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· Public charity

Car Housing Affordability Fund

The california association of realtors housing affordability fund plays an active role in addressing the ongoing housing affordability crisis facing our state.

$1.1M
Granted FY2024still arriving
3
Grants FY2024still arriving
1
States reached
$1.0M
Largest
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Housing & Shelter$4.8MEducation$100kCommunity Improvement$100kPhilanthropy$50kHealth$25k
02FY2024 · 3 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

  • $10k–50k1 grant · $30k
  • $50k–250k1 grant · $50k
  • $250k+1 grant · $1.0M
$50,000
Median grant
1
States reached
$998k
Total assets
Largest grants
RecipientAmount
NEIGHBORHOOD PARTNERSHIP HOUSING SERVICE$1,000,000
SANTA CLARA COUNTY AOR$50,000
SAN LUIS OBISPO AOR$30,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY18–18, $25k) land where the poverty rate runs at 19%, against an area that typically sits at 10%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%MERCED COUNTY AOR FOUNDATION: $25k → 19%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

61%of every dollar goes to organizations it has funded before.
$3.0M · 8 repeat orgs$1.9M to everyone else

8 repeat relationships: 1 still active in FY2024, 7 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

8
24

Total granted

$3.0M
$1.8M

Median revenue growth · since first grant

+3%
+10%

Still filing today

75%
79%

New vs renewed · share of each year

In FY2024, 93% of grant dollars renewed an existing relationship; $80k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Community ImprovementHousing & ShelterEducationPhilanthropyHuman ServicesOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • LA
    LODI ASSOCIATION OF REALTORS INC
    2× · 2020–2022 · $100k · revenue +3%
  • BA
    BRIDGE ASSOCIATION OF REALTORS
    3× · 2018–2020 · $95k · revenue +61%
  • TI
    THE INLAND GATEWAY ASSOCIATION OF REALTORS INC
    2× · 2019–2021 · $50k · revenue +12%

Funded once

  • RN
    RICHMOND NEIGHBORHOOD HOUSING SERVICES INC
    one grant, 2022 · $333k · revenue -1%
  • NN
    NHS NEIGHBORHOOD LENDING SERVICES INC
    one grant, 2022 · $333k · revenue +21%
  • VC
    VENTURA COUNTY COASTAL ASSOCIATION OF REALTORSgraduated
    one grant, 2018 · $150k · revenue +104%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
San Francisco Association of Realtors Foundation
Philanthropy
2
Santa Ynez Valley Association of Realtors

Promotion and improvement of conditions in local real estate industry

—
3
Sacramento Association of Realtors Charitable Foundation Inc

To support the charitable activities of the sacramento association of realtors, inc., with other real estate professionals to address the housing needs, community-based programs and underserved communities and to carry on other charitable…

Human Services
4
Northern Solano County Association of Realtors

A real estate trade association supporting realtors in northern solano county, california.

Community Improvement
5
Inland Valleys Association of Realtors

The core purpose of IVAR is to help its members become more professional and profitable, while promoting and protecting real property rights.

Membership Benefit
6
Tri-Counties Association of Realtors and Subsidiaries

Tri-Counties Association of Realtors (the "Association") is a California non-profit corporation that provides various services to members involved in the real estate industry in Southern California, such as education, promotion, public…

Community Improvement
7
Realtor Association of Sarasota and Manatee Inc

The mission of the realtor association of sarasota and manatee is to advance members' professionalism through delivery of education and resources, and to advocate for real estate in the communities served.

—
8
Snohomish County-Camano Association of Realtors

Representing real estate agents and brokers in Snohomish County and Camano Island, Washington, the Association provides its members with resources, education, and support to help them excel in their careers and serve their clients…

—
9
Cache Valley Association of Realtors

To serve real estate brokers and salespeople in the cache valley area by developing a positive image and by sharing ideas and information.

