Skip to content

Massachusetts · Nonprofit

WORCESTER FIRE DEPT CREDIT UNION

WORCESTER FIRE DEPT CREDIT UNION (Massachusetts) receives grants from 1 organization whose IRS filings report $100 to it, the largest being JOSEPH W & FAITH K TIBERIO CHARITABLE FOUNDATION ($100). 0 of them have funded it in more than one year.

Revenue FY2025
$1.5M
Funders on record
1
Grants received
$100
Net assets
$6.0M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Worcester Fire Dept Credit Union does

Mission

To encourage thrift among its members by the accumulation of their savings and loaning of such savings to its members for provident purposes.

As stated on its FY2025 Form 990.

Programs

  1. Provide low cost loans, atm, visa cards, home banking, and other financial services to our members

    $830,773 spent$590,844 earned by the program
    68% of program spending
  2. the credit union provides a .10% dividend to our members savings accounts and competititve rates to our members for their certificates of deposits.

    $394,360 spent$780,036 earned by the program
    32% of program spending
  3. Other program services, not described on the e-filed return.

    $0 spent
    0% of program spending

The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $1,225,133.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($1.0M) Expenses 100 ($957k) Net assets 100 ($5.5M)2018 Revenue 110 ($1.1M) Expenses 111 ($1.1M) Net assets 101 ($5.6M)2019 Revenue 110 ($1.1M) Expenses 114 ($1.1M) Net assets 101 ($5.6M)2020 Revenue 102 ($1.0M) Expenses 106 ($1.0M) Net assets 101 ($5.6M)2021 Revenue 94 ($947k) Expenses 94 ($896k) Net assets 102 ($5.6M)2022 Revenue 97 ($975k) Expenses 95 ($907k) Net assets 103 ($5.7M)2023 Revenue 112 ($1.1M) Expenses 111 ($1.1M) Net assets 104 ($5.8M)2024 Revenue 123 ($1.2M) Expenses 126 ($1.2M) Net assets 105 ($5.8M)2025 Revenue 147 ($1.5M) Expenses 128 ($1.2M) Net assets 109 ($6.0M)
'17'18'19'20'21'22'23'24'25
Revenue (147)Expenses (128)Net assets (109)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $40M to $46M (+16%).

$40M
$40M
$40M
$46M
$50M
$52M
$46M
$45M
$48M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$47k
’17
$40k
’18
$15k
’19
$13k
’20
$51k
’21
$68k
’22
$57k
’23
$30k
’24
$249k
’25
11
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed1213131199887
Joined·+3+1+0+1+1+1+0+1
No longer listed·21231202
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

From the IRS filings of WORCESTER FIRE DEPT CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

WORCESTER FIRE DEPT CREDIT UNION draws 100% of its grant income from funders outside Massachusetts, across 1 state in all.

VA

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like WORCESTER FIRE DEPT CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

100% of spending goes to programs.

Program 100%Management 0%Fundraising 0%

Governance

9
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for WORCESTER FIRE DEPT CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WORCESTER FIRE DEPT CREDIT UNION?
WORCESTER FIRE DEPT CREDIT UNION (Massachusetts) receives grants from 1 organization whose IRS filings report $100 to it, the largest being JOSEPH W & FAITH K TIBERIO CHARITABLE FOUNDATION ($100). 0 of them have funded it in more than one year.
How many funders does WORCESTER FIRE DEPT CREDIT UNION have?
IRS filings report 1 organization giving $100 in grants to WORCESTER FIRE DEPT CREDIT UNION.
Who is the largest funder of WORCESTER FIRE DEPT CREDIT UNION?
JOSEPH W & FAITH K TIBERIO CHARITABLE FOUNDATION is the largest funder on record, with $100 in grants. The full list of funders is on this page.
How can an organization like WORCESTER FIRE DEPT CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Worcester Fire Dept Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing