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Minnesota · Nonprofit

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT (Minnesota) receives grants from 11 organizations whose IRS filings report $142,206 to it, the largest being THRIVENT CHARITABLE IMPACT & INVESTING ($50,000). 7 of them have funded it in more than one year, and 86% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$460k
Funders on record
11
Grants received
$142k
Net assets
$6.2M
7/11 repeat funderspeak grant-dependency 17%
01What it does

What White Bear Lake Area Educational Foundat does

Mission

The mission of the White Bear Lake Area Educational Foundation is to enhance the district's ability to provide excellence in education for all students.

As stated on its FY2025 Form 990.

Program

  1. See schedule o.brosious fund - endowment fund used to give grants to an individual or group of teachers to enhance the rigor of the cirriculum or instruction within the school district.glasrud fund - fellowships awarded to teachers for professional growth with the hope that these awards will allow teachers to pursue professional development which would otherwise not be possible.ryan family fund - fund that provides funding to help assist with purchasing instructional materials, art supplies, and artists in the local elementary schools.

    $252,268 spentof which $190,705 as grants
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $252,268.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($416k) Expenses 100 ($249k) Net assets 100 ($3.1M)2018 Revenue 101 ($421k) Expenses 107 ($267k) Net assets 105 ($3.3M)2019 Revenue 76 ($316k) Expenses 112 ($279k) Net assets 110 ($3.5M)2020 Revenue 110 ($459k) Expenses 99 ($245k) Net assets 113 ($3.5M)2021 Revenue 76 ($316k) Expenses 97 ($241k) Net assets 142 ($4.5M)2022 Revenue 95 ($397k) Expenses 102 ($255k) Net assets 124 ($3.9M)2023 Revenue 88 ($367k) Expenses 153 ($382k) Net assets 134 ($4.2M)2024 Revenue 322 ($1.3M) Expenses 163 ($407k) Net assets 182 ($5.7M)2025 Revenue 111 ($460k) Expenses 154 ($384k) Net assets 199 ($6.2M)
'17'18'19'20'21'22'23'24'25
Revenue (111)Expenses (154)Net assets (199)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $4.2M to $5.7M (+36%).

$3.2M
$3.3M
$3.5M
$3.6M
$4.5M
$3.9M
$4.2M
$5.7M
$6.2M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

54% of WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT’s revenue is contributions — about as donation-reliant as the typical peer (57% for the typical peer).

This organization
Typical peer · 25,057 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.

$167k
’17
$154k
’18
$36k
’19
$214k
’20
$75k
’21
$142k
’22
−$15k
’23
$935k
’24
$77k
’25
1.0
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Lori Arnold

Executive director

Board chair

Shelly Graening

Board president

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2019 and FY2020, and between the FY2020 and FY2021 filings.

'17'18'19'20'21'22'23'24'25
Listed182322212021222222
Joined·+11+3+8+7+5+3+3+3
No longer listed·64984233
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 3 funders, grant income fell $13k → $5k.

6 of 11 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 86% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT leans on a few funders — its largest provides 35% of grant income and the top three 76%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

86% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT.

35%
largest funder
76%
top three
~4
effective funders

Largest funder’s share by year: 2017 92% · 2018 77% · 2019 86% · 2020 71% · 2021 91% · 2022 80% · 2023 60% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

33% of WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT's funders are still giving 3 years after their first grant; 64% give in more than one year at all.

first grant+1y+2y+3y+4y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

86% of WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $20k that is directly attributable, 100% of it comes from Minnesota funders.

MN

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Minnesota out of state home

Funder states come from each funder’s own filing. $122k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT runs a healthier operating margin than half of the 17,450 education nonprofits its size.

Operating margin17% · above the median
Months of reserve1.0mo · bottom quartile
Revenue growth (annualized)1% · below the median

this organization peer median middle 50% of peers· 17,450 education nonprofits $100k–$1M, FY2025

Organizations like WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

66% of spending goes to programs.

Program 66%Management 29%Fundraising 5%

Governance

21
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy–Document retention✓Board reviewed the 990✓Audited financials

Public support

68%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MN

Screen this organization

A dated, signed PDF of the compliance screen for WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT?
WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT (Minnesota) receives grants from 11 organizations whose IRS filings report $142,206 to it, the largest being THRIVENT CHARITABLE IMPACT & INVESTING ($50,000). 7 of them have funded it in more than one year, and 86% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT have?
IRS filings report 11 organizations giving $142,206 in grants to WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT, 7 of which have funded it in more than one year.
Who is the largest funder of WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT?
THRIVENT CHARITABLE IMPACT & INVESTING is the largest funder on record, with $50,000 in grants. The full list of funders is on this page.
How can an organization like WHITE BEAR LAKE AREA EDUCATIONAL FOUNDAT find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 11 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing