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Massachusetts · Nonprofit

COOPERATIVE CREDIT UNION ASSOCIATION INC

COOPERATIVE CREDIT UNION ASSOCIATION INC (Massachusetts) receives grants from 7 organizations whose IRS filings report $171,558 to it, the largest being METRO CREDIT UNION ($52,352). 6 of them have funded it in more than one year.

Revenue FY2024
$5.9M
Funders on record
7
Grants received
$172k
Net assets
$8.0M
6/7 repeat funderspeak grant-dependency 1%
01What it does

What Cooperative Credit Union Association Inc does

Mission

The association actively supports and encourages credit unions in their community outreach efforts. In support of those efforts, the association maintains a committee on social responsibility. The purpose of that committee is to develop a unified plan of social responsibility for the association through recommendations to the board of directors. That plan features programs and events that focus statewide efforts on affordable housing, financial literacy and designated charitable and community activities that enhance the positive image of credit unions as well as the public's overall awareness of them.to capture the essence of the goodwill and outreach that massachusetts credit unions have been engaged in over the years, the association in 2006 launched the credit union community hope initiative.

As stated on its FY2024 Form 990.

Program

  1. To provide services to members on a local and national level.

The program described on its FY2024 Form 990.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($7.5M) Expenses 100 ($6.7M) Net assets 100 ($6.1M)2018 Revenue 97 ($7.3M) Expenses 103 ($6.9M) Net assets 105 ($6.3M)2019 Revenue 86 ($6.4M) Expenses 95 ($6.3M) Net assets 109 ($6.6M)2020 Revenue 72 ($5.4M) Expenses 77 ($5.1M) Net assets 114 ($6.9M)2021 Revenue 74 ($5.6M) Expenses 75 ($5.0M) Net assets 122 ($7.4M)2022 Revenue 70 ($5.2M) Expenses 75 ($5.0M) Net assets 125 ($7.5M)2023 Revenue 81 ($6.1M) Expenses 90 ($6.0M) Net assets 128 ($7.7M)2024 Revenue 78 ($5.9M) Expenses 84 ($5.6M) Net assets 133 ($8.0M)
'17'18'19'20'21'22'23'24
Revenue (78)Expenses (84)Net assets (133)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $10M to $11M (+8%).

$9.8M
$10M
$10M
$10M
$10M
$11M
$11M
$12M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 0% · 2018 0% · 2019 0% · 2020 7% · 2021 0% · 2022 0% · 2023 7% · 2024 0%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$852k
’17
$431k
’18
$106k
’19
$276k
’20
$580k
’21
$220k
’22
$22k
’23
$263k
’24
11
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Ronald Mclean

President/CEO

Board chair

Fred Reinhardt

Board chair

As listed on its FY2024 Form 990.

The chief executive listed changed between the FY2018 and FY2019 filings.

'17'18'19'20'21'22'23'24
Listed1818181718161818
Joined·+3+3+3+4+1+3+1
No longer listed·3343311
03Who funds it

Who funds it, year by year

2018 → 2023: the base broadened from 1 funder to 5 funders, grant income rose $6k → $41k.

Funder
'18
'19
'20
'21
'22
'23
'24*
total
Metro Credit Unionunclassified
$52k
$51k
$18k
$5k
funders
1
2
3
4
4
5
3

From the IRS filings of COOPERATIVE CREDIT UNION ASSOCIATION INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

COOPERATIVE CREDIT UNION ASSOCIATION INC leans on a few funders — its largest provides 31% of grant income and the top three 72%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

93% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COOPERATIVE CREDIT UNION ASSOCIATION INC.

31%
largest funder
72%
top three
~5
effective funders

Largest funder’s share by year: 2018 100% · 2019 73% · 2020 48% · 2021 31% · 2022 44% · 2023 41% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

82% of COOPERATIVE CREDIT UNION ASSOCIATION INC's grant income comes from Massachusetts funders.

WI
MA
RI

In-state vs out-of-state, by year

’18
’19
’20
’21
’22
’23
Massachusetts out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like COOPERATIVE CREDIT UNION ASSOCIATION INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Massachusetts

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

12
board members
92%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Footprint & structure

Part of a family of 2 related entities

  • Cooperative Solutions LLC · disregarded
  • Members Insurance Agency · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for COOPERATIVE CREDIT UNION ASSOCIATION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds COOPERATIVE CREDIT UNION ASSOCIATION INC?
COOPERATIVE CREDIT UNION ASSOCIATION INC (Massachusetts) receives grants from 7 organizations whose IRS filings report $171,558 to it, the largest being METRO CREDIT UNION ($52,352). 6 of them have funded it in more than one year.
How many funders does COOPERATIVE CREDIT UNION ASSOCIATION INC have?
IRS filings report 7 organizations giving $171,558 in grants to COOPERATIVE CREDIT UNION ASSOCIATION INC, 6 of which have funded it in more than one year.
Who is the largest funder of COOPERATIVE CREDIT UNION ASSOCIATION INC?
METRO CREDIT UNION is the largest funder on record, with $52,352 in grants. The full list of funders is on this page.
How can an organization like COOPERATIVE CREDIT UNION ASSOCIATION INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Cooperative Credit Union Association →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 7 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing