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· Public charity

Credit Unions Chartered in the State of Michigan

The mission of members first credit union is encouraging a better tomorrow.

$258k
Granted FY2024still arriving
3
Grants FY2024still arriving
1
States reached
$20k
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2022 to 2024.

Housing & Shelter$29kRecreation & Sports$25kPhilanthropy$15kFood & Nutrition$11kCivil Rights$10kPublic Benefit$10kEducation$10kArts & Culture$10k
02FY2024 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 3 grants below total $50,000, the rows itemized in this filing. The $258,294 headline is the total grant expense on the return; the other $208,294 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.
$20,000
Median grant
1
States reached
$851M
Total assets
Largest grants
RecipientAmount
AFFORDABLE HOUSING ALLIANCE$20,000
MIDLAND SOCCER CLUB$20,000
MIDLAND CENTER FOR THE ARTS$10,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Dollar for dollar, its grants (FY22–24) land where the poverty rate runs at 11%, against an area that typically sits at 17%. 14% of its dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 17%MIDLAND CENTER FOR THE ARTS: $10k → 9%KIDS FOOD BASKET: $11k → 11%GLADWIN SCHOOLS SUPPORT STAFF ASSOCIATION: $10k → 14%UNITED WAY OF GRATIOT AND ISABELLA COUNTY: $5k → 19%MICHIGAN CREDIT UNION FOUNDATION: $10k → 21%UNITED WAY OF MIDLAND COUNTY: $10k → 9%GREATER MIDLAND COMMUNITY CENTER: $5k → 9%MIDLAND SOCCER CLUB: $20k → 9%AFFORDABLE HOUSING ALLIANCE: $20k → 9%AFFORDABLE HOUSING ALLIANCE: $9k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Mid Michigan Community Action Agency Inc

Mid michigan community action guides local residents on the path to self-sufficiency through empowerment, education and community enrichment.

—
2
Michigan Chamber of Commerce

To promote conditions favorable to job creation and business success in michigan.

—
3
Midland County Cancer Society Dba Cancer Services

To provide personal and compassionate support to cancer patients and their caregivers in our community.

—
4
Michigan Credit Union League

Strengthen the credit union community and its image by providing advocacy on important issues, coordinating cooperative initiatives and by providing high-quality solutions that help credit unions succeed and enrich the lives of their…

—
5
Midlands Education & Business Alliance

The alliance's mission is to build coalitions in the midlands area to foster support for public education and workforce development.

Employment
6
United Way of the Midlands

United way of the midlands mission is "we unite our community's caring spirit to build a stronger tomorrow".

Philanthropy
7
Midmichigan Health Services

To provide high quality community-oriented, patient-centered health services for all.

Health
8
Great Lakes Center for the Arts

The Center's mission is to inspire, entertain, educate, and serve all in Northern Michigan year-round by presenting exceptional experiences across the full spectrum of the performing arts and offering impactful educational opportunities.

Arts & Culture
9
United Way of the Midlands

United way connects people and resources to improve the quality of life in the midlands. united way invests in a broad range of community programs that increase access to health care, improve student success, assist people in crisis to…

Philanthropy
10
Midland Camping Council Inc

To provide facilities for nonprofit organizations to enjoy the experience of nature in michigan, promote ourdoor education, and to offer camping enjoyment to the people of midland county.

Recreation & Sports
11
United Way of Midland Inc

To improve the quality of life in midland by uniting community resources with identified needs.

Human Services
12
Midland County Council On Aging

Our mission is to promote and enrich quality of life for older adults and those who care for them by collaboratively providing meaningful services and opportunities.

Human Services
How this is measured
The grantee most central to the portfolio’s shape is United Way of Greater Central Michigan; the most unlike its peers is Gladwin Schools Support Staff Association. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

10 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
10/10
Grantees still filing
8/10
Grew since first funded

Where the money sits, by cause and then by grantee

MIDLAND SOCCER CLUB: $20,000 · OtherMIDLAND SOCCER CLUBUnited Way of Midland County: $10,000 · OtherUnited Way of Midland CountyGLADWIN SCHOOLS SUPPORT STAFF ASSOCIATION: $10,000 · OtherGLADWIN SCHOOLS SUPPORT STAFF ASSOCIATIONUNITED WAY OF GREATER CENTRAL MICHIGAN: $5,250 · OtherUNITED WAY OF GREATER CENTRAL MICHIGANAFFORDABLE HOUSING ALLIANCE OF MIDLAND COUNTY: $28,500 · Housing & ShelterAFFORDABLE HOUSING ALLIANC…KIDS' FOOD BASKET INC: $11,000 · Food & NutritionKIDS' FOOD…GREAT LAKES BAY PRIDE: $10,300 · Civil RightsGREAT LAK…MICHIGAN CREDIT UNION FOUNDATION: $10,000 · Public BenefitMICHIGAN …Midland Center for the Arts Inc: $10,000 · Arts & CultureMidland C…GREATER MIDLAND COMMUNITY CTRS INC: $5,315 · Recreation & Sports
Other$45,250Housing & Shelter$28,500Food & Nutrition$11,000Civil Rights$10,300Public Benefit$10,000Arts & Culture$10,000Recreation & Sports$5,315

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10Mgrantee revenue →↑ funder's share of their budgetAFFORDABLE HOUSING ALLIANCE OF MIDLAND COUNTY: $28,500 over 2y, 5.5% of budgetMIDLAND SOCCER CLUB: $20,000 over 1y, 2.0% of budgetKIDS' FOOD BASKET INC: $11,000 over 1y, 0.1% of budgetGREAT LAKES BAY PRIDE: $10,300 over 1y, 5.7% of budgetUnited Way of Midland County: $10,000 over 1y, 0.2% of budgetMICHIGAN CREDIT UNION FOUNDATION: $10,000 over 1y, 2.9% of budgetMidland Center for the Arts Inc: $10,000 over 1y, 0.1% of budgetGREATER MIDLAND COMMUNITY CTRS INC: $5,315 over 1y, 0.0% of budgetUNITED WAY OF GREATER CENTRAL MICHIGAN: $5,250 over 1y, 0.4% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Midland Area Community FoundationMI17.8× affinity6 shared granteesties to 6 of 6Hover any node to trace its alignments.Compare side by side →

Open a dossier: Midland Area Community Foundation · The Herbert H & Grace a Dow Foundation · Harry a and Margaret D Towsley Foundation · Consumers Energy Foundation · Renaissance Charitable Foundation Inc · Donor Advised Charitable Giving Inc · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Credit Unions Chartered in the State of Michigan funds: left to right is the share of its income from government, bottom to top the share from Credit Unions Chartered in the State of Michigan. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%25%56%100%funder's share of their income ↑0%3%5%8%10%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    3report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–10%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 10 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

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