—
10
Northern Wasatch Association of Realtors

To serve our members by providing and promoting educational, business planning, governmental advocacy, and other appropriate/relevant programs and services to enhance members' freedom and ability to successfully and competently conduct…

Community Improvement
11
Palos Verdes Peninsula Association of Realtors

Provide services and information to its realtor members and subscribers

Community Improvement
12
Lake County Association of Realtors

Organized to unite those engaged in the recognized branches of the real estate profession, including but not limited to buying, selling, exchanging, renting or leasing, managing, appraising, financing, building, and developing or…

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is Southwest Riverside County Association of Realtors; the most unlike its peers is Southland Regional Association of Realtors Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

27 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 27 of the 36 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

5
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
27/27
Grantees still filing
17/27
Grew since first funded

Where the money sits, by cause and then by grantee

NEIGHBORHOOD PARTNERSHIP HOUSING SERVICES INC: $2,333,333 · Housing & ShelterNEIGHBORHOOD PARTNERSHIP HOUSING SERVICES INCHOUSING TRUST SILICON VALLEY: $100,000 · Housing & Shelter+1 more: $50,000 · Housing & ShelterRICHMOND NEIGHBORHOOD HOUSING SERVICES INC: $333,333 · OtherRICHMOND NEIGHBORHOOD HOUSING SER…HOUSING AMERICAN FAMILIES: $150,000 · OtherHOUSING AMERICAN FAMILIESVENTURA COUNTY COASTAL ASSOCIATION OF REALTORS: $150,000 · OtherVENTURA COUNTY COASTAL ASSOCIATIO…SOUTHLAND REGIONAL ASSOCIATION OF REALTORS FOUNDATION INC: $110,000 · OtherSOUTHLAND REGIONAL ASSOCIATION OF…LODI ASSOCIATION OF REALTORS INC: $100,000 · OtherLODI ASSOCIATION OF REALTORS INCBRIDGE ASSOCIATION OF REALTORS: $95,000 · OtherBRIDGE ASSOCIATION OF REALTORSNEVADA COUNTY AOR: $75,000 · OtherCALIFORNA DESERT AOR: $50,000 · OtherCENTRAL VALLEY ASSOCIATION OF REALTORS: $50,000 · OtherSAN BENITO COUNTY ASSOCIATION OF REALTOR: $50,000 · OtherBAY EAST ASSOCATION OF REALTORS: $50,000 · OtherTHE INLAND GATEWAY ASSOCIATION OF REALTORS INC: $50,000 · OtherSANTA CLARA COUNTY AOR: $50,000 · OtherNEVADA COUNTY ASSOCIATION OF REALTORS FOUNDATION INC: $50,000 · OtherSOLANO AOR: $50,000 · Other+3 more: $80,000 · Other+3 moreNHS NEIGHBORHOOD LENDING SERVICES INC: $333,333 · Community ImprovementNHS NEIGHBORHOOD…EAST VALLEY ASSOCIATION OF REALTORS: $50,000 · Community ImprovementEAST VALLEY ASSO…SAN MATEO COUNTY ASSOCIATION OF REALTORS INC: $50,000 · Community ImprovementSAN MATEO COUNTY…Pacific Southwest Association of Realtors: $50,000 · Community ImprovementPacific Southwes…Calaveras County Association of Realtors: $50,000 · Community ImprovementCalaveras County…CONEJO SIMI MOORPARK ASSOC OF REALTORS: $50,000 · Community ImprovementCONEJO SIMI MOOR…BAKERSFIELD ASSOCIATION OF REALTORS: $50,000 · Community ImprovementBAKERSFIELD ASSO…SOUTHWEST RIVERSIDE COUNTY ASSOCIATION OF REALTORS: $50,000 · Community ImprovementSOUTHWEST RIVERS…SANTA CLARA COUNTY ASSOCIATION OF REALTORS: $50,000 · Community ImprovementSANTA CLARA COUN…SOLANO ASSOCIATION OF REALTORS FOUNDATION: $100,000 · EducationPACIFIC WEST ASSOCIATION OF REALTORS CHA: $50,000 · EducationSYAOR Charitable Foundation Inc: $50,000 · PhilanthropySAN JOAQUIN COMMUNITY FOUNDATION INC: $50,000 · PhilanthropyRichmond Community Foundation: $50,000 · PhilanthropyMERCED CO ASSOCIATION OF REALTORS CHARITABLE FOUNDATION: $25,000 · Human Services
