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Ohio · Nonprofit

PAINESVILLE CREDIT UNION

PAINESVILLE CREDIT UNION (Ohio) receives grants from 1 organization whose IRS filings report $5,000 to it, the largest being MIKE'S KIDS ($5,000). 0 of them have funded it in more than one year.

Revenue FY2024
$2.8M
Funders on record
1
Grants received
$5k
Net assets
$6.8M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Painesville Credit Union does

Mission

To promote thrift in its members by providing lending, savings and other financial services to qualified members.

As stated on its FY2024 Form 990.

Programs

  1. Our primary service is lending, and the revenue that we receive is in the form of interest and fees on loans. The funds that we loan out are those that have been deposited by our members, so the expenses--the cost of those funds--are the dividends that we pay on these deposits plus any interest that we pay on funds that we need to borrow.

  2. We also offer share draft-checking account with atm cards. We receive revenue from the members by providing these services and incur costs as well.

The 2 programs described on its FY2023 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($1.6M) Expenses 100 ($1.2M) Net assets 100 ($3.7M)2018 Revenue 111 ($1.8M) Expenses 123 ($1.5M) Net assets 108 ($4.0M)2019 Revenue 123 ($2.0M) Expenses 121 ($1.5M) Net assets 122 ($4.4M)2020 Revenue 113 ($1.8M) Expenses 115 ($1.4M) Net assets 133 ($4.8M)2021 Revenue 111 ($1.8M) Expenses 120 ($1.5M) Net assets 141 ($5.1M)2022 Revenue 115 ($1.8M) Expenses 126 ($1.5M) Net assets 149 ($5.4M)2023 Revenue 153 ($2.4M) Expenses 150 ($1.8M) Net assets 166 ($6.0M)2024 Revenue 175 ($2.8M) Expenses 165 ($2.0M) Net assets 187 ($6.8M)
'17'18'19'20'21'22'23'24
Revenue (175)Expenses (165)Net assets (187)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $30M to $36M (+20%).

$29M
$31M
$30M
$36M
$41M
$47M
$44M
$45M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$377k
’17
$278k
’18
$488k
’19
$404k
’20
$296k
’21
$298k
’22
$615k
’23
$778k
’24
32
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Lori Guzzi

CEO

Board chair

Kenneth Takacs

Board president

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed98999999
Joined·+0+1+0+0+0+2+0
No longer listed·1000020
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'20
total
funders
1

From the IRS filings of PAINESVILLE CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of PAINESVILLE CREDIT UNION's grant income comes from Ohio funders.

OH

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like PAINESVILLE CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Ohio

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

7
board members
100%
independent
–Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for PAINESVILLE CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds PAINESVILLE CREDIT UNION?
PAINESVILLE CREDIT UNION (Ohio) receives grants from 1 organization whose IRS filings report $5,000 to it, the largest being MIKE'S KIDS ($5,000). 0 of them have funded it in more than one year.
How many funders does PAINESVILLE CREDIT UNION have?
IRS filings report 1 organization giving $5,000 in grants to PAINESVILLE CREDIT UNION.
Who is the largest funder of PAINESVILLE CREDIT UNION?
MIKE'S KIDS is the largest funder on record, with $5,000 in grants. The full list of funders is on this page.
How can an organization like PAINESVILLE CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Ohio. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Painesville Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing