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Gulf Winds Credit Union at a glance

· Public charity

Gulf Winds Credit Union

We're about more than banking.

$126k
Granted FY2024still arriving
1
Grants FY2024still arriving
1
States reached
$126k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2019 to 2024.

Philanthropy$2.5MFood & Nutrition$124kPublic Safety & Disaster$90kYouth Development$59kHuman Services$51kCommunity Improvement$40kArts & Culture$30kHealth$12k
02FY2024 · 1 grant

Where the money goes

Grants by size, and the largest recipients.

$126,107
Median grant
1
States reached
$1.2B
Total assets
Largest grants
RecipientAmount
GULF WINDS CARES FOUNDATION$126,107
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY19–20, $21k) land where the poverty rate runs at 18%, against an area that typically sits at 16%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 16%RONALD MCDONALD HOUSE OF NORTHWEST FLORIDA: $5k → 16%ELDER CARE SERVICES: $6k → 19%ELDER CARE SERVICES: $5k → 19%ESCAMBIA COUNTY AREA AGENCY ON AGING: $5k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

95%of every dollar goes to organizations it has funded before.
$2.8M · 9 repeat orgs$137k to everyone else

9 repeat relationships: 1 still active in FY2024, 8 since wound down.

How the two cohorts compare

Re-uppedFunded once

Organizations

9
10

Total granted

$2.8M
$137k

Median revenue growth · since first grant

+15%
+51%

Still filing today

89%
90%

New vs renewed · share of each year

In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

50%100%’19’20’21’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’19’20’21’23’24
PhilanthropyHuman ServicesFood & NutritionArts & CultureHealthOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • MF
    MANNA FOOD BANK INC
    2× · 2019–2020 · $100k · revenue +79%
  • CO
    COUNCIL ON AGING OF WEST FLORIDA INC
    2× · 2019–2020 · $35k · revenue +15%
  • GG
    Great Gulfcoast Arts Festival Inc
    3× · 2019–2022 · $25k · revenue +40%

Funded once

  • SH
    SACRED HEART FOUNDATION INC
    one grant, 2020 · $65k · revenue +24%
  • PO
    PRIDE OF ATMORE INCgraduated
    one grant, 2019 · $25k · revenue +134%
  • UW
    UNITED WAY OF WEST FLORIDA INC
    one grant, 2020 · $12k · revenue +12%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Feeding Ne Florida Support Corporation

The Corporation at all times shall be operated for the benefit of, to perform the functions of, and to carry out the purposes of Regional Food Bank of Northeast Florida, Inc., a Florida not for profit corporation d/b/a Feeding Northeast…

Food & Nutrition
2
United Way of Florida Inc

To enhance the local florida united ways' efforts to increase the organized capacity of people to care for one another.

—
3
North Florida Medical Centers Inc

To increase access to quality healthcare and improve the overall health of the community.

Health
4
United Way of Northeast Florida Inc

United Way envisions a community of opportunity where everyone has hope and can reach their full potential. United Way's mission is to solve Northeast Florida's toughest challenges by connecting people, resources and ideas.

Philanthropy
5
Florida's Great Northwest Foundation Inc

To support northwest florida forward, the regional economic development strategy, by driving economic diversification in the region. the organization will provide research, analysis, information, and education on northwest florida's…

Community Improvement
6
Feeding the Gulf Coast

The Organization is a tax-exempt food distribution center committed to providing nutritionally balanced food for hungry people in 24 counties in Alabama, Florida and Mississippi.

Food & Nutrition
7
Area Agency On Aging of Palm Beach Treasure Coast Inc

The area agency on aging of palm beach/treasure coast is a private, non-profit, regional agency whose mission is to advocate, plan and promote the independence, dignity, health and well-being of seniors and their caregivers in a manner…

Human Services
8
The Chamber of Southwest Florida

To promote the civic, economic and social welfare of the citizens of southwest florida. the mission of the chamber of southwest florida is to be a regional business organization that builds leadership as a strategic contribution to the…

—
9
Big Brothers Big Sisters Association of Florida Inc

Big brothers big sisters association of florida strengthens and expands evidence-based youth mentoring services statewide by providing resources, advocacy, and support to 11 local affiliates.

Youth Development
10
Regional Food Bank of Northeast Florida Inc

Feeding Northeast Florida works to permanently end hunger in Northeast Florida by providing nutritious foods and other essential goods to people facing hunger, by addressing food insecurity, poverty and poor health through education and…

Food & Nutrition
11
Southwest Florida Incorporated

To serve its members, promote an environment where business can grow and prosper and enhance the quality of life of the bonita springs area.

—
12
Florida Community Health Centers Inc

Florida community health centers, inc. (fchc) is a federally qualified health center serving medically needy populations in south florida, with an emphasis on serving rural and farm worker communities.

—
How this is measured
The grantee most central to the portfolio’s shape is Elder Care Services Inc; the most unlike its peers is Gulf Winds Cares Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

17 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 17 of the 19 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
17/17
Grantees still filing
12/17
Grew since first funded

Where the money sits, by cause and then by grantee

GULF WINDS CARES FOUNDATION INC: $2,476,420 · PhilanthropyGULF WINDS CARES FOUNDATION INC+2 more: $37,000 · PhilanthropyBIG BROTHERS BIG SISTERS OF NORTHWEST FLORIDA INC: $48,000 · OtherADX COMMUNICATIONSCAT COUNTRY 987: $35,000 · OtherCOUNCIL ON AGING OF WEST FLORIDA INC: $35,000 · OtherATMORE CHAMBER OF COMMERCE: $14,735 · Other+4 more: $20,000 · OtherMANNA FOOD BANK INC: $100,000 · Food & NutritionAMERICA'S SECOND HARVEST OF THE BIG BEND INC: $24,000 · Food & NutritionSACRED HEART FOUNDATION INC: $65,000 · HealthGreat Gulfcoast Arts Festival Inc: $25,000 · Arts & CultureSPRINGTIME TALLAHASSEE FESTIVAL INC: $5,000 · Arts & CultureELDER CARE SERVICES INC: $11,000 · Human ServicesRONALD MCDONALD HOUSE CHARITIES OF NORTHWEST FLORIDA INC: $5,000 · Human ServicesNorthwest Florida Area Agency on Aging Inc: $5,000 · Human Services
Philanthropy$2,513,420Other$152,735Food & Nutrition$124,000Health$65,000Arts & Culture$30,000Human Services$21,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetGULF WINDS CARES FOUNDATION INC: $2,476,420 over 4y, 97% of budgetMANNA FOOD BANK INC: $100,000 over 2y, 2.8% of budgetSACRED HEART FOUNDATION INC: $65,000 over 1y, 1.3% of budgetBIG BROTHERS BIG SISTERS OF NORTHWEST FLORIDA INC: $48,000 over 3y, 1.7% of budgetCOUNCIL ON AGING OF WEST FLORIDA INC: $35,000 over 2y, 0.4% of budgetGreat Gulfcoast Arts Festival Inc: $25,000 over 3y, 6.5% of budgetPRIDE OF ATMORE INC: $25,000 over 1y, 6.1% of budgetAMERICA'S SECOND HARVEST OF THE BIG BEND INC: $24,000 over 2y, 0.1% of budgetATMORE CHAMBER OF COMMERCE: $14,735 over 2y, 3.6% of budgetUNITED WAY OF WEST FLORIDA INC: $12,000 over 1y, 0.4% of budgetELDER CARE SERVICES INC: $11,000 over 2y, 0.1% of budgetRONALD MCDONALD HOUSE CHARITIES OF NORTHWEST FLORIDA INC: $5,000 over 1y, 0.4% of budgetNorthwest Florida Area Agency on Aging Inc: $5,000 over 1y, 0.1% of budgetSPRINGTIME TALLAHASSEE FESTIVAL INC: $5,000 over 2y, 2.9% of budgetBOYS AND GIRLS CLUBS OF THE EMERALD COAST INC: $5,000 over 1y, 0.1% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Gulf Winds Cares Foun…Blue Cross Blue Shiel…International Paper C…Publix Super Markets …United Way of Northwe…Gulf Power Foundation…Landrum Family Founda…United Way of West Fl…The Bear Family Found…The St Joe Community …Enterprise Holdings F…Charities Aid Foundat…
Gulf Winds Cares Foundation IncFL22.1× affinity8 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Gulf Winds Cares Foundation Inc · Blue Cross Blue Shield of Florida Foundation · International Paper Company Foundation · Publix Super Markets Charities Inc · United Way of Northwest Florida Inc · Gulf Power Foundationinc · Landrum Family Foundation Inc · United Way of West Florida Inc · The Bear Family Foundation Inc · The St Joe Community Foundation Inc · Enterprise Holdings Foundation · Charities Aid Foundation America

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Gulf Winds Credit Union funds: left to right is the share of its income from government, bottom to top the share from Gulf Winds Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 50%6%25%56%100%funder's share of their income ↑0%19%38%56%75%share of the org’s income from government →median 7%
  • Elder Care Services Inc: 22% of income from government
  • Manna Food Bank Inc: 8% of income from government
  • Council On Aging of West Florida Inc: 7% of income from government
  • America's Second Harvest of the Big Bend Inc: 6% of income from government
  • United Way of West Florida Inc: 3% of income from government
no gov moneyreceives it· size = income
5get no government money at all
7report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–75%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Gulf Winds Credit Union?

Find your warmest path to Gulf Winds Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 19 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Gulf Winds Credit Union’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home