Housing & Shelter$2,483,333Other$1,493,333Community Improvement$733,333Education$150,000Philanthropy$150,000Human Services$25,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$100k$1.0M$10Mgrantee revenue →↑ funder's share of their budgetNEIGHBORHOOD PARTNERSHIP HOUSING SERVICES INC: $2,333,333 over 3y, 20% of budgetRICHMOND NEIGHBORHOOD HOUSING SERVICES INC: $333,333 over 1y, 18% of budgetNHS NEIGHBORHOOD LENDING SERVICES INC: $333,333 over 1y, 4.8% of budgetVENTURA COUNTY COASTAL ASSOCIATION OF REALTORS: $150,000 over 1y, 20% of budgetSOUTHLAND REGIONAL ASSOCIATION OF REALTORS FOUNDATION INC: $110,000 over 3y, 32% of budgetHOUSING TRUST SILICON VALLEY: $100,000 over 1y, 0.9% of budgetLODI ASSOCIATION OF REALTORS INC: $100,000 over 2y, 6.0% of budgetSOLANO ASSOCIATION OF REALTORS FOUNDATION: $100,000 over 2y, 51% of budgetBRIDGE ASSOCIATION OF REALTORS: $95,000 over 3y, 5.7% of budgetEAST VALLEY ASSOCIATION OF REALTORS: $50,000 over 1y, 4.8% of budgetSYAOR Charitable Foundation Inc: $50,000 over 1y, 27% of budgetSAN MATEO COUNTY ASSOCIATION OF REALTORS INC: $50,000 over 1y, 2.6% of budgetPacific Southwest Association of Realtors: $50,000 over 1y, 2.4% of budgetCENTRAL VALLEY ASSOCIATION OF REALTORS: $50,000 over 1y, 4.3% of budgetSAN BENITO COUNTY ASSOCIATION OF REALTOR: $50,000 over 1y, 26% of budgetCalaveras County Association of Realtors: $50,000 over 1y, 19% of budgetTHE INLAND GATEWAY ASSOCIATION OF REALTORS INC: $50,000 over 2y, 2.6% of budgetSAN JOAQUIN COMMUNITY FOUNDATION INC: $50,000 over 1y, 0.4% of budgetCONEJO SIMI MOORPARK ASSOC OF REALTORS: $50,000 over 1y, 3.1% of budgetBAKERSFIELD ASSOCIATION OF REALTORS: $50,000 over 1y, 5.5% of budgetSOUTHWEST RIVERSIDE COUNTY ASSOCIATION OF REALTORS: $50,000 over 1y, 1.5% of budgetSANTA CLARA COUNTY ASSOCIATION OF REALTORS: $50,000 over 1y, 1.8% of budgetRichmond Community Foundation: $50,000 over 1y, 1.1% of budgetMadera Association of Realtors: $25,000 over 1y, 13% of budgetMERCED CO ASSOCIATION OF REALTORS CHARITABLE FOUNDATION: $25,000 over 1y, 44% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

California Association of RealtorsCA17.8× affinity6 shared granteesties to 1 of 1Hover any node to trace its alignments.Compare side by side →

Open a dossier: California Association of Realtors · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Car Housing Affordability Fund funds: left to right is the share of its income from government, bottom to top the share from Car Housing Affordability Fund. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%3%13%28%50%funder's share of their income ↑0%15%30%45%60%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    4report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–60%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 36 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Car Housing Affordability’s filings →

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