How much did HARBORSTONE CREDIT UNION grant in FY2024?

HARBORSTONE CREDIT UNION reported 16 grants totaling $550,725 in its FY2024 IRS filing.

Where is HARBORSTONE CREDIT UNION based?

HARBORSTONE CREDIT UNION is based in WA.

HARBORSTONE CREDIT UNION

Foundation Dossiers Also receives grants — funding profile →

· Public charity

HARBORSTONE CREDIT UNION

HARBORSTONE CREDIT UNION is world-class financial institution that builds trust as it assists members in achieving financial well-being through innovative solutions that foster thriving communities and economic vitality.

$551k

Granted FY2024

Grants

Communities

$164k

Largest

01What you fund

0177% classified

What you funded, over time

Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2017–2024.

Community Improvement$557kInternational$353kHuman Services$336kEducation$150kPhilanthropy$140kYouth Development$123kHealth$51kEmployment$30kArts & Culture$23kOther$540k

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2018

fund-raiser

2019

createempowerdreams

2020

greentrikeplaychildren'smuseumspreschoolchildren youthlearning

2021

greentrikeplaysupportschildren'smuseumspreschoolchildren youth

2022

bankworkkingpovertylow income

2023

healtheducationlow incomemilitary

2024

sidelow incomemilitary

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2024 · 16 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

Under $10k3 grants · $20k
$10k–50k9 grants · $172k
$50k–250k4 grants · $323k

$20,000

Median grant

States reached

$2.1B

Total assets

Largest grants

BUSINESS IMPACT NW (SEATTLE ECONOMIC DEVELOPMENT)$163,500
JUNIOR ACHIEVEMENT OF WASHINGTON$57,000
UW FOSTER SCHOOL OF BUSINESS$52,500
CU STRATEGIC PLANNING$50,000
JBLM DFMWR (DIRECTORATE OF MORALE WELFARE AND RECREATION)$42,015
SOUND OUTREACH$30,000
PIKE PLACE MARKET FOUNDATION$20,000
SKAGIT VALLEY TULIP FESTIVAL$20,000
UNITED WAY OF PIERCE COUNTY$15,260
LAKEWOOD MULTICULTURAL COALITION$13,000
AMERICAN CANCER SOCIETY OF WASHINGTON INC$12,000
UNITED WAY OF KINGS COUNTY$10,000
PIERCE MILITARY AND BUSINESS ALLIANCE (PMBA)$10,000
GREATER SEATTLE BUSINESS ASSOCIATION (GSBA) SCHOLARSHIP FUND$7,750
KING COUNTY EMPLOYEE GIVING PROGRAM$7,500

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–24, $277k) land where the poverty rate runs at 9% — the area typically sits at 8%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

Where the work is directed

The same grants, placed two ways — where each recipient sits, and where its stated purpose earmarks the money.

About 6% of HARBORSTONE CREDIT UNION’s grant dollars are earmarked, by their stated purpose, for a different county than the recipient’s own address — money that lands at a nonprofit in one place but is meant to do its work in another. Read by recipient address, 96% of the giving stays in WA; read by stated purpose it is 84% — less of the work is directed home than the recipients' locations suggest.

HARBORSTONE CREDIT UNIONlessmore of its giving

Placed by recipient address · 11% directed abroad (not shown)

Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the foundation’s own 990 grant descriptions.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

91%of every dollar goes to organizations you’ve funded before.

$2.1M · 21 repeat orgs$208k to everyone else

21 repeat relationships — 12 still active in FY2024, 9 since wound down; 4 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

Total granted

$2.1M

$123k

Median revenue growth · since first grant

+16%

+40%

Still filing today

71%

82%

New vs renewed · share of each year

In FY2024, 83% of grant dollars renewed an existing relationship; $85k went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Youth DevelopmentCommunity ImprovementHuman ServicesPhilanthropyHealthArts & CultureOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

SE
SEATTLE ECONOMIC DEVELOPMENT FUND
7× · 2018–2024 · $396k · revenue +403%
JA
JUNIOR ACHIEVEMENT OF WASHINGTON
6× · 2019–2024 · $353k · revenue +57%
SO
SOUND OUTREACH
8× · 2017–2024 · $280k · revenue +3%

Funded once

SG
SUSAN G KOMEN FOUNDATIONgraduated
one grant, 2020 · $30k · revenue +127%
CM
CAROL MILGARD BREAST CANCERgraduated
one grant, 2022 · $20k · revenue +40%
NC
NORTHWEST CREDIT UNION FOUNDATIONgraduated
one grant, 2017 · $11k · revenue +1795%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

Greater Spokane Valley Chamber

Committed to fostering relationships between members and the community. to serve the interest of members by acting as a catalyst for a vibrant sustainable economy.

