Skip to content

California · Nonprofit

TECHNOLOGY CREDIT UNION

TECHNOLOGY CREDIT UNION (California) receives grants from 1 organization whose IRS filings report $6,000 to it, the largest being Santa Clara and San Benito Counties Building and Construction Trades Council ($6,000). 0 of them have funded it in more than one year.

Revenue FY2024
$239M
Funders on record
1
Grants received
$6k
Net assets
$420M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Technology Credit Union does

Mission

Technology Credit Union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, Technology Credit Union conducts its business for the mutal benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

As stated on its FY2024 Form 990.

Programs

  1. During 2023 Technology Credit Union had 169,002 members with 434 member companies. To enhance members' easy access anywhere and anytime at no cost to the members, tech cu provides online banking services. Some of the features are the ability to view account balances, view or download account history, view images of cleared checks and view pending transactions. Also, members have the privilege to make or schedule payments for transfer between tech cu accounts or other financial institutions. Members can also pay their bills using the tech cu bill pay online. The online banking services enable members to manage their account(s) conveniently from receiving email alerts on the account activity to placing a stop payment on an outgoing check. Members can update their profile and gain access to a secured email. Tech cu online banking uses the most advanced encryption standards to protect accounts and to conduct financial business. The innovative login security system ensures personal access and security of account information.

  2. Technology Credit Union provides atm (automated teller machine) services to members. Members can access their bank account in order to make cash withdrawals (or credit card cash advances) and check account balances conveniently in a public space without the need for a human clerk or bank teller.

  3. Technology Credit Union private banking is a personalized service program designed specifically for their most financially successful members. Private banking members are assigned to a private banking manager, an experienced credit union professional, who serves as personal resource and point of contact for all their financial services needs. The private banking managers provide personal, responsive, professional, and friendly service while ensuring the security and confidentiality of every financial transaction. They also act as liaisons, connecting their members with the best financial experts in investing, real estate lending and consumer lending. In addition, private banking members are entitled to a wealth of benefits including estate planning and trust services at a specially discounted rate, tax planning and preparation, loan rate discounts and priority processing of all loans, special private banking seminars and events, exclusive private banking newsletter, and preferred rate membership to the silicon valley capital club. Technology Credit Union has also moved from cetera to lpl financial services to provide better investment options for its members.

  4. Technology Credit Union offers business members a wide range of products (such as business savings account, business money market accounts, business money market plus account, business basic checking, business interest checking, business certificates, business check cards, business auto loan, business line of credit, business credit card - first national bank of omaha, and sba loans) and tools needed to manage business transactions and achieve their business financial goals.in addition, tech cu provides investment services to members with products such as securities, bonds, insurance, ira, 527 plans, and more. There is also the relationship rewards program that rewards members for doing business with tech cu.

The 4 programs described on its FY2023 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($92M) Expenses 100 ($65M) Net assets 100 ($253M)2018 Revenue 120 ($111M) Expenses 121 ($78M) Net assets 112 ($284M)2019 Revenue 143 ($132M) Expenses 156 ($101M) Net assets 128 ($323M)2020 Revenue 148 ($137M) Expenses 156 ($101M) Net assets 145 ($367M)2021 Revenue 187 ($173M) Expenses 146 ($94M) Net assets 169 ($427M)2022 Revenue 212 ($196M) Expenses 213 ($138M) Net assets 154 ($390M)2023 Revenue 254 ($235M) Expenses 338 ($219M) Net assets 162 ($411M)2024 Revenue 259 ($239M) Expenses 369 ($239M) Net assets 166 ($420M)
'17'18'19'20'21'22'23'24
Revenue (259)Expenses (369)Net assets (166)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $3.0B to $3.7B (+21%).

$2.5B
$2.7B
$3.0B
$3.7B
$4.1B
$4.5B
$4.8B
$4.8B
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$28M
’17
$33M
’18
$32M
’19
$36M
’20
$79M
’21
$59M
’22
$16M
’23
$875k
’24
27
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Todd Harris

President/CEO, secretary/treasurer

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed3233313132323437
Joined·+7+3+5+3+5+4+6
No longer listed·6552523
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

From the IRS filings of TECHNOLOGY CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of TECHNOLOGY CREDIT UNION's grant income comes from California funders.

CA

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like TECHNOLOGY CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

11
board members
91%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Footprint & structure

Files a return copy in 1 state

CA

Part of a family of 2 related entities

  • Tech Capital LLC · disregarded
  • Tech Smart Finance LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for TECHNOLOGY CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds TECHNOLOGY CREDIT UNION?
TECHNOLOGY CREDIT UNION (California) receives grants from 1 organization whose IRS filings report $6,000 to it, the largest being Santa Clara and San Benito Counties Building and Construction Trades Council ($6,000). 0 of them have funded it in more than one year.
How many funders does TECHNOLOGY CREDIT UNION have?
IRS filings report 1 organization giving $6,000 in grants to TECHNOLOGY CREDIT UNION.
Who is the largest funder of TECHNOLOGY CREDIT UNION?
Santa Clara and San Benito Counties Building and Construction Trades Council is the largest funder on record, with $6,000 in grants. The full list of funders is on this page.
How can an organization like TECHNOLOGY CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing