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Virginia · Nonprofit

WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY

WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY (Virginia) receives grants from 3 organizations whose IRS filings report $1,662,669 to it, the largest being Lettie Pate Whitehead Foundation Inc ($1,655,760). 2 of them have funded it in more than one year.

Revenue FY2025
$85M
Funders on record
3
Grants received
$1.7M
Net assets
$20M
2/3 repeat funderspeak grant-dependency 0%
01What it does

What Westminster-Canterbury on Chesapeake Bay does

Mission

The mission of Westminster-Canterbury on Chesapeake Bay is to establish, provide, maintain, operate, manage, control, or regulate one or more health care or residential services for older adults, including providing services in the homes of older adults and assisting other organizations providing these same services in achieving greater efficiencies, affordability, or quality in the delivery of such services.

As stated on its FY2025 Form 990.

Programs

  1. Independent living, which consists of 423 apartments offers dining services, weekly cleaning & linen services, fitness and wellness programs, planned activities & excursions, transportation to shopping, church, entertainment, and athletic activities to active people age 62 and older. On site activities include 2 swimming pools, a fitness center, a woodworking shop, a walk-in clinic, and direct access to the chesapeake bay. Assisted living, which consists of 80 apartments including a 14 bed dementia unit, is available for residents with special needs that may require supervision or assistance with their daily routine. The commonwealth of virginia licenses both independent and assisted living services as an adult care residence. The 108 bed skilled nursing home offers short-term rehabilitation services to residents and the greater community. Residents needing long-term nursing care are involved in our multifaceted lifestyles and engage in stimulating events tailored to a variety of interests and abilities.

    $45,965,681 spent$64,786,734 earned by the program
    81% of program spending
  2. Westminster-canterbury at home, llc provides medicare-certified home health services, home care (private duty) services, and medicare-certified hospice services utilizing our team of experienced, well-trained professionals consisting of physicians, nurses, aides, therapists, social workers, counselors and volunteers who provide medical care and 24-hour support services to patients and their families at home, on campus, and throughout hampton roads.

    $8,378,936 spent$11,712,387 earned by the program
    15% of program spending
  3. Senior options, llc continues the mission of westminster-canterbury by helping non-profit organizations provide quality home and community based services such as home health, home care, and hospice, throughout their local community.

    $2,104,795 spent$3,710,864 earned by the program
    4% of program spending
  4. Cannability consulting provides individual and industry education, consultation, advocacy , and evidence-based interventions that allow individuals to make safe and informed decisions about cannabis theapeutics.

    $108,588 spent$62,514 earned by the program
    0% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $56,558,000.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($52M) Expenses 100 ($50M) Net assets -682 ($-17636247)2018 Revenue 109 ($57M) Expenses 109 ($54M) Net assets -562 ($-14532717)2019 Revenue 120 ($63M) Expenses 122 ($61M) Net assets -430 ($-11129085)2020 Revenue 122 ($64M) Expenses 128 ($63M) Net assets -320 ($-8281398)2021 Revenue 134 ($70M) Expenses 131 ($65M) Net assets -57 ($-1464845)2022 Revenue 133 ($69M) Expenses 133 ($66M) Net assets -219 ($-5651196)2023 Revenue 146 ($76M) Expenses 141 ($70M) Net assets 100 ($2.6M)2024 Revenue 137 ($72M) Expenses 152 ($75M) Net assets 248 ($6.4M)2025 Revenue 162 ($85M) Expenses 161 ($80M) Net assets 779 ($20M)
'17'18'19'20'21'22'23'24'25
Revenue (162)Expenses (161)Net assets (779)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $267M to $723M (+170%).

$169M
$178M
$181M
$183M
$227M
$237M
$267M
$723M
$766M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2023 4%. Grants only. Government contracts and fees sit inside program revenue.

0% of WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY’s revenue is contributions — more earned-revenue than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,400 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.

$2.5M
’17
$2.9M
’18
$2.1M
’19
$597k
’20
$5.2M
’21
$3.1M
’22
$6.1M
’23
−$3.8M
’24
$4.7M
’25
3.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

J Benjamin Unkle Jr

President/CEO (**see statement)

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed282929262629272835
Joined·+6+4+6+1+4+6+7+11
No longer listed·54911864
03Who funds it

Who funds it, year by year

2019 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $6k → $354k.

Funder
'19
'20
'21
'22
'23
'24*
total
funders
1
2
2
2
2
1

2 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY leans on a few funders — its largest provides 100% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY.

100%
largest funder
100%
top three
~1
effective funders

Largest funder’s share by year: 2019 100% · 2020 100% · 2021 100% · 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY draws 100% of its grant income from funders outside Virginia, across 1 state in all.

GA

In-state vs out-of-state, by year

’20
’21
’22
’23
Virginia out of state home

Funder states come from each funder’s own filing. $7k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY runs a healthier operating margin than half of the 2,297 human services nonprofits its size.

Operating margin6% · above the median
Months of reserve3.1mo · above the median
Revenue growth (annualized)6% · above the median

this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025

Organizations like WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Virginia

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

71% of spending goes to programs.

Program 71%Management 29%Fundraising 0%

Governance

17
board members
94%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

97%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 7 related entities

  • Westminster-Canterbury at Home LLC · disregarded
  • Senior Options LLC · disregarded
  • So Realty LLC · disregarded
  • Cannability Consulting · disregarded
  • Westminster-Canterbury on Chesapeake Bay Foundation · exempt

Screen this organization

A dated, signed PDF of the compliance screen for WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY?
WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY (Virginia) receives grants from 3 organizations whose IRS filings report $1,662,669 to it, the largest being Lettie Pate Whitehead Foundation Inc ($1,655,760). 2 of them have funded it in more than one year.
How many funders does WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY have?
IRS filings report 3 organizations giving $1,662,669 in grants to WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY, 2 of which have funded it in more than one year.
Who is the largest funder of WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY?
Lettie Pate Whitehead Foundation Inc is the largest funder on record, with $1,655,760 in grants. The full list of funders is on this page.
How can an organization like WESTMINSTER-CANTERBURY ON CHESAPEAKE BAY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Virginia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing