of budgetAMERICAN CANCER SOCIETY INC: $10,500 over 1y, 0.0% of budgetTACOMAPIERCE COUNTY HABITAT FOR HUMANIT: $10,250 over 1y, 0.1% of budgetUNITED WAY OF KING COUNTY: $10,000 over 1y, 0.0% of budgetFAMILY FIRST COMMUNITY CENTER FOUNDATION: $10,000 over 1y, 0.6% of budgetCOMMUNITIES IN SCHOOLS OF LAKEWOOD INC: $6,000 over 1y, 1.3% of budgetTABOR 100 INC: $5,500 over 1y, 0.2% of budgetCOMMUNITIES IN SCHOOL OF SOUTH KING COUNTY: $5,200 over 1y, 0.3% of budgetPILCHUCK GLASS SCHOOL: $5,100 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Credit Unions in the …Seattle FoundationMedina FoundationUmpqua Bank Charitabl…The Norcliffe Foundat…Puget Sound Energy Fo…Multicare Health Syst…United Way of King Co…M J Murdock Charitabl…Gary E Milgard Family…Ben B Cheney Foundati…Fuchsg & M Fdn Tai
Credit Unions in the State of WashingtonWA25.8× affinity10 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Credit Unions in the State of Washington · Seattle Foundation · Medina Foundation · Umpqua Bank Charitable Foundation · The Norcliffe Foundation · Puget Sound Energy Foundation · Multicare Health System · United Way of King County · M J Murdock Charitable Trust · Gary E Milgard Family Foundation-Cari · Ben B Cheney Foundation Inc · Fuchsg & M Fdn Tai

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Harborstone Credit Union funds: left to right is the share of its income from government, bottom to top the share from Harborstone Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%3%10%23%40%funder's share of their income ↑0%15%30%45%60%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    11report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–60%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 36 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Harborstone Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home