—

Snohomish County-Camano Association of

Enhance members' abilities to conduct their business with integrity and competency.

—

Seattle Center Foundation

The Seattle Center Foundation supports the vision and purpose of Seattle Center by advocating for public support and private dollars for major capital and program improvements.

Arts & Culture

Seattle Pacific University

Seattle Pacific University is a Christian university fully committed to engaging the culture and changing the world by graduating people of competence and character, becoming people of wisdom, and modeling grace-filled community.

Education

Whatcom Land Trust

Protecting the rich and vibrant lands for a healthy, thriving Whatcom County for generations to come.

Environment

United Way of Skagit County

Building a positive and sustainable quality of life for all.

Philanthropy

Seattle University

Seattle University, an institution of higher education, is dedicated to educating the whole person, to professional formation, and to empowering leaders for a just and humane world.

—

Washington Society of Certified Public a

We are a community of cpas and financial professionals cultivating authentic relationships, unique learning experiences, and purposeful advocacy for our future.

—

Skagit Gleaners

Food recovery for low income families over 600 families served

—

Washington Women's Foundation

Washington women's foundation is a collective of women making grants to non-profit organizations in wa state.

Philanthropy

United Way of Whatcom County

To enable financial stability for every person in whatcom county.

Philanthropy

The University of Puget Sound

Develop students to sustain intellectual curiosity, active inquiry, & reasoned independence

Education

For reference, the grantee most central to the portfolio’s shape is Seattle Economic Development Fund and the most unlike its peers is Greentrike. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side

Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 37 years old; the field is 15. You back the established end — and your money leans older still.

The field is 23% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 12% of the field you don’t fund.

orgs you fund

0.0%0/34

the rest of the field

12%

1,925/16,529

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

06the grantee network

27 grantees, every filing reconciled, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

27/27

Grantees still filing

20/27

Grew since you first funded

Where your money sits — by cause, then by grantee

Community Improvement$557,283Other$643,376International$353,252Human Services$335,582Education$150,000Philanthropy$139,520Youth Development$122,700

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Seattle FoundationWA27.1× affinity13 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Seattle Foundation · Credit Unions in the State of Washington · Umpqua Bank Charitable Foundation · Medina Foundation · Greater Tacoma Community Foundation · Multicare Health System · M J Murdock Charitable Trust · The Bamford Foundation · Kaiser Foundation Health Plan of Washington · School's Out Washington · United Way of King County · Puget Sound Energy Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation HARBORSTONE CREDIT UNION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024

’20’21’22’23’24

no gov moneyreceives it· size = income

0get no government money at all

0rely on government for over half their income

⤢ axis zoomed · 0–60%

typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: PIERCE MILITARY AND BUSINESS ALLIANCE (PMBA).

Agentic due diligence · confidence × risk

Financial management

insufficient risk

Limited financial data in public filings.

Track record & reputation

low risk

6 years of Form 990 filings, still active.

Legal standing

low risk

US 501(c)(3); EIN 383675245 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on PIERCE MILITARY AND BUSINESS ALLIANCE (PMBA), cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

Awaiting reportFinancial stability— Runway not derivable from filings.
WatchSustained operations— Filing through 2024; revenue contracted over the period.
On trackReliance on your funding— Your grants peaked at 35% of their budget — diversified.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to Harborstone Credit Union?

Find your warmest path to Harborstone Credit Union through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

HARBORSTONE CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Where the work is directed

Who you back again

Backed again, and grew

Funded once

27 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Harborstone Credit Union?

More from the funding graph

HARBORSTONE CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Where the work is directed

Who you back again

Backed again, and grew

Funded once

27 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Harborstone Credit Union?

More from the funding graph