California · Nonprofit
NHS NEIGHBORHOOD LENDING SERVICES INC
NHS NEIGHBORHOOD LENDING SERVICES INC (California) receives grants from 1 organization whose IRS filings report $333,333 to it, the largest being CAR HOUSING AFFORDABILITY FUND ($333,333). 0 of them have funded it in more than one year.
- Revenue FY2025
- $8.4M
- Funders on record
- 1
- Grants received
- $333k
- Net assets
- $33M
What Nhs Neighborhood Lending Services Inc does
Mission
Nhs Neighborhood Lending Services Inc. (nls) mission is to serve as a catalyst for residents, business, and government representatives to work together to build stronger neighborhoods, improve the quality of life for low-to-moderate income families and to revitalize communities into neighborhoods of choice. Nls strengthens communities by developing and maintain quality affordable housing, creating and preserving affordable homeownership opportunities, supporting local leaders, providing financial education and increasing the financial independence of families and people in need.
As stated on its FY2025 Form 990.
Program
Nhs neighborhood lending services (nls) continued its work to strengthen modest-income communities through promotion and support of potential buyers, homeowners, and small businesses. During the fiscal year, nls originated more than $200 million in lending activities, while providing more than 7,000 client families with access to financial education, financial literacy and counseling services, along with full estate planning. Nls team members partnered with local financial institutions to provide downpayment and closing cost assistance, home repair, small business and adu funding throughout los angeles county. More than $2.2 billion in home/business property values were preserved through business and program services.
$7,035,682 spentof which $2,678,841 as grants$1,267,166 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $7,035,682.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $54M to $36M (−34%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 6% · 2020 23% · 2021 93% · 2022 70% · 2023 32% · 2024 51% · 2025 77%. Grants only. Government contracts and fees sit inside program revenue.
85% of NHS NEIGHBORHOOD LENDING SERVICES INC’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 7 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Lori Gay
President & CEO
Board chair
Steve Herman
Chairperson
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
Left out of every figure on this page: $1.9M from one payer (the payer shares this organization's board, largest Neighborhood Housing Services of Los Angeles County). These are real filings, and they are not money NHS NEIGHBORHOOD LENDING SERVICES INC raised.
From the IRS filings of NHS NEIGHBORHOOD LENDING SERVICES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of NHS NEIGHBORHOOD LENDING SERVICES INC's grant income comes from California funders.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
NHS NEIGHBORHOOD LENDING SERVICES INC runs a healthier operating margin than half of the 2,127 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 2,127 community improvement nonprofits $1M–$10M, FY2025
Government funding NHS NEIGHBORHOOD LENDING SERVICES INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $3.4M on record.
- Department of the Treasury$3.4M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like NHS NEIGHBORHOOD LENDING SERVICES INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
95% of spending goes to programs.
Governance
Public support
97%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 2 related entities
- Nhs Neighborhood Redevelopment Corp · exempt
- Neighborhood Housing Services of Los Angeles · exempt
Screen this organization
A dated, signed PDF of the compliance screen for NHS NEIGHBORHOOD LENDING SERVICES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds NHS NEIGHBORHOOD LENDING SERVICES INC?
- NHS NEIGHBORHOOD LENDING SERVICES INC (California) receives grants from 1 organization whose IRS filings report $333,333 to it, the largest being CAR HOUSING AFFORDABILITY FUND ($333,333). 0 of them have funded it in more than one year.
- How many funders does NHS NEIGHBORHOOD LENDING SERVICES INC have?
- IRS filings report 1 organization giving $333,333 in grants to NHS NEIGHBORHOOD LENDING SERVICES INC.
- Who is the largest funder of NHS NEIGHBORHOOD LENDING SERVICES INC?
- CAR HOUSING AFFORDABILITY FUND is the largest funder on record, with $333,333 in grants. The full list of funders is on this page.
- How can an organization like NHS NEIGHBORHOOD LENDING SERVICES INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing