Michigan · Nonprofit
RIPPLE EFFECT INC
RIPPLE EFFECT INC (Michigan) receives grants from 3 organizations whose IRS filings report $494,306 to it, the largest being NATL CHRISTIAN CHARITABLE FDN INC ($486,200). 2 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $725k
- Funders on record
- 3
- Grants received
- $494k
- Net assets
- $729k
What Ripple Effect Inc does
Mission
Supporting people and programs locally and globally by empowering those in need.
As stated on its FY2025 Form 990.
Programs
Resale shoppe: the organization operates a resale shoppe offering donated clothing, furniture, and household items at affordable prices. Proceeds from the store support the organization's programs. The thrift store furthers the organization's christian mission by promoting stewardship, serving the community, and providing opportunities for service in christ's name.
$147,877 spent$246,167 earned by the program69% of program spendingTransitional housing: the organization is dedicated to assisting women and their children experiencing periods of transition and housing instability. Through advocacy, mentorship, and related support initiatives, the organization provides access to essential resources, including food, clothing, and shelter. These programs are designed to promote empowerment and long-term stability by equipping families with the skills, resources, and support necessary to achieve self-sufficiency.
$50,575 spentof which $930 as grants$464,859 earned by the program24% of program spendingCommunity care: the organization provides support for individuals and families facing economic hardship, personal crises, or other challenging circumstances. Through access to essential resources and services, the program is designed to promote stability and well-being. These initiatives aim to empower participants by providing the tools and support necessary to improved quality of life.
$16,675 spentof which $9,400 as grants$14,443 earned by the program8% of program spending
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $215,127.
The organization over time
Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $166k to $791k (+375%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 7%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 7 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Heather Devereaux
Executive director, ripple effect inc.
Board chair
Kirk Oosting
Board president
As listed on its FY2025 Form 990.
Who funds it, year by year
2022 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $51 → $50k.
3 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 100% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of RIPPLE EFFECT INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
RIPPLE EFFECT INC leans on a few funders — its largest provides 98% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund RIPPLE EFFECT INC.
Largest funder’s share by year: 2022 100% · 2023 100% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of RIPPLE EFFECT INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Too little is directly attributable to place on a map.
Funder states come from each funder’s own filing. $494k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like RIPPLE EFFECT INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Michigan
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for RIPPLE EFFECT INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds RIPPLE EFFECT INC?
- RIPPLE EFFECT INC (Michigan) receives grants from 3 organizations whose IRS filings report $494,306 to it, the largest being NATL CHRISTIAN CHARITABLE FDN INC ($486,200). 2 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does RIPPLE EFFECT INC have?
- IRS filings report 3 organizations giving $494,306 in grants to RIPPLE EFFECT INC, 2 of which have funded it in more than one year.
- Who is the largest funder of RIPPLE EFFECT INC?
- NATL CHRISTIAN CHARITABLE FDN INC is the largest funder on record, with $486,200 in grants. The full list of funders is on this page.
- How can an organization like RIPPLE EFFECT INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing