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Massachusetts · Nonprofit

METRO CREDIT UNION

METRO CREDIT UNION (Massachusetts) receives grants from 2 organizations whose IRS filings report $55,760 to it, the largest being United Way Of Massachusetts Bay Inc ($50,000). 0 of them have funded it in more than one year.

$173M
Revenue FY2024
2
Funders on record
$56k
Grants received
$276M
Net assets
0/2 repeat funderspeak grant-dependency 0%

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($71M) Expenses 100 ($56M) Net assets 100 ($158M)2018 Revenue 111 ($79M) Expenses 115 ($65M) Net assets 109 ($172M)2019 Revenue 125 ($89M) Expenses 134 ($76M) Net assets 119 ($188M)2020 Revenue 142 ($101M) Expenses 151 ($85M) Net assets 130 ($205M)2021 Revenue 130 ($93M) Expenses 138 ($78M) Net assets 139 ($219M)2022 Revenue 160 ($114M) Expenses 149 ($84M) Net assets 151 ($239M)2023 Revenue 209 ($149M) Expenses 239 ($135M) Net assets 162 ($256M)2024 Revenue 243 ($173M) Expenses 295 ($166M) Net assets 175 ($276M)
'17'18'19'20'21'22'23'24
Revenue (243)Expenses (295)Net assets (175)

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$15M
17
$15M
18
$13M
19
$16M
20
$15M
21
$30M
22
$15M
23
$7.3M
24
8.6
months of
reserve
02Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'22
'24*
total
funders
1
1

From the IRS filings of METRO CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

METRO CREDIT UNION leans on a few funders — its largest provides 90% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund METRO CREDIT UNION.

90%
largest funder
100%
top three
~1
effective funders

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

90% of METRO CREDIT UNION's grant income comes from Massachusetts funders.

IL
MA

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Organizations like METRO CREDIT UNION

Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

11
board members
64%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Footprint & structure

Part of a family of 2 related entities

  • Metro Insurance Advisors LLC · disregarded
  • Metro Credit Union Foundation Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for METRO CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds METRO CREDIT UNION?
METRO CREDIT UNION (Massachusetts) receives grants from 2 organizations whose IRS filings report $55,760 to it, the largest being United Way Of Massachusetts Bay Inc ($50,000). 0 of them have funded it in more than one year.
How many funders does METRO CREDIT UNION have?
IRS filings report 2 organizations giving $55,760 in grants to METRO CREDIT UNION.
Who is the largest funder of METRO CREDIT UNION?
United Way Of Massachusetts Bay Inc is the largest funder on record, with $50,000 in grants. The full list of funders is on this page.
How can an organization like METRO CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 2funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing